Fintech Daydreaming

Sun’s out, fines out! In this sizzling episode of Fintech Daydreaming and Helsinki Fintech Farm Nordic Fintech Highlights, Ville, Janne, and Pål serve up a refreshing mix of Nordic fintech news—with a splash of sarcasm and a shot of hydration advice.💳 Enfuce declares war on fraud with its bold Fortitude Pledge to eliminate financial crime. The gang debates whether 100% fraud prevention is ambitio...

This week, Fintech Daydreaming goes live from the heart of Helsinki for a special episode recorded at the 2025 Nordic Fintech Summit! With espresso (and later some beers) in hand and mics at the ready, Pål and Ville roamed the event to capture the freshest insights, boldest predictions, and too many slightly questionable karaoke references. We caught up with:• Janne Salminen, CEO of Helsinki Finte...

Nordic Fintech Highlights is back with Pål, Ville & JanneHold onto your wallets — it’s another round of Fintech Daydreaming’s Nordic Fintech Highlights! This month, the crew dives into:💸 Froda’s fresh funding round – Pål kicks things off with Froda’s impressive new investment and what it means for the embedded finance scene in the Nordics. Is Froda quietly becoming the Stripe of SME lending?...

In this highly anticipated episode of Fintech Daydreaming, Ville and Pål sit down with Sampsa Laine, CEO of Alisa Bank, to uncover the story behind one of Finland’s most interesting digital banks. From its fintech roots to securing a full banking license, Alisa Bank has been on quite the journey—and Sampsa takes us behind the scenes. We dig into:🏦 How Alisa Bank came to be and how it balances fin...

April's here, the snow is (mostly) gone, and the fintech news is blooming — sort of. In this episode, your favourite fintech trio Ville, Pål, and Janne return with a fresh batch of Nordic headlines, greetings from the Baltic Fintech Days, hot takes, and at least one minor existential crisis. Here’s what went down:Ville got us started with some light apocalyptic vibes, as we unpacked Sweden’s R...

This one’s special! We joined forces with none other than Breaking Banks for a crossover episode featuring the legendary Brett King alongside Pål and Ville. In true fireside chat style, we dove deep into the biggest shifts shaping fintech today and what’s coming next. Topics? Oh, we covered it all, including but definitely not limited to:🔥 The Nordic fintech scene — what are the big names from th...

We can pay for everything digitally, so why are we still walking away with crumpled paper receipts? In this episode of Fintech Daydreaming, Pål and Ville sit down with Chris Moore, Director of International Business at ReceiptHero, to discuss the journey of bringing receipts into the digital age. Chris walks us through the challenges of transforming an underserved market, the practicalities of mak...

February may be short, but Nordic fintech didn’t hold back! In this Fintech Daydreaming episode, Pål, Ville, and Janne sit down for another round of Nordic Fintech Highlights. As always, we covered the biggest fintech news—but not before Janne cracked a joke so bad it nearly derailed the entire recording. (We survived… barely.)Here’s what we tackled this time:🚀 Lunar’s big BaaS bet – Pål took a d...

Hot Takes, Cool Guests & The Best Kind of Fintech Mayhem For this special episode, we packed our mics, grabbed some strong coffee, and took Fintech Daydreaming on the road to Stockholm Fintech Week! 🎤🚀 Amidst the fintech frenzy, Pål and Ville caught up with some of the sharpest minds in the industry for rapid-fire chats, bold predictions, and a few fintech hot takes. Our all-star lineup incl...

We’re kicking off this episode of Fintech Daydreaming with something special—welcoming our new editor and producer, Femi Apanishile, to the team! 🎉 But after the celebrations, it’s straight back to business with another Nordic Fintech Highlights session. This time, things got... heated. Pål, Ville, and Janne dived into the latest fintech news, but the conversation quickly turned into a colorful r...

In this episode of Fintech Daydreaming, Ville and Pål welcome back the one and only Leda Glyptis, PhD—advisor, speaker, and author of Beyond Resilience and Bankers Like Us. Leda brings her sharp insights and candid humor to the mic as we explore her latest book and the patterns of success (and failure) shaping the fintech industry. From debunking the myth of the "rockstar founder" to ret...

Welcome to 2025 and season 11 of Fintech Daydreaming! We’re back, well-caffeinated, and ready to dive into another year of fintech wonders. To kick things off, Pål, Ville, and Janne put on their trend-spotting hats and take a look at what’s buzzing in the Nordics and beyond. What’s hot? What’s not? And what might just surprise us all in 2025? Of course, it wouldn’t be Fintech Daydreaming without s...

It’s that time of the year! In our Christmas special, Pål and Ville close out season ten of Fintech Daydreaming with a heartfelt reflection on five years and ten seasons of podcasting. What keeps the passion alive after all this time? Tune in to hear the co-hosts share their thoughts on the journey so far, what they’ve learned, and why the world of fintech podcasting continues to inspire us. We al...

In this special episode of Fintech Daydreaming recorded live in Nordea headquarters in Helsinki, we sit down with Jyrki Katainen, Head of Public Relations at Nordea Bank and former Prime Minister of Finland, to explore his transition from politics to banking and what it means to lead public affairs for one of Europe’s largest financial institutions. Jyrki shares his reflections on moving from a ca...

This week, Pål and Ville dive into the regulatory labyrinth with Eva-Lotta Hokkonen, an attorney and senior associate at Dittmar & Indrenius, and a go-to expert on fintech compliance. If you’ve ever wondered why compliance feels like scaling Mount Everest for fintechs, we’re about to break it all down. We dig into why compliance presents unique hurdles for fintechs compared to traditional bank...

We’re back with another Nordic Fintech Highlights episode, where Pål, Ville, and our regular guest co-host Janne Salminen from Helsinki Fintech Farm unpack the latest from the Nordics—and this week, it’s all about tech innovations, top fintech picks, and payment upgrades! First up, Pål takes us through Lunar’s big news: they’re launching GenAI, Europe’s first AI-native voice assistant for banking....

This week, Ville and Pål sit down with Elisabeth Prager, co-founder of Aila Money, to tackle a topic that deserves way more airtime—the gender wealth gap. Spoiler alert: it’s still very much a thing, and the numbers aren’t pretty. But fear not, because Elisabeth and her team at Aila Money are stepping up to be part of the solution. We explore how Aila Money is empowering women financially, with to...

We’re back with another Nordic Fintech Highlights episode, kicking things off with a nod to the Mobey Forum member meeting’s epic "Fight Club" debate earlier that week. Two of our former guests, Monika Liikamaa and Anders Olofsson, went head-to-head—and let’s just say, the fintech gloves were off! As always, Pål and Ville are joined by Janne Salminen from Helsinki Fintech Farm to break down the la...

In this episode of Fintech Daydreaming, Pål and Ville are joined by Jani Ristimäki from BearingPoint to dive deep into one of the buzzwords of the moment—embedded finance. Spoiler alert: it’s already here, and it’s changing the game for banks, fintechs, and consumers alike. From payments baked seamlessly into apps to financial services appearing in places you’d never expect, we break down what emb...

We’re back with another Nordic Fintech Highlights episode, and this time it’s practically drenched in pink, thanks to Klarna's dominant presence! Pål and Ville, along with the ever-insightful Janne Salminen from Helsinki Fintech Farm, dive into the latest Nordic fintech stories making waves. First, Pål kicks off with IKEA’s intriguing foray into the second-hand market with IKEA Preowned. A mar...

Fintech Daydreaming continues season ten with an anticipated comeback —welcoming back Chris Skinner, the legendary fintech thinker, for the first time in five years! Pål and Ville sit down with Chris to dive into his latest book, “Intelligent Money: When Money Thinks for You.” In true Skinner style, we’re exploring a future where money isn’t just a tool—it’s an intelligent partner, anticipating yo...

After a well-deserved summer break, Fintech Daydreaming is back and ready to dive into the latest buzz from the Nordic fintech world! Pål and Ville, alongside our trusty guest co-host Janne Salminen from Helsinki Fintech Farm, are kicking off the new season with a roundup of stories that are making waves in the industry. First up, Pål breaks down the exciting news of Gimi partnering with Nordea. I...

As the Nordic sun lingers in the sky, signaling the start of summer, Fintech Daydreaming brings you a season finale packed with the latest and greatest from the financial technology front. Join Pål, Ville, and our beloved guest co-host Janne Salminen from Helsinki Fintech Farm for one last hurrah before we all take a well-deserved summer break. In this episode, Pål dives into the fresh collaborati...

Fintech enthusiasts, get ready to elevate your payments knowledge! We're joined by the brilliant Monika Liikamaa, co-CEO and co-founder of Enfuce, the company making card payments as seamless as a winter sport on ice. Get ready to explore: Monika's Transformation: Discover how she traded her corporate banking attire for a startup founder's toolkit. What sparked the change – a rogue ATM...

Welcome back to “Fintech Daydreaming,” where we’re still decompressing from the high-octane thrill ride that was the Nordic Fintech Summit in Helsinki! Join Pål, Ville, and our special guests, Janne Salminen and Ola Sundell from Helsinki Fintech Farm, as they spill the beans on orchestrating this fintech fiesta. We start with their fresh-off-the-press impressions—what popped, what flopped, and whi...