Jason Mikula
Fintech Business Weekly
Covering fintech and banking without fear or favor: a once-a-week newsletter offering in-depth analysis on trends and stories in banking, fintech, and crypto. fintechbusinessweekly.substack.com
Author
Jason Mikula
Category
Podcast website
Latest episode
Jul 8, 2026
Where to listen?
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Episodes
Fintech Recap: Fintech Funding, Zelle Fraud 09.12.2022 49:59
Alex Johnson , creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap , where we unpack some of the biggest stories in fintech, banking, and crypto. This month, we had the chance to talk about: * Consumer fintechs that are still getting funded: Daylight, Totem, Greenwood & more * Zelle testing giving users refunds for some kin...
Interview: Hristo Borisov, Cofounder & CEO at Payhawk 16.11.2022 27:07
In this episode, I talk to Hristo Borisov, cofounder and CEO at Payhawk , a spend management solution enabling mid-sized businesses to spend and scale globally. We had a chance to talk about: Payhawk’s strategy to compete in the increasingly crowded expense management space; how Payhawk’s business and revenue models compare to competitors; lessons learned from scaling Payhawk into 32 countries; di...
Predictions for 2023: Live from Money20/20 10.11.2022 30:16
One last very special podcast from Money20/20. In this live episode, I was joined by David Sinsky , VP of Lending at Unit, Jarad Gilmore , Head of Partnerships at Middesk, Emanuel Pleitez , Head of Business Development at Finix, and Nikhil Sachdev , Managing Director at Insight Partners. In the spirit of Las Vegas and the game night event this was recorded at, we took a gamble on making our best p...
Interview: Rex Salisbury, Founder & GP, Cambrian Ventures 03.11.2022 42:19
In this episode, I talk to Rex Salisbury , Founder and General Partner at Cambrian Ventures . We had a chance to talk about:-becoming an accidental community builder-the backstory of Cambrian Ventures-Rex’s experience at renowned VC firm Andreessen Horowitz-working with founders at the earliest stages-the rise of emerging managers & the “Solo GP”…and more! Get full access to Fintech Business Weekl...
Fintech Recap: The Money20/20 "Precap" 28.10.2022 36:29
Hey all, Jason here. What a week it’s been! This episode marks the one-year anniversary of this podcast. Alex Johnson , creator of the Fintech Takes , and I recorded our first episode live at Money20/20 last year. Unfortunately, Alex got trapped in Montana due to a snowstorm and wasn’t able to join me for this episode. But fintech Twitter came to the rescue. Matt Janiga , GC at Lithic, Charles Pot...
Interview: Trisha Kothari, Cofounder & CEO of Unit21 19.10.2022 31:56
In this episode, I talk to Trisha Kothari , co-founder and CEO of fraud and AML infrastructure platform Unit21 . We had a chance to talk about: * Why breaking data out of silos is key to effective fraud risk management * Unit21’s biggest takeaways from 230+ conversations with fraud and AML professionals * Why enabling fraud professionals to manage models and rules without requiring engineering sup...
Fintech Recap: Parsing MoneyLion's Legal Woes 05.10.2022 50:44
Hey all, Jason here. Alex Johnson , creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap , where we unpack some of the biggest stories in fintech, banking, and crypto. This month, we had the chance to talk about: * Parsing MoneyLion’s latest legal problems * What the CFPB’s BNPL report means for the industry * Goldman’s “sub...
Interview: Neal Desai of Kafene 21.09.2022 43:47
Welcome back to Fintech Business Podcast. In this episode, I talk to Neal Desai , co-founder and CEO of lease-to-own startup Kafene — which just announced it has raised an $18 million Series B. Congrats to Neal and the entire Kafene team! We had a chance to talk about: * How lease-to-own works & how it’s different than BNPL * What’s “fintech” about Kafene vs. legacy players like Aaron’s and Rent-a...
Fintech Recap: Goldman May Delay Checking, Who Wins with Rising Rates, Student Loan Forgiveness 07.09.2022 50:00
Hey all, Jason here. Alex Johnson , creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap , where we unpack some of the biggest stories in fintech, banking, and crypto. This month, we had the chance to talk about: * Goldman Sachs was supposed to launch its Marcus checking account in 2021, but new reports indicate it may be fu...
Interview: Soups Ranjan, Cofounder of Sardine 31.08.2022 37:27
Hey all, Jason here. Welcome back to Fintech Business Podcast. In this episode, I talk to Soups Ranjan , co-founder and CEO at Sardine , a fraud prevention and compliance infrastructure startup. We had a chance to talk about: * How technology can enable faster, safer money movement * Sardine’s unique approach of taking on the fraud risk of its customers * The trade-offs in reducing friction in fin...
Banking-as-a-Service & Regulation: A Conversation with Sankaet Pathak of Synapse & Shaul David of Railsr 14.08.2022 42:18
Hey all, Jason here. This Sunday, I have a “hybrid” post for you — both regular newsletter content and a special podcast conversation about banking-as-a-service and regulation, with guests Sankaet Pathak , co-founder and CEO of Synapse , and Shaul David , Head of Banking at Railsr . We had a wide-ranging conversation about the space, including: * How banking-as-a-service can help bank/fintech part...
Fintech Recap: BNPL Round Up, Credit Cards Sans Credit Scores, Credit Union Sues Apple, Zelle Fraud 03.08.2022 1:04:13
Hey all, Jason here. Alex Johnson , creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap , where we unpack some of the biggest stories in fintech, banking, and crypto. This month, we had the chance to talk about: * Ongoing fall out in the buy now, pay later sector: Klarna’s valuation correction, Zip/Sezzle call off merger, O...
Interview: Joe Robinson, CEO of Hummingbird, Live at Money2020 06.07.2022 32:07
Hey all, Jason here. Welcome back to Fintech Business Podcast. In this episode, I had the chance to catch up with Joe Robinson , co-founder and CEO of Hummingbird , live at last month’s Money2020. We had the chance to talk about: * Joe’s background and what led to his role at Hummingbird * The pain of using Google docs & email for case management * The complexity of managing compliance in today’s...
Fintech Recap, with Special Guest Sophia Goldberg, Author of Field Guide to Global Payments 30.06.2022 53:26
Hey all, Jason here. Happy to bring you the latest episode of Fintech Recap, where Alex Johnson , of Fintech Takes , and I unpack some of the month’s biggest, most interesting, or just plain weird fintech news. This month, we were joined by special guest Sophia Goldberg , fintech founder and author of recently released book, The Field Guide to Global Payments . We had a chance to discuss: * Chaos...
Interview: Iain McDougall, CCO of Yapily, Live at Money2020 23.06.2022 29:51
Hey all, Jason here. Welcome back to Fintech Business Podcast. In this episode, I sat down with Iain McDougall, the Chief Commercial Officer of open banking infrastructure provider Yapily . We had a chance to discuss: * Iain’s background, and what led him to fintech * Open banking in Europe vs. the US * PSD2 * How open banking can facilitate innovation and competition * Lessons the US can learn fr...
Interview: Paolo Ardoino, CTO of Bitfinex, Live at Money2020 17.06.2022 37:48
Hey all, it’s Jason. Welcome to Fintech Business Podcast , a monthly(ish) podcast where I’ll be interviewing leaders in banking, fintech, and crypto. If you’re already subscribed to the main newsletter, you’ll automatically receive each new episode when it’s published. Don’t worry, this will be in addition to the Fintech Recap news show that Alex Johnson and I do each month! In this first episode,...
Fintech Recap: TerraLuna, Bitcoin 401ks & More with Zero Hash CEO Edward Woodford 02.06.2022 40:54
Hey all, Jason here. I’m happy to bring you the latest episode of Fintech Recap , the podcast where Alex Johnson , of Fintech Takes , and I discuss and analyze some of the hottest, most interesting, or just plain weird stories in banking, fintech, and crypto. This month, we’re please to be joined by a crypto expert, Edward Woodford , co-founder and CEO of “crypto infrastructure-a...
Fintech Recap: Key Factors Impacting Lending in 2022 22.05.2022
Hey all, Jason here. Instead of the usual Sunday newsletter, I have a very special episode of Fintech Recap, the podcast where Alex Johnson of Fintech Takes and I discuss the latest in fintech, banking, and crypto. Recorded at last month’s Empire Startups Fintech Conference in New York City, Alex and I discuss trends that will impact consumer lending in 2022, including the rapidly changing m...
Fintech Recap: Financial Connections, Bitcoin as Legal Tender, CFPB's 'Dormant' Authority 10.05.2022 53:39
Hey all, Alex Johnson and I are pleased to bring you the latest monthly installment of Fintech Recap. Congratulations are in order, as Alex’s Fintech Takes has been acquired by Workweek — if you don’t already subscribe, you should do so here . We’ll continue distributing the podcast here, so as long as you’re subscribed to Fintech Business Weekly, it will be in your i...
Fintech Recap: Apple, the Credit Bureaus, and the CFPB All Break the Mold 15.04.2022 47:16
Hey all, Jason here with the latest episode of Fintech Recap, the podcast in which I join Alex Johnson of Fintech Takes (if you don’t subscribe aleady, fix that!) to breakdown some of the biggest (and/or weirdest) stories in fintech, banking & crypto. In this episode, we break down Apple’s ‘Breakout’ initiative, discuss why the credit bureaus’ recent changes for deali...
Fintech Recap: Overdrafts, Fintech IPOs & SoFi's Latest Acquisition 04.03.2022 43:54
Hey all, Jason here with the latest episode of Fintech Recap, the monthly-ish podcast where Alex Johnson , creator of Fintech Takes newsletter, and I talk through some of the biggest stories in banking and fintech. This month, we’re talking about: Citi’s decision to stop charging overdraft and NSF fees. Chime’s (reported) decision to delay its IPO. SoFi’s decision to acquir...
Fintech Recap: Robo-Advice, the Future of Financial Infrastructure 08.02.2022 35:15
Hey all, Jason here, bringing you the latest episode of Fintech Recap, the monthly(ish) podcast I host with Alex Johnson of Fintech Takes analyzing current events in banking, fintech, and crypto. Joining us this month is Lex Sokolin , Head Economist at blockchain infrastructure company ConsenSys and creator of the Fintech Blueprint newsletter and podcast. We discuss UBS’ acquisition of roboa...
Fintech Recap: BNPL credit reporting, P2P payments, & SPACs 14.01.2022 44:57
Hey all, Jason here. I’m pleased to present the third installment of Fintech Recap , the monthly-ish podcast I host with Alex Johnson, author of Fintech Takes newsletter and Director of Fintech Research at Cornerstone Advisors. In this episode, Alex and I bid farewell to 2021 by discussing: The credit bureaus’ long-time-coming embrace of BNPL. The introduction of new products in the P2...
Fintech Recap #2: Overdrafts, N26, Meta, Bitcoin Bonds 09.12.2021 38:55
Hey all, Jason here. You asked, we delivered. Welcome to the 2nd episode of Fintech Recap, the (approximately!) monthly podcast, where I join Alex Johnson of Fintech Takes to analyze the biggest, most interesting, or just plain bizarre stories in banking, fintech, and crypto and the trends behind them. This month, special guest Simon Taylor , co-founder of 11fs, joins. Topics covered include: Capi...
Introducing: the Fintech Recap podcast 28.10.2021 38:28
Hey all, it’s Jason. Exciting news — Fintech Business Weekly now includes a podcast, Fintech Recap . The purpose of the podcast is, as you might have guessed from the name, to recap the most interesting news, trends, and ideas in fintech on a regular basis. The best part of the podcast is that I get to collaborate on it with one of my favorite people in fintech — Alex Johnson , t...
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