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“India’s twin balance sheet problem is over. We now have a twin balance sheet advantage!” That’s what Finance Minister Nirmala Sitharaman said a couple of days ago. And it’s the same thing that RBI Governor Shaktikanta Das said last month. So in today’s episode for 6th July 2023, we explain what’s this twin balance sheet they’re talking about and whether the problem is really over. But before that...

In today’s episode for 5th July 2023, we offer a simplified explainer on India’s proposed shift from fixed electricity tariffs to tariffs that change according to time. Also, a quick sidenote. If you're someone (or you know someone) who's great with communication and are enthusiastic to join our team, Ditto is looking to recruit new Insurance advisors. And no you don't need to know abo...

In today’s episode for 4th July 2023, we explain the new deal between the National Stock Exchange (NSE) and the Singapore Stock Exchange (SGX). Also, a quick sidenote. If you're someone (or you know someone) who's great with communication and are enthusiastic to join our team, Ditto is looking to recruit new Insurance advisors. And no you don't need to know about insurance. We will tra...

In today’s episode for 3rd July 2023, we explain why people are pushing the limits of tourism and the associated problems. Also, a quick sidenote. If you're someone who's great with communication and are enthusiastic to join our team, Ditto is looking to recruit new Insurance advisors. And no you don't need to know about insurance. We will train you from scratch and you can enjoy worki...

In today’s episode for 1st July 2023, we explain why a commodity exchange monopoly has been having a rough time of late. Before we begin today's story, here's a quick side note — When you are new to investing and the stock market, you are bound to make a few errors. But some of those mistakes can be more damaging than others. Our co-founder Shrehith Karkera made one such mistake during his...

The Apple rumour mill is churning. And the big news is that Apple has met with the top brass at HDFC Bank to launch a co-branded credit card in India. Yup, an Apple credit card! Why’s this a big deal, you ask? In today’s episode for 30th July 2023, we explain Apple’s financial service ambitions.

Last week, Harry Markowitz died at the age of 95. He was a Nobel prize winner and the brains behind a famous economic (mathematical?) theory that explains how to diversify one’s investment portfolio. So in today's episode for 28th June 2023, we thought we’d take a look back at his famous theory and see whether it still holds good today.

In today’s episode for 27th June 2023, we explain why a front-page ad in an Indian newspaper has got people talking about financial influencers.

In today’s episode for 26th June 2023, we explain why the Securities and Exchange Board of India (SEBI) has slapped a  temporary ban  on the stockbroker IIFL Securities.

The ₹550 crore IPO of what is arguably India’s biggest dronemaker opens on Monday (26th of June) and in today’s episode for 24th June 2023, we dive into what drives the company. The shares of the Indian Energy Exchange (IEX) —a company controlling over 90% of the power exchange business — have declined ~18% over the last month. And people have been selling the stock as if there’s no tomorrow. So,...

In today’s episode for 23rd June 2023, we explain why concert ticket prices might seem to be getting more and more expensive each year.

In today’s episode for 22nd June 2023, we explain why international private equity firms are interested in the Indian education loan business.

In today’s episode for 21st June 2023, we look at how the era of easy money in startups may have created a problem in the world of angel investing. Also, a quick sidenote. If you're someone who's great with communication and are enthusiastic to join our team, Ditto is looking to recruit new Insurance advisors. And no you don't need to know about insurance. We will train you from scratc...

Globally, governments subsidise things like fuel for general consumption and fertiliser for agricultural use. They do it so that the steep price rises don’t make it hard for people to buy these commodities. Economies, especially developing ones like ours thrive on this after all. But a couple of days ago, the  World Bank  suggested that if governments stop spending trillions of dollars in subsidie...

In today’s episode for 19th June 2023, we tell you why India has found it hard to get a thumbs up from global credit rating agencies.

Typically, we like to dive into the history of a company to see how it got here. And then attempt to fathom what the future could hold. But enough has already been written about how MRF grew its business since the time of India’s independence. So in today’s episode for 17th June 2023, we thought we’d look at this historic 1 lakh mark through a different lens and offer some theories for you to mull...

Subhash Chandra Goenka is many things. He’s a media mogul who set up Zee — India’s first private TV channel in 1992. He was a Member of Parliament who dipped his toes in the world of politics. He is a philanthropist who helps the less fortunate. But now…he’s also allegedly a fraudster! At least that’s what the Securities and Exchange Board of India (SEBI) thinks. So, what damning evidence have the...

The biggest news out there today is a 4-word headline — “Reddit is going dark”. So in today’s episode for 15th June 2023, we explain what exactly is happening. Before we get to today's story. here's a quick sidenote from Team Ditto. If you're someone who has experience in recruitment especially from Colleges, Ditto is looking to hire a Campus Recruiter. So if you're interested or k...

The Indian government wants us to ditch gas and use  electricity for our cooking  needs. It believes it’s going to be better for the environment. At least, that’s what it hinted at a conference conducted on World Environment Day (5th June). So in today’s episode for 14th June 2023, we talk about e-cooking (electric cooking) and how it could face an even bigger roadblock than the transition to Liqu...

In today’s episode for 13th June 2023, we explain how the middle eastern nation is betting on money, sports, and PR, to give itself a modern makeover.

On Thursday, the Reserve Bank of India (RBI)  published a circular  on something called a First Loss Default Guarantee (FLDG). And in today’s episode for June 12th 2023, we tell you everything you need to know about it and why fintech startups are breathing a sigh of relief.

Of late, everyone’s complaining about two things — that domestic airfares are through the roof and that hotel tariffs are sky high. And this got us thinking about dynamic pricing in the hospitality industry. You know, how these companies tweak their rates constantly in response to demand. And there’s one company in particular that helps the industry do this — RateGain. So in today’s episode for 10...

On Tuesday, Google, Temasek (an investment company) and Bain & Co. (a management consulting company) released a  joint report  about India’s internet economy or ‘e-Conomy’ as they called it. They believe we’re going to become a $1 trillion ‘internet’ economy by 2030. After all, we have 700 million internet users who spend an average of 6.5 hours online every day. And the kicker? We engage in 6...

Edtech giant Byju’s just defaulted on a $1.2 billion loan. And it's not because it doesn’t have money (Or at least that’s what it says). Rather, it pins the blame on the lenders who’re allegedly harassing the company. So in today’s episode for 8th June 2023, we dive into what on earth is happening at Byju’s.

A couple of days ago, the Tata Group announced that it is setting up a massive  ₹13,000 crore  battery plant to supercharge its EV ambitions. Its EV sales  jumped by 60%  in May compared to last year. And the shares of Tata Motors have now hit a 52-week high. So in today's episode for 7th June 2023 we thought we could explore how Tata came to be India’s EV giant.