Fine Answers

SCREW THE BANK……Its time to hit up them up ask them what they can do for YOU!!!   A Tik Tok Mortgage Sharman prompted this discussion with Jay and Ben around what you CAN and SHOULD be doing to improve your rate and get a better deal with the bank. https://vt.tiktok.com/ZS8QBTYYu/   Mortgage Prison is real but that doesn't mean you don't have options if you are willing to be prepared, informed and...

The $3.5 Trillion Great Australian Wealth Transfer has started!   The aging of Australia is only getting started with our 85+ cohort doubling by 2035.   Baby boomers make up 25% of the population, but own more than half of Australia's national wealth (53%).   Over the next two decades, baby boomers are set to bequeath around $3.5 trillion in assets.   This is the most significant intergenerational...

Tik Tok "Finfluencers" and Instagram "Financial Guru's" have captured a growing number of Australians that have been priced out of financial advice due to the costly and complicated nature of the current financial advice regime putting them at significant risk of unregulated and irresponsible advice.   Financial Advice has NEVER been a "One Size Fits All" approach. It requires the development of u...

Should Australians be able to dip into their super to buy a house? This Week in Fine Answers Ben and Jay discuss that question.   With cost of living and inflation pressures coming thick and fast, media and government murmurs of proposed changes to super this week included allowing early access for home buyers, extending hardship criteria, and potentially increasing tax on super accounts to fund g...

When life's good, we are healthy and income is plentiful we struggle to imagine it being any other way.    The reality is that life is fleeting, health is temporary and our ability to earn an income is dependant on us being healthy and alive!   Most people are terrible at assessing future risk and tend towards applying todays reality to future problems, severely underestimating the financial and l...

Having normally reserved their place as some of the most boring topics in finance; when budgeting, cash-flow, interest rates and inflation are trending topics in everyone's daily conversations, you know something BIG is brewing! Like nutrition and health, we can fall into bad habits with our finances of mindlessly consuming, blissfully unaware of the consequences of our actions whilst times are go...

Ben and Jay are joined by Senior Investment Advisors Adam Dawes and Sam Crompton from Shaw and Partners for this short and sharp market update. After a positive start to the year, markets are anxious to see the result of interest rate rises and the real impact on inflation and consumer spending.  A pivot to resources, caution on overweight banking, a wait and see on tech, opportunity in energy and...

When asked to write a few words 'about me' todays guest said…….. " I'm a woman, divorcee, loud, girlfriend, friend, Mum, Stepmum, podcaster, health coach, adventurer, food lover, gin drinker, cancer conqueror….. I am Tam! " Tam Shiels is a client and friend who shares who experiences around separation and divorce as mum of three young children whilst finding independence both personally and financ...

Today, the 17 th November 2022, is Children's Grief Awareness Day.   Having lost two of his sons, which in turn left four of his grandchildren without a parent, this is a cause particularly close to our Director/Founder Peter Burke.   To recognise this day we welcomed Nikki Dunne, Operations Manager at Wombats Wish, to the Fine Answers Podcast.   Wombats Wish, is a Geelong not-for-profit organisat...

On the 7th November 2011, baby River Waddell passed away suddenly and unexpectedly in his sleep. He was just 128 days old and there was no cause found for his death. From this devastating loss, River's Gift was born with a mission to fund SIDS (Sudden Infant Death Syndrome) research, provide SIDS and infant safe sleep education and unite with other SIDS families on their grief journey. In todays e...

The word retirement conjures different meaning for everyone. For some it is a milestone of achievement, relief, and exciting new beginnings, yet for others it can induce a sense of dread, confusion, and uncertainty. Regardless of how you define or feel about retirement one thing is certain; early planning and preparation is essential to allow you to make well informed and educated decisions about...

"It's funny how counterintuitive the markets are…The fact that you are more comfortable to invest when you've seen it performing really well, which means you end up investing at the peak. Yet you're scared to invest when it's going down, which is when it's cheapest. We should be teaching that shit at school."  Today we introduce two of the newest members of the Burke Britton team in Sam Coutts and...

In todays episode we are joined by Kelly Suvoltos Partnerships Coordinator at Geelong Mums. After first volunteering in 2015, Kelly joined Geelong Mums two years later as our Teamwork Coordinator. With a background in event management, communications and marketing, Kelly is responsible for the workplace volunteering program, social media and partnerships. The vision of Geelong Mums is a future whe...

Jay and Ben discuss the winners and losers from the 2022 Federal Budget through a Financial Planning lens. Where Frydo and Scomo fall short on delivering a budget full of planning opportunities, Jay and Ben extract the most juice they can out of changes to  pension minimums, first home buyer schemes, cost of living allowance and marginal tax rate changes. Ben even takes the reins as Treasurer of t...

Welcome to Episode 3 of The Fine Answers Podcast. Today Jay Burke, Managing Director at Burke Britton Financial Partners is joined by colleague, friend, and Certified Financial Planner Ben Kemp. We start by discussing the reluctance most people have, in discussing death and estate planning, and the risks this reluctance creates for families and finances. We look at the fear of looming interest rat...

Todays podcast is an extract from Burke Britton Financial Partners private client market update for February 28th 2022. Given the extraordinary circumstances unfolding in Ukraine and its impacts on markets we felt it important to give some insight into our thoughts on our clients portfolios, but also to encourage those who are not yet seeking advice to review their positions and be prepared to tak...