Fine Answers

Aged care confusion. Cash flow stress. Market volatility. Small business overwhelm.   In this week's roundtable, the team breaks down the biggest financial conversations clients are having right now and why more Australians are realising they need a trusted "financial committee" around them.   🎙️ In this episode:   • The biggest misconceptions around aged care costs • Why families often feel rushe...

In this episode of the Fine Answers Podcast, Jay Burke sits down with Ryan Gollan, Founder & Director of CFM Bookkeeping , to break down one of the most critical parts of running a business - cash flow management .   Ryan shares his journey from studying commerce at Deakin University, working at Ernst & Young, and performing in Melbourne's music scene, through to building CFM after learning firsth...

In this episode of the Fine Answers Podcast, Delta Smith is joined by Lacey McKenna and Edwina Hill from Right at Home Geelong to discuss Australia's aged care system and the new Support at Home program. They explain why the system feels complex, how My Aged Care assessments actually work, and what families need to understand when applying for support. The discussion also highlights how important...

This week on the Fine Answers Podcast   We are joined by Sam Crumpton from Shaw and Partners to unpack what is really driving markets right now. Markets feel like they are being pulled in every direction.   One minute it is geopolitics and rising tensions in the Middle East.   Next it is AI shaking up entire software companies. And underneath it all, energy and inflation continue to shape the bigg...

Join Jay and Stephen Lee, CEO and founder of Fin365, as they dive into how technology and AI are transforming financial advisory services. From humble beginnings in Geelong to building a platform that now supports 160 advisory firms, Stephen shares the story of how small, incremental improvements paired with smart technology can dramatically increase efficiency, client reach, and service quality. ...

In this episode of the Fine Answers Podcast, Jonathan Tolub from InvestSense breaks down the latest market trends and shares insights on navigating uncertainty in 2026. From the geopolitical tensions in Iran and potential oil price shocks through the Strait of Hormuz, to the rise of AI and its impact on tech and software companies, we cover how these factors affect inflation, growth, and investmen...

Ever wondered what it takes to keep a small town cricket club thriving? 🏏 On this episode of the Fine Answers Podcast, Ben Kemp chats with Wes Grigg, President, Club Captain and all round legend at the Barrabool Cricket Club, about 44 seasons of cricket, community and building a club that feels like family. From growing up in Ceres and running his own building business to mentoring juniors, suppo...

Join Tom Simic from Simic Financial as he explores the virtual CFO role, why small and medium businesses need it, and how forward looking financial strategy transforms growth, profitability and operations. Tom shares real examples from startups to hospitality and explains how he built a thriving advisory firm from the ground up.   📌 In this episode you will hear about:   • The evolution of the vi...

Let's be honest — most young people don't think about estate planning. It sounds like something for much later in life… right?  In this episode, we chat with Alannah Matchett from Harwood Andrews about why things like wills, powers of attorney, super, and even your digital accounts actually matter more than you might think.  We talk about what happens if you don't have a will, why your super could...

Why does every small business feel like it needs its own media team?  Jobe Neal and Ben Cook from Recreate join Jay to unpack the shift from "just running a business" to "being a content creator" and why strategy matters. From building trust and attracting top talent to creating high-quality content that actually converts, they share the real reasons businesses are investing in media today. Key ta...

Interest rates are rising. Capital Gains Tax changes are being floated. Inflation isn't backing down. In this episode, we break down what's actually happening — and what (if anything) you should be doing about it. We cover: • CGT explained in plain English • Why governments consider changing tax concessions • Who rising rates really hurt — and who they help  • The importance of cash flow "hygiene"...

In this episode of The Fine Answers Podcast Ben and Bridee unpack debt recycling what it is, who it is for and how it can help you build wealth while reducing bad debt. Learn the key concepts real life examples risks and strategies for getting started plus why cash flow and timing are crucial. Whether you are just getting started with investing or looking to optimise your finances this episode is...

Imagine waking up at 60 and realising your younger self gave you the ultimate gift: financial freedom. That gift starts with one word — superannuation. In this episode of The Young Minds Podcast, we break down superannuation in a clear, practical way for young Australians. From what super actually is and how much your employer must pay, to investment options and insurance inside super, this episod...

Welcome to an episode that makes debt feel a whole lot less overwhelming. We break down the most common types of debt young Australians face, why they sneak up on you, and how to take back control without the fear or financial jargon.  In this episode: Why you don't need debt to build a credit score. Buy Now, Pay Later, credit cards, and how they really work. HECS/HELP loans explained in plain Eng...

Aged care in Australia is changing and many families are only starting to realise what that means for them. With new rules now in place, more of the cost of care is being shared with individuals based on their income and assets, making forward planning more important than ever.  In this episode, Jay and Delta discuss the broader changes affecting both support at home and residential aged care. The...

In this episode of Young Minds Podcast, the team sits down with Jay to talk about why financial advice matters especially when you're young. They unpack budgeting, first homes, investing, HECS, and the idea that some of the best financial wins don't show up straight away. It's an honest chat about getting the basics right early and building confidence with money over time. If you're trying to make...

Market Update with Sam Crompton | Uranium, US Policy & Global Investing Sam Crompton, Senior Investment Advisor at Shaw and Partners, breaks down the latest market trends, global investment opportunities, and what's shaping 2026.  🔥 Highlights: $100 billion US nuclear investment and why uranium is the energy story of the decade. Australian market insights: banks, housing, and overlooked opportuni...

In this week's episode, Ben is joined by Jonathan Tolub to break down how portfolios are positioned as we head toward the end of 2025 and why diversification is still doing the heavy lifting. They discuss why being underweight the US doesn't mean being out of it, how Europe, Japan and emerging markets have outperformed this year, and what's really happening beneath the headlines in US tech and AI....

Can a 5% deposit really get you into your first home or is it just a recipe for long term debt? Are you tempted to tap into your super to buy a property and what does it mean for your retirement? Plus, why are more young Australians staying at home longer and how can families plan for it? In this episode of The Fine Answers Podcast we cut through the hype and give you the practical answers you nee...

Ever feel like your business is running on pure energy and enthusiasm but you keep hitting a ceiling? In this episode of The Fine Answers Podcast we chat with Reyan Fernando, professional EOS implementer, about his journey from IT and running his own business to helping leadership teams scale and grow. Reyan shares how EOS, the Entrepreneurial Operating System, brought structure, accountability an...

We're thrilled to have Lacey McKenna and Edwina Hill from Right at Home, experts in home care and assistance, joining us on the podcast today! 🙌  It's a full house with the four of us, and we're diving into some really insightful conversations about home care, support, and what it takes to make a real difference for families. Lacey and Edwina share their experiences, tips, and stories from the fi...

Welcome to an episode that makes insurance actually useful. We break down what insurance is, why it matters, and how it can protect the lifestyle you're building (without the jargon.)   In this episode: The four main types of personal insurance: life, TPD (total & permanent disablement), income protection, and trauma/critical illness. When each type becomes important and who should prioritise what...

Ever wondered what it really takes to start your own business?   In Episode 5 of the Young Minds Podcast we break down the key steps to turn an idea into a thriving venture. From finding a gap in the market, creating a simple business plan and setting goals, to knowing when to fund your business and start paying yourself, we cover all the essentials every young entrepreneur should know.   💡 What...

In this episode we sit down with Paul Snow, Principal Lawyer and Director at HG Legal and Conveyancing, for a deep but down to earth chat about the reality of estate planning, superannuation and the not so hidden "death tax" in Australia.   Paul shares his personal journey from footy fields and boxing gyms to building a thriving legal practice and why creating community, mental resilience and fina...