FINCIRCLE

According to Asian Development Bank, AI can potentially add USD 92 billion to the Philippine economy by 2030. The government and the business sector are collaborating to grow AI technology in the country, and they are optimistic that the Philippines will become a significant data processing hub and AI will become a new industry in the country. In view of these, we’ve invited Mr. Krishna Tanwani, M...

Blockchain technology has impacted the real estate industry in a variety of ways, including offering a new means for buyers and sellers to connect with one another. Moreover, Blockchain could be used to cut intermediaries out of the real estate transaction process, thereby reducing costs. This technology could also help to codify the practice of fractional ownership of real estate. Global real est...

Being relevant – to the market and to consumers – is paramount for businesses. In today’s rapidly evolving marketplace, companies and individuals alike must keep up with new digital trends if they are to continue meeting consumer expectations. Traditional business models are being pushed to the wayside, and many organizations are struggling to keep pace or, worse yet, resisting change altogether....

As with most aspects of digital transformation, the outlook for data analysis appears to demonstrate that adoption is heading in one direction— UP. Business leaders, all the way up to the C-Suite, are more inclined than ever to invest in predictive analytics. McKinsey found that 70% of business leaders agree that predictive analytics has changed their respective industries in at least in a moderat...

According to the Blockchain Council of the Philippines, blockchain technology and Web3 projects have an "opportunity to flourish" in the country. The Philippines has joined the rest of Asia in crypto adoption. Cryptocurrencies have entirely changed how we think about money and how traditional financial systems operate. Moreover, the Philippines has established itself as a prospective player in the...

Foreign exchange trading, also known as FX or forex trading, is one of the world’s largest and most influential markets regarding trading volume, value, and liquidity. As new technologies emerge, so have forex methods and strategies. With the advent of artificial intelligence and machine learning in science, forex traders and experts have learned to adopt this new technology to improve trading and...

According to the survey from McKinsey, adoption of digital banking in emerging markets has caught up with that in developed markets. Between 2017 and 2021, the share of consumers in Asia–Pacific emerging markets actively using digital banking increased sharply, rising 33 percentage points from 54 percent in 2017 to 88 percent in 2021. The level of digital adoption among consumers in developed Asia...

From barter to cash to checks to online banking, money is an evolving technology that has been part of human history for thousands of years. While cash is expected to remain a significant payment instrument in the near future, factors such as “contactless” pay systems, increasing mobile penetration, and high costs of cash like ATM fees for individuals, cash storage for businesses, currency printin...

Algorithmic trading, also known as automated trading or AlgoTrading, refers to the use of computer programs and advanced mathematical models to execute trades in financial markets. These algorithms are designed to analyze vast amounts of data, identify patterns, and make trading decisions based on predefined rules. Algorithmic trading has gained popularity in recent years due to its ability to exe...

Bitcoin's stratospheric rise since 2009 has created a surprising and diverse set of millionaires and billionaires. But the interesting question, who owns the most bitcoin? It is really difficult to say for certain who owns the most bitcoin, as wallet addresses are anonymous in that they are not associated with the account owner's name. The only way to tell is if the owner has publicized their hold...

Is Crypto worth investing? Cryptocurrency can be a great investment with astronomically high returns overnight; however, there is also a considerable downside . Investors should analyze whether their time horizon, risk tolerance, and liquidity requirements fit their investor profile. In view of these, we've invited a Crypto enthusiast, investor and entrepreneur, Mr. Chip Winternitz as he share wit...

The healthcare system has been the silent hero of the pandemic situation. With physicians and nurses saving lives daily, the whole health industry experienced extreme pressure. While the pandemic posed an unprecedented threat, the rest of our usual diseases did not disappear and telemedicine solutions appeared to be the most convenient and safe response to the needs of patients. In view of these,...

Today, only 1 in 10 people in need have access to assistive technology due to high costs and a lack of awareness, availability, trained personnel, policy, and financing. Without assistive technology, people are often excluded, isolated, and locked into poverty, thereby increasing the impact of disease and disability on a person, their family, and society. Assistive technology enables people to liv...

What does Crypto Travel Rule mean for you? The measure is essential to prevent bad actors from using digital assets to launder money. It affects everyone who dabbles in cryptocurrencies from exchanges to everyday investors. Almost three years after the controversial "travel rule" guidance was issued by the Financial Action Tax Force or FATF, regulators and virtual asset service providers or VASP a...

An interesting conversation with an “Anonymous Hacker” sharing his journey on the under world of the cyber space and his relevant takeaways from this experiences.

The Global learning management system market was worth around 14.9 billion US Dollars in 2021, and is estimated to grow to about 43.6 billion US Dollars by 2028, with a compound annual growth rate of approximately 18.4 percent over the forecast period. The market growth of LMS is mainly attributed to the growing adoption of the e-learning in different business industries particularly on the financ...

There is no simple fix or single product or patch that an organisation can apply to address cyber risks and threats presented by Industry 4.0. As industry moves to capture the business value that comes with Industry 4.0, the need to address the cyber risk landscape with a secure, vigilant and resilient response has likely never been greater. In view of these, we’ve invited a seasoned Industrial Cy...

The learning ability of AI systems means that they no longer have to be completely programmed but can constantly learn by themselves. They can change their behavior through the input of data from the outside world. AI holds great promise. But when the adoption of this technology increases, their liabilities also emerge. If the algorithms fail to perform as expected, the result can be economic loss...

There’s no getting away from the fact that treasury management is a critical part of any organization. No organization, regardless of their size and sector, can afford to lose sight of their financial risk, and their cash and liquidity positions – yet in an increasingly complex business landscape, this can be easier said than done. There are many changes in the financial landscape, and increasing...

A top strategic focus of HR (Human Resources) over the next few years, is primarily aligned on data. The shift to remote work caused by the pandemic, meant that corporate organizations had to increasingly rely on tools to gauge how engaged and productive employees were, and, by extension, turn to data insights for direction. Clearly, “Data is the new currency when it comes to the workforce managem...

More businesses are adopting low code as a viable alternative to traditional software development. According to Forrester, 75% of application development will use low code platforms by the end of 2021 up from just 44% in 2020. On this particular podcast episode, we’ve invited Mr. Swaminathan Ganesan, Head of Pre-Sales of NewGen Software based in Singapore as we walk us through the significant rele...

The utilisation of technology as a tool to streamline the regulatory process in financial services continues to grow and evolve at a rapid pace. Thus, Regulatory Technology or most commonly known as RegTech will play an important role and has been established as a bridge between the firm and regulatory requirements enabling business to fullfill regulatory obligations more efficiently and focus on...

The banking sector is at the forefront of detecting cases and providing information to the regulatory authorities at huge cost and under threat of million dollar fines and penalties. As much as 95% to 98% of the suspicious activity detected by the financial sector are false positives hence it’s critically important to mitigate the underlying circumstances. In view of these, we’ve invited once agai...

Insightful conversation with Mr. Kenneth de Souza, the Head of Business Development of Treasury and Risk Management for the ASEAN region from Intellect Design Arena Ltd. as he shares their valuable proposition on the holistic approach regarding the transition of the London Interbank Offered Rate or most commonly known as LIBOR to other pricing mechanism. Available on the following podcast platform...

Increased global access to mobile phones with an Internet connection has led to the exponential production of information and the number of possible paths for getting it, creating an information epidemic or infodemic. In view of these, we’ve invited once again in an interesting podcast conversation, Dominic “Doc” Ligot, Founder of Cirrolytix Research Services, a seasoned Data Analytics professiona...