Financially Speaking

In this episode of "Confidently Crypto," Dr. Tonya M. Evans explores the complex landscape of cryptocurrency and its influence on politics. She discusses how the crypto industry uses super PACs to influence elections without transparency, highlighting the Maryland primary as a case study. Dr. Evans emphasizes the importance of understanding the distinction between crypto as a technology and the in...

In the wake of the “not guilty” verdict in the death of 14‑year‑old Cyrus Carmack‑Belton, many in the Black community are rethinking where, and with whom, they spend their money. On today's episode of The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter discuss the fragile relationship between communities and the businesses that benefit from them. They explore what it means when profit...

Anthropic and SpaceX are dominating headlines right now, but what’s the real play behind these companies? On today’s episode of The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter break down what it means for both companies to go public and whether investors should expect meaningful returns. With massive resources and early capital pouring in, are these IPOs the next Amazon, Apple, or...

Silence isn’t always empty; it can be information. In today’s episode, “With Poetry and Money, What You Leave Out Shapes Everything,” host Jacquette breaks down the power of omission and explains why the things we don’t say, don’t buy, or don’t react to can be just as powerful as the things we do. Poetry and money have more in common than you think, and the way you interpret the quiet moments can...

Check out this #throwback episode of Confidently Crypto from 4.20.26! The crypto bros want the mic. The real story is someone else holding it. Dr. Tonya M. Evans takes you inside the unlikely Democratic coalition reshaping U.S. crypto policy, led by Senator Angela Alsobrooks of Maryland. A Banking Committee member, original GENIUS Act co-sponsor, and the lead Democrat who brokered the stablecoin y...

Today on The Cashflow Coach, host Tremell McKenzie wraps up the deep dive into Scott Galloway’s "The Algebra of Wealth." In the formula (Focus + Stoicism × Time × Diversification = Wealth), diversification may come last, but it’s far from least. Tremell breaks down why diversifying both inside and outside the stock market is essential, and why having backup plans for your backup plans is key. Dive...

They say time wasted is time well spent, but so is time invested. Today on The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter continue their breakdown of Scott Galloway’s "The Algebra of Wealth." After covering focus and stoicism, they now zero in on the power of time . Tune in to learn why money invested early can travel farther than you ever imagined. In the game of compounding inv...

No one has a crystal ball, but everyone wants to know… will the market crash? On today’s episode of The Cashflow Coach, Tremell McKenzie and Karen Hunter dig into that question. With signs of heavy market manipulation, here’s the spoiler: it will crash; we just don’t know when or how hard. So, the real question becomes: what’s your plan when it does? This conversation breaks down strategy, cash‑fl...

Ready to choose better over familiar ? You’re in the right place. Welcome back to part two of “Are You Letting Life Chase You?” Host Jacquette and executive relationship coach Janis Vogel pick up right where they left off, this time diving deeper into Janis’ 12‑week program, The Love Method . It’s a framework for becoming a secure haven for yourself, with more financial parallels than you might ex...

The clock on stablecoin regulation is already running, and most legal, compliance, and financial professionals can't hear it ticking. In this episode, Dr. Tonya Evans breaks down the GENIUS Act compliance timeline in plain English: what the federal stablecoin law actually requires, the deadlines that matter most including the FDIC comment window closing June 9, and the three things you can control...

Few things feel better than turning what seemed like a sure loss into a solid win. Today on The Cashflow Coach, Tremell McKenzie and Karen Hunter talk about how Karen’s over-purchase of Nike shares became a profitable move thanks to strategy, patience, and Tremell’s advice. This episode is proof that there are always "options" and the right mindset can turn mistakes into money. Tune-in! Welcome to...

We’ve all wondered: “How did they get wealthy? No really… what’s the secret?” Well, what if it’s a formula, and you can follow it too. On today’s episode of The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter explore Scott Galloway’s "The Algebra of Wealth," with a spotlight on the variable that separates dreamers from doers: Focus . They unpack why pushing past “no,” rejecting fear,...

Let’s talk stock, and today, it’s all about Nvidia. On this episode of The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter break down the company’s incredible 2,400% dividend increase and what that kind of move really says about its future. Tune in for insights, context, and why this move could signal a powerful opportunity for long‑term investors! Welcome to " The Cashflow Coach " wi...

Life can come at you fast, and it feels even faster when you’re running away from experiences instead of toward them. In today’s episode, “Are You Letting Life Chase You?” host Jacquette sits down with executive relationship coach Janis Vogel to explore the difference between living life and simply reacting to it. In part one of this two‑part conversation, they dive into Janis’ journey to creating...

The New York Stock Exchange is putting stocks on the blockchain, and Computershare, which keeps the ownership records for half the S&P 500, is doing the same. Dr. Tonya M. Evans answers a listener's question about what "tokenized stocks" actually mean, the one risky type to watch out for, and the questions to ask your financial advisor before they catch up. Plus, the latest on the CLARITY Act and...

Everyone knows gold gets all the attention, but what about silver? Today on The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter dig into that very question. After receiving a DM about using silver to build wealth, Tremell breaks down why that strategy can actually limit your earning potential. Tune in to hear why they both agree: while silver can be a solid place to store money, real...

Today on The Cashflow Coach, Tremell McKenzie and Karen Hunter unpack the layered and often overlooked story of Annie Malone. She’s celebrated as the first Black millionaire — but the truth behind her success isn’t as straightforward as it seems. Tremell asks the question: "What was she selling? " Was it beauty? Was it assimilation? Or was it a reflection of the times she lived in? This conversati...

It’s normal to look forward to payday, most of us do, but should a paycheck be something you rely on so heavily that its timing dictates your life? On today’s episode of The Cashflow Coach, Tremell McKenzie and Karen Hunter break down why the paycheck cycle can feel so comforting… and why that comfort can become your downfall. When your income depends on someone else’s timing, you’re not actually...

Waiting for the “perfect moment” is the fastest way to lose momentum. Things rarely settle, align, or behave the way we want. So, why keep telling yourself they will? In today’s episode, “Here’s What Makes the Myth of ‘Once Things Settle Down’ So Powerful,” Jacquette breaks down how this mindset tricks you into believing that more time, more energy, and more clarity are coming… eventually. Life, h...

The CLARITY Act passed the Senate Banking Committee 15 to 9 on May 14, 2026, sending the bill to the Senate floor where it needs 60 votes. Senators Elizabeth Warren and Angela Alsobrooks, both Democrats, took opposite approaches: block versus engage. Dr. Tonya M. Evans, digital asset regulatory strategist and Forbes contributor, breaks down the markup, the failed Van Hollen ethics amendment, and w...

Who controls your money? On today’s episode of The Cashflow Coach, Tremell reminds us why the person who cares most about your money, aka You, should also be the one managing it. She shares a friend’s eye‑opening experience with a long‑time advisor who saw her as just another number, and why that moment changed everything. Tune in to learn how getting guidance while still taking ownership of your...

On today’s episode of The Cashflow Coach, Tremell McKenzie is joined by Karen Hunter for a conversation about building empowerment through your portfolio, and they highlight the inspiring story of an elementary school teacher who did exactly that! Her story shows that with the right strategy; retirement becomes a future you can look forward to. So, tune in as Tremell offers a book pick and more in...

Today on The Cashflow Coach, the money talk is all about annuities. They’re meant to provide steady income in retirement, but are they really a smart investment? Host, Tremell, shares an email she received asking that exact question and explains why; after digging into the details, she’s not a fan. From inflation to limited access to what happens if you don’t use it all, she breaks down the pitfal...

It’s what you asked for, right? Change. You felt stuck, knew there had to be a better way, or you simply weren't satisfied. So, you pursued change, but that doesn’t make the growing pains any easier. In today’s episode, “Here’s Why What’s Familiar Feels Better Than the Actual Process of Change,” Jacquette teases a conversation from a future episode while unpacking why familiar doesn’t always mean...

On Thursday, May 14, the Senate Banking Committee marks up the CLARITY Act in Washington. On the same day, hundreds of Bermudian residents will spend digital dollars at local merchants in Hamilton. One country is still arguing about whether stablecoins are allowed to compete with bank deposits. The other has been quietly running the answer for eight years.   In this episode, Dr. Tonya M. Evans wal...