Financially Intentional

Send us Fan Mail In today's episode, we are joined by Paul Njoku, who is a retired nurse, dual licensed insurance agent and financial educator. Before his career in finance he specialized in the care and management of stroke patients in his former career as a nurse executive.  Paul's friend introduced them to concepts of financial literacy and wealth-building strategies, which resonated...

Send us Fan Mail In this classic episode, Naseema confronts the issue of mortgage discrimination and shares her personal experiences with predatory lending. Joined by certified financial planner Leisa Peterson, they delve into the details of Naseema's recent home-buying process, exposing the subtle yet prevalent forms of discrimination that still persist today. Naseema's frustration and...

Send us Fan Mail In this episode, we have our fellow podcaster Vanessa Casper from the "Doses of Poor" podcast. We dive into Vanessa's nursing journey, discussing how she started as a nursing assistant at a young age and eventually became a nurse practitioner. Vanessa shares her experiences working in different healthcare settings, her passion for teaching, and her transition into p...

Send us Fan Mail In this episode, our guest Leisa Peterson, a certified financial planner, discuss the concept of focusing on possibilities rather than struggles. We explore how scarcity and fear can hold people back from exploring different opportunities and playing to win in life. Leisa explains three money fears that often trap individuals: fear of power and authority, fear of the past, and fea...

Send us Fan Mail Embark on a captivating journey with Amy as she navigates the complex world of personal finance, drawing from her own experiences of witnessing financial hardship during her parents' divorce as a child. As she enters adulthood and secures a job, Amy grapples with the challenges of managing her finances and carrying the weight of those early struggles. Determined to break free...

Send us Fan Mail In this episode, our CFP Leisa Peterson and I discuss important financial decisions for individuals nearing retirement age with none or limited retirement savings. We explore the dilemma of whether to start a 401k or wait for a more stable economic period. We also touch on the significance of addressing existing debt while considering factors like income level, potential salary gr...

Send us Fan Mail Join us on a thought-provoking journey as we delve into the question: Is financial independence a white privilege? In this podcast, we aim to examine the complex interplay between race, socioeconomic status, and the pursuit of financial freedom. Hear an honest discussions, valuable insights, and a call to action as we uncover the truth about financial independence and its relation...

Send us Fan Mail In this episode, our CFP Leisa Peterson and I discuss practical strategies to navigate financial uncertainties during the COVID pandemic, which can be relatable considering the potential financial turmoil in the coming months or years. We discuss the importance of tracking expenses, reducing unnecessary costs, setting financial goals, and adopting value-based budgeting. Invest in...

Send us Fan Mail Join us on a thought-provoking journey as we delve into the question: Is financial independence a white privilege? In this podcast, we aim to examine the complex interplay between race, socioeconomic status, and the pursuit of financial freedom. Hear an honest discussions, valuable insights, and a call to action as we uncover the truth about financial independence and its relation...

Send us Fan Mail In this episode, Certified Financial Planner Leisa Peterson shares her insights on getting on the same page with your partner financially. Drawing from her personal experience and working with couples, she emphasizes the importance of open communication and regular conversations about money. Lisa discusses how aligning financial behaviors and beliefs can lead to a healthier relati...

Send us Fan Mail Are you setting a good financial example for your kids? Join us as we chat with Raquel Curtis, "The Boujee Banker," about how she overcame life's setbacks to create a successful brand helping women worldwide achieve financial freedom. Raquel shares her inspiring journey of learning to budget, invest, and save after a car accident emptied her bank account and forced...

Send us Fan Mail Today we discuss the two major expenses you need control to save and invest or use to pay down debt to help in your overall personal finance. Below are the main expenses covered: Discussing the main misconception in controlling expenses and how it affects the sustainability of following this principle Controlling your housing costs and transportation costs Tips on how to offset pa...

Send us Fan Mail Anne-Lyse discovered the power of investing and trading in her early twenties allowing her to reach Coast Fire in her early thirties. She has started multiple business and inherited one and discusses the implications as a Black woman. We also discuss the importance od building generational wealth, raising financially savvy kids, and planning for the next generation. Make sure to s...

Send us Fan Mail According to recent studies, more than 50% of millennials are financially supporting their parents. The statistics get even more interesting. Did you know that almost 75% of these millennials are women. I also share my concerns about how caring for my parents will affect my finances in these episodes with Dr. Jay: When should you start planning for Long Term Care? Long-Term Care P...

Send us Fan Mail Health Insuance is expensive and complicated, especially if you don’t have access to an employer sponsored plan. Many people struggle with understanding what they are paying for and what is covered. With so much misinformation out there and with medical bills being so hard to understand, you need someone you can trust to help you navigate. Oxana has been getting people the right c...

Send us Fan Mail Disability Insurance Awareness Month, takes place every May. Disability insurance is a type of insurance that provides financial protection in the event of an unexpected disability that prevents you from working. In this episode, we'll explore why disability insurance is important, how it works, and why it's important to have coverage. We'll also look at some common...

Send us Fan Mail About Our Guest: Maggie Ortiz has been a Critical Care Registered Nurse for 22 years working primarily in the hospital setting. Maggie holds a Master's Degree in Nursing Leadership. Maggie has worked in rural small hospitals to large Level I hospitals in the US. Her experience includes: ER, ICU, Cardiac Cath Lab (Interventional Cardiology) taking heart attack call, Interventi...

Send us Fan Mail In this episode, we are addressing the dismal reports that many people are expected to default on their mortgage in the next few months. We cover: What you can do if you can't pay your mortgage How mortgage companies are responding Possible balloon payment If property taxes and insurance payments included Will it be reported to your credit Request everything in writing Articl...

Send us Fan Mail Fed up with a lack of tools to make keeping up with his portfolio easier, Ulrich started Ziggma. Ziggma is designed to help investors stay in control of their portfolios and on track to reach investment objectives. When changes are due to be made, Ziggma helps investors make smart choices with the goal to maintain a well-diversified portfolio. About Our Guest: Ulrich in an investo...

Send us Fan Mail In this episode, we talk about leaving a legacy for your children they can benefit from throughout their life not just after you pass.  We discuss:  Inheritance College funding Down payment assistance Not sacrificing your own retirement to help your children Check out the article referenced CEO: Why I'm giving my kids money now—and not in my will Support the show --- Grab you...

Send us Fan Mail Rebecca makes research on childbirth publicly accessible. An entrepreneur for 10 years, she’s been making a living off her company for 6 years. She shares how starting a continuing education business allowed her and her husband to achieve total independence from outside employers. Make sure to check out my episode on the Evidence Based Podcast . Get these Pocket Guides while they...

Send us Fan Mail Banking distrust dates back to the 1800s. If you feel there is any chance you are facing unfair treatment while applying for loans, particularly mortgages here are your tools to proactively advocate for yourself. We discuss:  Historical Mistrust Professional discretion that may not lean in your favor Scrutinizing the Truth in Lending Statement Always ask “Is This the best you can...

Send us Fan Mail Augustus teaches us how to build financial confidence through engaging with financial information regularly through his platform ShareScoops. The inaccessibility of financial information builds our psychological barriers around financial action. The world needs more context on the economy to understand how to make informed decisions about their job, home, savings, and spending. Ta...

Send us Fan Mail About our expert: Atiya S. Brown aka The Savvy Accountant is a CPA, CA and a Certified Financial Educator Instructor. She is dually licensed in both Canada and the USA as a Certified Public Accountant. She has over 18 years of experience in the accounting/finance world. She is the owner of The Savvy Accountant® where she is savvy at solving tax issues for her #SavvyFamily aka clie...

Send us Fan Mail Kendra Barnes did all the right things, getting the degrees and landing that good government job. However, she knew there was more to life. After attending a party and playing the game CashFlow the world of real estate became a reality for her. Learn how she was able to retire in her 30s through real estate and how she is helping others do the same. Check out Acres: Inspiring Stor...