Financially Fierce

After International Women’s Day, the cupcakes are gone but the pay gap remains. Natalie Flynn, Founder of equidi, joins Jess to break down the real data behind pay inequality, why it still exists, and what can actually be done to fix it. They cover: 👉🏾 the difference between the gender pay gap and pay equity 👉🏿 how new government data is exposing the truth about wages 👉🏻 the problem with tok...

In today's episode Tyler shares his money story - growing up, finding safety in Sydney’s LGBTQIA+ community, and the price that comes with it. From expensive rent to the pressure to keep up with events and fashion, Tyler shares how he’s finding balance between belonging and building a secure financial future. Financially Fierce is proudly supported by Sphere Home Loans and Skye Wealth. Need a mort...

Want to make your next holiday cheaper and easier? Jess shares her best travel hacks, from scoring flight deals to strategically planning your annual leave to get the best bang for buck. She also shares tips for avoiding hidden costs, packing smarter, and making the most of every trip, whether it’s a weekend away or an overseas adventure. Financially Fierce is proudly supported by Sphere Home Loan...

Want to invest your way to financial freedom? Today Jess breaks down what freedom actually means, the different stages of financial independence, and the numbers behind making it happen.  Financially Fierce is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage broker? Check out https://www.spherehomeloans.com.au Get your personal insurance sorted at https://skye.com.au To...

It's Jess’s birthday week and she’s celebrating by sharing the five biggest money lessons she wishes she’d learned earlier! From managing cash flow to embracing the power of time, these are the lessons that would’ve saved her money, stress, and a whole lot of regret.  Financially Fierce is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage broker? Check out https://www.sp...

Debt doesn’t have to be forever! In this episode, Jess breaks down the steps for how to get out of debt and start building real financial security. From choosing the best repayment strategy (snowball vs avalanche) to understanding your debt personality, this is your game plan for finally taking control of your money. Financially Fierce is proudly supported by Sphere Home Loans and Skye Wealth. Nee...

In today’s episode, special guest Jess Ruhfus, founder of Collabasaurus and creator of No.2, shares her key lessons from building and working with successful businesses. She reveals her top marketing tips for 2025, plus advice on navigating the ups and downs of entrepreneurship. Jess also discusses bootstrapping versus seeking investors, her biggest mistake, and the power of brand collaborations....

Today on the show Jess shares why most resolutions fail and what to do instead to crush your financial goals in 2025. From her "Goldilocks goals" method to actionable visualisation hacks, you’ll get practical, no-BS strategies for staying on track this year. Financially Fierce is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage broker? Check out https://www.spherehomeloans.c...

Start 2025 strong with your ultimate new year financial checklist! Jess breaks down simple, actionable steps to align your money with your values and set yourself up for success. Remember, the best money system is the one that works for you and your brain! Grab Jess's free 2025 financial checklist here Financially Fierce is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage br...

No new episode this week, so here's one of our top episodes from last year to keep you company. Figuring out your financial priorities can lead to a bit of analysis paralysis so in this episode Jess unpacks how to think through your options and make the right call for you. To organise a clarity call chat with Jess, or to check out either The Evergreen Money Growing Club or The Greenhouse Money Gro...

In today's episode Jess gives us a fun peek into her personal spending habits, from guilt-free splurges to the things she’ll never spend a cent on! To organise a clarity call chat with Jess, or to check out either The Evergreen Money Growing Club or The Greenhouse Money Growing Program, click here . We hate email spam so we don’t create it! Sign up to the money money money newsletter to get only t...

In 2024 Aussies spent over $10 BILLION on beauty and personal care products, insane!!! In this episode Jess pulls back the curtain on the beauty industry’s sneaky tactics and promises of perfection. She reveals how the industry impacts our wallets, self-worth, and the planet and shares tips to help you reclaim your budget and love the skin you’re in. To organise a clarity call chat with Jess, or t...

What a year it’s been! As 2024 winds down, today’s episode is all about taking a moment to pause, reflect, and make sense of it all - the moments, choices, and lessons that shaped your financial journey this year. Jess will help you celebrate your wins, face the challenges head-on, and set thoughtful intentions for the year ahead. So, grab a drink, your journal, and let’s dive in. To organise a cl...

Ever heard of core and satellite investing but not sure how it works? In today's episode Jess unpacks this popular strategy, breaking down the basics of building a diversified core portfolio and adding satellite investments for flexibility and growth. To organise a clarity call chat with Jess, or to check out either The Evergreen Money Growing Club or The Greenhouse Money Growing Program, click he...

Navigating money in relationships can be tricky, but it's essential for building trust and teamwork with your partner. In this episode, Jess dives into practical ways to tackle tough conversations, align on your financial goals, and foster healthy habits with your partner. Whether you're in a relationship or just preparing for future money chats, there's something here for everyone. Grab the free...

In today's episode Jess tackles your community questions, including: 👉🏾 what fees should I be paying within super and how do I know if they're low or high? 👉🏿 budgeting for irregular income 👉🏻 my investing platform is closing down, what do I do? 👉 is there any benefit to holding a single stock that's already in an ETF that I own? 👉🏼 tips for changing career into financial planning 👉🏽 my...

Today's episode is a practical guide for getting through the silly season without blowing the budget. Jess shares all the tips, tricks and hacks split into 3 categories - planning, parties and presents, to help you experience more fun and joy this Christmas and less financial stress. To organise a clarity call chat with Jess, or to check out either The Evergreen Money Growing Club or The Greenhous...

If you're a first home buyer wanting to break into the property market, this is for you. Jess chats with Emily Wallace, independent buyer’s advocate and co-host of This is Property , about everything first-time home buyers need to know to feel confident. From working out whether home buying or rentvesting is for you, red and green flags for apartment buying, how to do your due diligence and tips f...

In today's Jess breaks down the essentials of Exchange Traded Funds (ETFs) for both new and seasoned investors. She covers everything from what ETFs actually are (no, they’re not EFTs!) to understanding types, risks, fees, and how they can fit into your financial goals. Get clear on why ETFs are popular, how to choose one, and ways to avoid common investing pitfalls. Whether you're starting your "...

In today's episode Jess covers the basics of superannuation, but don't be fooled - there's nothing basic about your retirement savings nest egg! She unpacks why it's crucial to be engaged with your super and know how much you have, where it is and how it's being invested. Plus, Jess shares the data around the age-old question - how much do I need for retirement? After listening to this episode you...

Even the most successful, seemingly-confident people have fought an inner saboteur that has told them they're not worthy or good enough. So how do we ensure that this very human experience doesn't hold us back from achieving our goals? In today's episode Jess talks about the power of 'doing it scared' and what happens when we learn to embrace mistakes and failure rather than wear them as an identi...

If the thought of making a budget makes your insides squirm and think a big fat NOPE, you're not alone! Never fear - in today's episode Jess presents another solution for managing your money. One that focuses on values alignment rather than restriction. Let's chat about conscious cashflow. To organise a clarity call chat with Jess, or to check out either The Evergreen Money Growing Club or The Gre...

Let's be real - buying your first home in today's climate feels impossible for many aspiring home buyers. Can you out-save the market? Is the 30% income rule for housing affordability outdated? In today's episode Jess gives the raw and honest breakdown of the property landscape for today's buyers. To organise a clarity call chat with Jess, or to check out either The Evergreen Money Growing Club or...

Em was brave enough to jump on a clarity call chat with Jess and lay her financial situation out in the open! These clarity calls are a great way to just casually unpack the decisions in front of you, and figure out the next best steps to keep things moving. Em is 40, has returned to Australia after living overseas and has some big life choices ahead. Exciting? Yes. Overwhelming? Absolutely! To or...

The wellness movement is a whole thing, but it's often focused solely on your physical or mental health. What about your finances? Financial wellness is just as key, and your money experience impacts other areas of your health massively! In this episode Jess walks you through the 3 key areas of financial wellness to help you sort not only your mind and body, but your bank account too. To organise...