Financially Abundant

Happy Financial Literacy month! I have always wanted to talk with a Financial Advisor and on today's episode, that dream has come true! Karina Reyes is the best Financial Advisor in the city of Chicago, but she is also licensed in 48 states to help us start planning for our financial future! She also recommends two books 'The Psychology of Money' by Morgan Housel, and the '12 Week...

What if the journey or wilderness that we’re experiencing right now is God’s invitation to put our reliance and confidence in Him. Once we starting viewing our experience through his lens, we can gain a security that enables us to understand that God is in control and nothing can fall out of his grasp. Nothing is impossible when you're doing this his way!

Let's talk about Silicon Valley Bank and what happened!  

In today’s episode I go into great detail about the Student Loan Forgiveness Plan that is currently being argued in the Supreme Court. Six states are currently suing the Biden Administration, but can they prove how they have been injured, or have they suffered any harm from the federal government for erasing federal debt! You don’t want to miss today’s episode!

Happy Black History Month!!! As we enter into our final days of this beautiful month, I decided to take a trip down memory lane and talk about the cultural mecca of the early 1900's, and this is Black Wall Street! Black Wall Street is a symbol of economic hope and success, due to the entrepreneurial spirit demonstrated by Black residents who thrived together at a time when it wasn't common. You do...

Hey boo and welcome to Season 3! Did you know that 99.9% of us have a bad but fixable relationship when it comes to money, and the reason why is because we don’t know how to budget properly. We were never taught how to budget or how to budget properly but today I’m teaching you budgeting 101 so sit back class and take some notes.  If you want to use the budgeting template that I discussed in...

In the last episode of season 2! In today’s episode, I go into great detail about how my disobedience has caused me to not see certain prayers come into fruition especially when it has come to my debt free journey. Deliverance starts with making the decision to obey and WE WILL BE OBEDIENT IN HIS INSTRUCTIONS SO WE CAN BE DEBT FREE!!! Happy New Year family and I can’t wait to see what next year ha...

Welcome to my very first Budget Friendly Holiday Guide! This guide is curated for the material girl or boy balling on a budget this Holiday season without breaking the bank! The goal is to avoid using installment services this Holiday season, because who trying to go into more debt before the end of the year, not us! There are all types of gifts you can give that are budget friendly from wine, can...

Welcome to my very first Budget Friendly Holiday Guide! This guide is curated for the material girl or boy balling on a budget this Holiday season without breaking the bank! The goal is to avoid using installment services this Holiday season, because who trying to go into more debt before the end of the year, not us! There are all types of gifts you can give that our budget friendly from perfumes/...

Buy Now Pay Later has all of us in chokehold, literally!! And as we get closer to the Holiday spending season, I’m afraid that many of us our going to use these services to get our loved one gifts. Boo, nobody expects you to go into debt for them over gift! What if I told you that you can give someone a better quality purchase while not spending no more than $50, would you believe me? De’Nye Budge...

Today is Midterm Election Day! Make sure you go out vote!

In today's episode host De'Nye Hopkins talks about how culture that tells us to mortgage every aspect of our lives in order to attain the trappings of wealth. We can achieve everything you want in this life without going into debt!

In today's episode host De'Nye Hopkins talks about changing our attitude towards money! Reading the book, ‘Becoming a Millionaire God’s Way’ by Dr. C.Thomas Anderson. This books explodes the myth of church that Jesus was poor, that we as Christians have to live in poverty in order to be closer to Jesus and offers biblical perspectives on business, saving, investments, etc because God wants us to l...

Recent changes to the Student Loan Forgiveness Plan that you need to know about!

Welcome back!!!! In today's episode host De'Nye Hopkins goes into detail about the eligibility of the Student Loan Forgiveness Program. The application for the Student Loan Forgiveness Program will open up in early October, so make sure you apply as soon as the application open in order to see your federal student loans forgiven by the end of this year! Depending on the requirements you meet, you...

Welcome back!!!! In today's episode host De'Nye Hopkins goes into detail about the eligibility of the Student Loan Forgiveness Program. The application for the Student Loan Forgiveness Program will open up in early October, so make sure you apply as soon as the application open in order to see your federal student loans forgiven by the end of this year! Depending on the requirements you meet, you...

In the last episode of Season 1, host De’Nye Hopkins talks about the Debt-Free starter kit! You NEED these four things in order to start a successful debt-free journey. 1) Purchase the book, Total Money Makeover by Dave Ramsey, 2) Create a budget, 3) Build your emergency fund to $1k FAST, 4) Now, you can start using the Debt Snowball Method. And, she also gives a testimony at the end, so you don’t...

In today’s episode, host De’Nye Hopkins talks about how she will be using the debt snowball method to tackle her debt. She goes into details on each and every loan and found that when she cut back on some of her expenses she can save almost $600 a month!! She will take that extra money and put it towards her minimum payment of her smallest loan and be able to knock it out in less than 13 months! O...

In today’s episode, host De’Nye Hopkins talks about completeing Baby Step 1 by having that first $1,000 saved up in her emergency fund before she begins her debt free journey. Now that Baby Step 1 is completed, it’s time for Baby Step 2, which is ‘Pay off all your Debt, expect your house.’ In Baby Step 2, we focus on the Debt snowball method, and De’Nye breaks that down and explains what that is a...

In today’s episode, host De'Nye talks about Automating your finances! There are two tools you can use to help with your savings- Digit and Qapital. Digit automatically analyzes your transactions to find “extra” money you can save. While Qapitlal, it gives you the ability to automatically save for personalized goals by creating rules that trigger a transfer to savings. How cool are these apps??? Ac...

It's so important to celebrate the small wins, and I want to share every wins with you all, to inspire you on your journey to building your financial future! Keep going, keep building that emergency and don't stop! Let's continue to crush Baby Step 1!

In today’s episode, host De'Nye talks about the importance of a Midyear Reset. A Midyear Reset is a perfect way to refresh your goals that you set at the beginning of the year or create new ones if your priorities have shifted in the meantime. De’Nye talks about focusing on these three areas for the remainder of the year: Faith, Finances & Fitness.

In today’s episode, host De'Nye talks about the very first step to getting out of debt, and it starts with two tools - Budgeting and Saving. If you haven’t already, she encourages that you invest in one of these two budgeting tools - YNAB (You Need a Budget) or Smart Women Society - Wealth Building tool. You need to know where every penny is going to go for the month, so we can put every possibly...

A word of encouragement for the week!

In today’s episode, host De'Nye talks about planning and preparing to getting out of debt. She suggests before paying off you debt, that you build up your emergency fund first, and why that’s important. She’s challenging you guys to build up your emergency fund by the end of the summer! We can do it!!