Financial State of Minds

Darrin sits down with his “adopted” sister and close friend Stephanie Riddell for a personal and insightful conversation about entrepreneurship, mindset, and resilience. Drawing from their shared experience in the legal sales industry, the two discuss entrepreneurial habits, navigating business challenges, and what it’s like for Darrin to build a business as a legally blind entrepreneur. About Dar...

Darrin is joined by financial expert Maurice Shabazz for a powerful conversation on real versus fake millionaires. The two break down how social media has distorted perceptions of wealth, the differences in mindset and behavior between real and performative wealth, and what it actually takes to achieve financial independence—especially within the Black community. About Darrin Harvey Darrin Harvey,...

Darrin welcomes back Maurice Shabazz for an honest conversation about the real challenges of entrepreneurship. The two break down the differences between working a W-2 job and owning a business, the many hats solo entrepreneurs must wear, the importance of building systems, and the mental and emotional toll that comes with being your own boss. About Darrin Harvey Darrin Harvey, aka the Money Couns...

Darrin sits down with Colombian American entrepreneur and investor Jimmy Rios for an in-depth conversation on debt, credit, investing, and building wealth. The two discuss personal and business credit, market investing,  “albatross” investments, and how mindset, strategy, and representation play a critical role in creating long-term financial success. About Darrin Harvey Darrin Harvey, aka the Mon...

In this eye-opening episode, Darrin sits down once again with financial expert Maurice Shabazz to break down one of the biggest economic shifts of our lifetime: the rise of Artificial Intelligence (AI) and its impact on employment, wealth, and the overall economy. The two dive deep into how AI is transforming industries — particularly entry-level jobs, administrative roles, creative work, and cust...

In this continuation of their beginner investing series, Darrin and financial expert Maurice Shabazz dive deeper into the strategies and decision-making skills every new investor needs to build long-term wealth. Picking up exactly where the previous episode left off, the two break down dollar-cost averaging, explore the difference between long-term investing and short-term trading, and discuss why...

Episode Summary In this episode, Darrin reunites with financial expert Maurice Shabazz to create a clear, simple, and realistic beginner’s guide to investing in 2025. The two break down exactly what someone needs to have in place before they start investing, including financial stability, an emergency fund, healthy budgeting habits, and a clear long-term objective. From there, they walk listeners...

In this deeply personal and informative solo episode, Darrin offers a practical, compassionate A-to-Z guide for navigating the journey of becoming disabled — whether you’re preparing for the possibility, recently disabled, or supporting someone who is.   Drawing directly from his own real-life experience as a **legally blind American**, Darrin walks listeners through the **emotional, financial, an...

In this deeply personal and informative episode, Darrin sits down with financial expert Maurice Shabazz to unpack the concept of “The Disability Tax” — the financial burden that often falls on individuals living with disabilities. Drawing from his own experiences as a legally blind financial coach, Darrin shares real examples of the hidden costs that come with navigating daily life as a disabled A...

In this episode, Darrin teams up once again with financial expert Maurice Shabazz for a full breakdown of business credit — what it is, how it works, and how to build it from the ground up. The two explain how business credit differs from personal credit, why it’s so important for entrepreneurs, and how it impacts your ability to get business credit cards, loans, and funding opportunities. They al...

In this episode, Darrin teams up once again with financial expert Maurice Shabazz for a deep dive into one of the most important topics in personal finance — credit. Together, the two break down how credit works, what the credit system looks at, and why your score matters more than most people realize. They explain the key components of credit, how lenders use your credit report, and what steps yo...

I n this candid and wide-ranging conversation, Darrin welcomes back Liam Foley for another thoughtful discussion about financial habits, life lessons, and generational perspectives on money. Liam asks Darrin what he would teach in schools if financial education were required, sparking a meaningful conversation about living within your means, understanding wants vs. needs, patience, work ethic, and...

In this inspiring solo episode, Darrin explores the mindset-based money habits that financially free people live by. True financial freedom isn’t just about numbers — it’s about how you think, act, and stay consistent with your goals. Darrin breaks down powerful habits like staying patient, being goal-oriented, taking responsibility for your finances, investing in yourself, and accepting imperfect...

I n this honest and eye-opening discussion, Darrin welcomes back financial expert Maurice Shabazz to talk about the money habits that keep people broke. Drawing from their years of experience coaching clients, the two break down the behaviors, beliefs, and bad habits that sabotage financial progress — from lack of financial awareness and consumer spending to not investing in yourself. They also di...

In this powerful episode, Darrin is joined by Maurice Shabazz, a personal and business financial expert with over 20 years of experience. Maurice shares his journey in personal finance and business while offering practical advice on credit repair, financial resilience, and mindset.  Maurice discuss his experiences helping clients rebuild credit through major events like the 2008 financial crisis a...

In this episode, Darrin is joined by Jocelyn Jasper, a senior placement specialist and agency owner, to discuss the critical topic of preparing yourself and your loved ones for long-term senior care. Jocelyn shares her personal journey as a caregiver — including caring for her grandmother and other family members — and how that experience led her to a career helping families navigate senior care....

In this conversation-style episode, Darrin is joined once again by longtime friend Liam for an honest, insightful, and funny discussion about the monetization of content and the rise of social media as a career path. Using examples from music, movies, TV, and influencer culture, the two break down how the internet changed the way content is made—and paid for. They talk about the shift from creativ...

n this deeply personal solo episode, Darrin opens up about his journey with glaucoma and the impact of vision loss on both his life and his finances. He shares the story of how he first discovered his condition, the challenges that came with learning to navigate life with a disability, and the very real financial implications that many people with disabilities face. From the extra expenses often c...

 In this solo episode, Darrin takes a clear-eyed look at one of the biggest financial questions facing students and families today:  “Is college actually worth the cost?” Speaking from his own college experience, student loan journey, and professional financial planning lens, Darrin explores the real financial return on investment (ROI) of a college education. He doesn’t romanticize college—but he...

In this candid and wide-ranging conversation, Darrin sits down with his longtime friend Liam for an open, real-world discussion on money, mindset, and the struggle to find financial stability in today’s world. Liam, who is not a financial expert , represents the average working adult—navigating life, bills, goals, and uncertainty. Through storytelling, humor, and vulnerability, the two explore eve...

In this solo discussion episode, Darrin dives into the question many Californians are asking: Should I stay in California, or should I move out? He explores the pros and cons of both staying and leaving, shares relevant statistics about cost of living, housing, and opportunities, and offers his own personal perspective on the debate. This episode gives listeners a balanced look at what’s driving p...

In this solo episode, Darrin shares general business advice drawn from his own experiences as an entrepreneur and consultant. From the importance of mindset and strategy to lessons about pricing and managing expectations, this episode offers practical guidance for anyone starting out in business. Darrin also reflects on the personal side of entrepreneurship, including the challenges of balancing f...

In this raw and transparent solo episode, Darrin opens up about some of his own financial mistakes over the years. From missing credit card payments to lending money he later regretted, Darrin shares the lessons learned and how those experiences shaped his approach to financial planning today. He also reflects on bigger-picture decisions, like not strategizing his career as effectively as he could...

In this follow-up to the Identity Theft 101 episode, Darrin shares his own recent experience with being hacked and dives into the growing problem of scams. From phishing emails and phone scams to online account takeovers, he breaks down the most common types of scams people face today, why they’re so effective, and what you can do to protect yourself. This episode combines personal storytelling wi...

In this educational solo episode, Darrin breaks down the growing problem of identity theft — what it is, the different kinds, and how it affects millions of people each year. He shares key statistics on identity theft, explains steps you can take to prevent it, and outlines what to do if you’ve been a victim. Darrin also covers credit monitoring and identity theft protection services, offering lis...