Diamond Towns

Financial Security is the New Black

Education EN ↓ 82 episodes

Are you ready to build financial security? Join your host, Diamond Towns, for conversations centered around financial wellness and money management. Each episode is a deep dive into core growth strategies — the art of budgeting, the science of saving, tackling debt head-on, and crafting strategies for future investments— shining a light on those often overlooked conversations. Tune in for a candid, at times unfiltered, yet always empowering perspective on money and finances.

Author

Diamond Towns

Category

Education

Podcast website

www.moneycoachdiamond.com

Latest episode

Feb 5, 2026

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Episodes

Are Your Beliefs Holding You Back? 09.12.2024

This episode dives deep into the mindset shifts needed for financial growth. If you’ve ever felt stuck despite making more money, this one’s for you. Here are some key highlights: • What Beliefs Are Tied to “More Money” - We explore the common beliefs people hold about earning more money and why these assumptions can keep you stuck in a financial rut. • Bridging the Gap vs. Growing the Gap - Learn...

2 Powerful Questions to Help You Turn Potential Into Progress 02.12.2024

If you’re ready to optimize your income to build financial security, I’m inviting you to apply for BLAZE 💸 We’ll develop a strategic and personalized plan equipping you with the mindset, strategy, and systems needed to guide intentional spending, build savings, tackle debt, invest wisely, and automate key aspects increasing your financial security month after month. Interested? Take the Benchmark...

My 2 Cents on the Latte Debate 25.11.2024

In this episode, I’m diving into the "latte debate" and sharing my take on whether small indulgences like daily coffee runs really derail your financial future. I talk about the balance between hitting your financial goals and enjoying life’s little luxuries Learn why cutting out small luxuries won't make or break your financial future – Discover why focusing on bigger money habits is the key to b...

Why You Keep Dipping Into Your Savings— and How to Stop 18.11.2024

If you’re someone who finds themselves ☝🏽planning to save but spending the money before it gets to your savings account ✌🏽setting the money aside but ultimately spending the money on other things, THIS IS FOR YOU This episode is all about: • how to break away from the convenience and accessibility • the best way to practice delayed gratification • what’s required if you really want to save money...

Why Quick Fixes Won’t Stop the Money Leak: The Truth About Band-Aid Solutions 28.10.2024

Quick fixes may bring short-term relief, but they won’t solve the real problem. They barely scratch the surface. In this episode, we dive into: The real problems behind your financial struggles The popular Band-Aid solutions and why they’re falling short How awareness of the deeper issues can stop the financial leak for good It all starts with recognizing there’s an issue—and then choosing to take...

The Dark Side of Income Increases: Why More Money Doesn’t Always Mean Financial Security 21.10.2024

You’ve heard it before—"mo’ money, mo’ problems." In this episode, I dive into: 👉🏽 What really happens behind the scenes when your income rises 👉🏽 How to make sure your income boost actually improves your financial situation 👉🏽 Why more money doesn’t automatically mean financial stability Plus, I answer listener questions about my signature coaching program, BLAZE, and how it helps build tru...

Laid Off but Not Out: My $3,000 Savings Challenge Journey 14.10.2024

In this episode, I dive into my personal journey of launching and completing a $3,000 savings challenge— all while navigating life after a layoff. I share the strategies that helped me turn a challenging situation into a success story. If you’re curious about how I turned my situation around and made saving a priority, you won't want to miss this episode. My success wasn’t about my circumstances;...

These 3 Beliefs Are Holding You Back From Financial Security 07.10.2024

Are your deeply held beliefs silently sabotaging your financial future? In this episode, we dive deep into the mindset that might be keeping you stuck in your current financial situation. In this live session, we discuss: -The surprising beliefs that are tied to making "more money" -How to identify whether you're bridging the gap or unintentionally growing it wider -3 key warning sig...

I Believe in Budgeting — Here's Why 30.09.2024

Budgeting has taught me some invaluable lessons over time: Without a plan, I’d be going nowhere fast. Simplicity and consistent effort are the keys to financial success. It’s not just a tool—it's the foundation of effective money management. Every dollar I budget is a decision, a vote for the life I want to live. There are so many misconceptions around budgeting, but I’ve come to realize how essen...

How Do I Continuously Stack My Savings? Better yet, Why? 23.09.2024

How do I continuously stack my savings regardless of how much money I bring in? Better yet, why is this an important focus for me? In this episode, we talked about: Why my focus is on consistent savings even after building my emergency fund. The tool I use to stabilize my finances despite my fluctuating income as a non-traditional earner. How I overcame the common hiccup of spending my savings. Sh...

Breaking Down the 3 Main Budgeting Systems 16.09.2024

This episode explores common budgeting systems and their shortcomings in helping you manage your finances effectively. I share how my zero-based budgeting system combines the strengths of each approach to build a more strategic and goal-focused financial plan. We talked about: How to create a zero-based budget that makes sure every dollar has a job The real difference between budgeting as restrict...

Another Version of Success to Consider 09.09.2024

Financial security isn’t just about how much money you’re bringing in. What about the skills needed to manage it effectively? In this episode of Financial Security is the New Black, we talked about the consequences of a dollar-driven security mindset, another version of success to consider (alongside your income), and money management's role. ____ If you’re ready to increase your savings rate...

Money Mastery: Putting Your Priorities on Autopay 02.09.2024

I used to be skeptical too, but automating my priorities completely changed the game. Now, everything that matters—from monthly bills and sinking fund savings to investment contributions and credit card payments—is on autopilot. In this episode of Financial Security is the New Black , we dive into the myths and realities of financial automation. Discover how it can bring more clarity, efficiency,...

Gut Check: Are You On the Right Track? 26.08.2024

Your financial footing can look completely different 6 months from now depending on the choices you make today, the choices you make tomorrow, the goals you set for yourself, and the commitment you show to hitting them. If you decide to live your life by design and not by default YOU CAN HAVE A COMPLETELY DIFFERENT TRUTH 6 MONTHS FROM NOW but you have to cut the excuses. In this episode of Financi...

You Don't Have to Make More Money to Improve Your Situation 19.08.2024

I believed making more money was going to solve my problems— so I worked more hours, missed weddings and family reunions, and pushed past the stress and burnout. Truth is… I was using more money to justify why other folk were able to progress financially instead of taking an honest assessment of what I was focused on. In this episode of Financial Security is the New Black we talked about the warni...

There’s a Fine Line Between DIY and Self-Sabotage 12.08.2024

If you set a goal to progress financially, cement your security, and build wealth, understand there’s a fine line between DIY and self-sabotage. In this episode of Financial Security is the New Black we talked about: • the viable option vs better option • why your end goal matters when choosing a strategy • shifting your mindset from expense to investment • the ROI of money management Press play t...

How to Love Your Family Without Failing Your Finances 05.08.2024

Family tax is real. Black tax is real. It’s a huge blessing when you’re in the position to be able to help your family out, but when it affects YOUR ability to build financial security it’s time to pump your breaks and put some boundaries in place. In this episode of Financial Security is the New Black, we talked about the expectation of success, disproportionate guilt, beliefs that perpetuate cyc...

Get More Out of Your Savings Strategy With These Tips 29.07.2024

Unlock the full potential of your savings with these tips. In this episode of Financial Security is the New Black, we dive into proven methods to enhance your savings strategy, helping you achieve your financial goals faster and more efficiently. Whether you're just starting or looking to optimize your current plan, these insights will set you on the path to financial success. If you’re ready...

The Hidden Expense: How Your Mindset Affects Financial Security 22.07.2024

Are you stuck in the infamous "live for today, deal with it tomorrow" mindset? It's more like living in the moment and paying for it later... This costly approach consistently overlooks the bigger picture. In this episode of Financial Security Is The New Black, we explore how this mindset turns out to be your biggest expense, how it impedes your progress, and how to transform your pe...

If You're Working to Increase Your Income, Consider These 3 Things 15.07.2024

Many of us are making good money, but because the money rolling in hasn’t enabled us to check off our goals ... we put the plan in motion to increase our income. In this episode of Financial Security is the New Black, we talked about: why reaching six figures has become a measure of success the beliefs you’ve anchored yourself to around “more money” why more money isn’t the solution, but a catalys...

Scrimping vs Streamlining: How to Improve Your Savings Strategy 08.07.2024

Setting up automatic transfers can be an excellent strategy to streamline your savings, but there’s a right and wrong way to run the play. We unpacked a few things during this Financial Security is the New Black episode. Why saving a certain percentage isn’t helpful. My secret sauce for hassle-free streamlining process. The 2 systems you’ll need to roll out to hit your targets. We talked about wha...

The Illusion of 6Figure Success: Will More Money Provide More Opportunity? 01.07.2024

Spoiler alert 🚨 Simply having more money at your disposal won't automatically translate into being able to afford all the things. In this episode of Financial Security is the New Black I share three things that have positioned me to say YES. Do you make good money with nothing to show for it? Ready to refine your money management system and build financial security? You’d be a great fit for B...

3 Tips to Cut Impulsive Spending Habits 24.06.2024

In this episode of Financial Security is the New Black Diamond unpacks WHY you feel impulse spending is hindering your progress, the counter-intuitive thing you should be doing instead, and 3 things to consider. Do you make good money with nothing to show for it? Ready to refine your money management system and build financial security? You’d be a great fit for BLAZE. We'll work together to op...

Unpacking The Trauma Attached to Your Money Story: 3 Areas for You to Address 17.06.2024

If you find yourself earning a good income but still struggling with financial security you might have convinced yourself you’re simply not good with money. But here’s the real truth — we all have a unique narrative that connects our experiences, beliefs, desires, and fears. In this episode of Financial Security is the New Black Diamond shares how financial trauma plays a part. - how your beliefs...

Money Mastery: 3 Habits That Transformed My Finances 10.06.2024

In this episode of Financial Security is the New Black I share three tried & true top money habits that have revolutionized my financial life. Learn how these simple yet powerful practices can help you achieve financial security and peace of mind. Do you make good money with nothing to show for it? Ready to refine your money management system and build financial security? You’d be a great fit...

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