Financial Opportunities Uncovered: A Keeler & Nadler Family Wealth Podcast

Your retirement countdown hits zero!   Yessssssss!  Very exciting indeed.  But suddenly, the real question shows up: what replaces your paycheck, month after month, for decades to come?   Host, Andy Keeler, walks through a practical way to answer it with Keeler and Nadler's Jake Martin.  They do it without hand-waving or generic calculators, instead using a tried-and-true three-legged stool f...

A free AI financial plan can feel like a shortcut, but shortcuts in retirement planning usually come with a bill later. We decided to test a popular AI financial planning tool the way a real household might use it, then compare what it produced against what we’d expect from an experienced advisor and CFP-level planning process. Mike Klubnik joins Andy to walk through what the tool asked, what it n...

A contract trading at 70 cents can tell you something simple and powerful: the crowd believes there’s about a 70% chance an event will happen, and that number moves as the world changes. That’s the core idea behind prediction markets, and it’s why they’ve become one of the most fascinating meeting points of behavioral finance, economics, and real-time forecasting. Andy is joined by Mark Beaver, pa...

National awards are fun to celebrate, but the real question is what they’re actually measuring. We’re joined by Jessica Hultberg, CFP, and Abby Rose, CFP, CPA, two of our standout advisors who were named to the “200 Women Advisors to Watch” list. Andy starts the conversation with a simple observation from an all-Ohio Financial Planning Association symposium: the room looks different than it did ye...

Some support systems feel like a dozen moving parts that never talk to each other, and families pay the price in time, stress, and constant coordination.  Mark Beaver is in the host chair for this episode and brings in Chris Wolf, Chief Operating Officer at Boundless.  Together, they unpack what it looks like when an Ohio disability services nonprofit designs care around the real world instead: ho...

A lot of tax advice sounds smart until you run the numbers on a real return. Andy welcomes Abby Rose, CPA, CFP® and Director of Tax at Keeler and Nadler, to translate the biggest 2025 tax changes into practical moves. This isn't pie in the sky advice either; this is clear, actionable expertise to protect your family, your nest egg and to stop overpaying the IRS. We dig into what it means to p...

One unexpected inheritance can knock a loved one off critical benefits, and most families don't find out until it is too late. Keeler and Nadler's Mark Beaver sits in the host chair for this episode and welcomes special needs planning attorneys Logan Phillips and Derek Graham of Phillips and Graham.   Together, this vital conversation lays out a clear, practical approach to special needs...

Want faster care, longer visits, and a doctor who actually has time to think about your case?  Host, Andy Keeler, digs into concierge medicine and direct primary care with Dr. Vicki Rentel, a retired primary care physician.   Dr. Rentel speaks candidly about what these models do well, where they fall short, and how they reshape incentives for both patients and clinicians. No fluff—just practical i...

What if the most important part of retirement can’t be measured in dollars? Host, Andy Keeler sits down with certified retirement coaches Rita Gallagher and Rhonda Fekete to unpack the real levers of a fulfilling life after the paycheck: identity, purpose, health, and community. You’ll hear why many people plan a one-week vacation more carefully than their next 30 years.  Plus, how a few intention...

Tired of torching profit on last‑minute purchases that don’t move the needle? Host, Andy Keeler dives into a smarter path for small business owners: using entity structure, reasonable compensation, and layered retirement plans to legally cut taxes while building real wealth you control. With CFP Michael Davis of Creative Retirement Solutions, we unpack the practical differences between sole propri...

Ever wonder why your Roth “feels” slower than your 401(k)?   You're nearing retirement and want to be mortgage free.  But is that the smart money play?   You want to buy or lease your next car?   Should it be new or used?   These are our most popular questions when host Andy Keeler opens the Keeler and Nadler mailbag!   And he has reinforcements for this one: Abby Rose, CPA, CFP, Mark Beaver,...

The year felt like a stress test wrapped in a plot twist: a spring selloff on tariff fears, a quick reset, and a powerful finish powered by heavyweights. Andy, Jake and Mark walk through the real drivers behind the numbers—how a 19% drawdown and an 8% wobble hid inside a “good year.”   Plus, why market leadership looks unusually concentrated, and what makes today’s earnings story different from th...

Ever wonder whether your dream business is a smart investment or a costly hobby in disguise? We dig into the real math and human realities of starting, buying, operating and selling small businesses with Emmet Apolinario, a certified exit planning advisor and president of the Ohio Business Brokers Association.  Andy and Emmet walk through two common entry points—spotting an underserved market or t...

Ever felt your pulse jump at the sound of a big-block V-8 or the whistle of a twin-turbo Flat 6? We chase that feeling the smart way, sitting down with Ectore Tranquillo, an analytical chemist by trade who built a reputation as a sharp-eyed car buyer, restorer, collector and advisor. Together, Andy and Ectore map out how to turn a garage dream into a confident purchase, from tracking down a lost f...

What’s your number? We put real mile markers on a lifelong question and show how to translate worry into workable. Joining host, Andy Keeler, is Keeler and Nadler's  Jake Martin, to map your savings targets by decade.  Plus, the habits that actually stick, and the levers you can pull when life gets messy. We start with the 20s, where building a positive net worth, automating small contributio...

Think your returns tell the whole story? We challenge that belief by walking through the real engine of smarter investing: the relationship between risk, return, and correlation—and how those forces shape a portfolio you can actually live with.  Andy, and Mark Beaver, the head of our investment team, revisit the elegant logic behind modern portfolio theory, map assets onto the efficient frontier,...

Medicare remains a frustrating enigma for millions of Americans despite being in existence for over 60 years. Even highly educated professionals find themselves bewildered when approaching their Medicare enrollment, often making costly mistakes that compound over time. But what if understanding Medicare could become a financial opportunity rather than a bureaucratic headache? In this illuminating...

Discover the hidden savings vehicles that could transform your financial future beyond simply maxing out your 401(k). Keeler and Nadler's Jake Martin joins Andy to unpack powerful but often overlooked strategies that could save you thousands in taxes while accelerating your wealth-building journey. The conversation begins with Health Savings Accounts (HSAs), which Jake describes as having a u...

Financial planning is a complex system of interconnected gears—turn one, and you turn several others. While many people take pride in managing their investments, they often miss this crucial perspective, leading to costly oversights and missed opportunities. In this eye-opening episode, we explore why even the most sophisticated DIY investors—doctors, lawyers, CPAs, and retired investment bankers—...

Discover a little-known opportunity that allows Ohio taxpayers to redirect their state income tax dollars to private school scholarships—at absolutely no cost to themselves. This game-changing program gives you direct control over a portion of your tax dollars while providing vital financial support to K-12 non-public education. Jake Martin, CFP, joins host Andy Keeler to unveil the Scholarship Gr...

Tax legislation can be overwhelming, especially when it spans 870 pages of dense policy changes. Our latest deep dive untangles the recently passed "Big Beautiful Bill" (BBB) to spotlight the provisions most likely to impact your financial future. The BBB primarily extends many provisions from the 2017 Tax Cuts and Jobs Act that were scheduled to sunset at the end of 2025. Most notably,...

When was the last time you calculated exactly what you're paying for financial advice? More importantly, do you know what services you should be receiving for those fees? In this eye-opening exploration of advisor compensation, we pull back the curtain on an industry where costs are often obscured and services vary dramatically. Most registered investment advisors charge between 1-1.25% of as...

Why would supposedly rational people bid $28 for a $20 bill? What makes gambling so irresistibly attractive despite overwhelming odds against winning? Dr. William Resch pulls back the curtain on the powerful psychological forces that drive our betting behaviors in this eye-opening conversation with Andy. Step into the carefully engineered world of modern gambling, where nothing happens by accident...

The real estate landscape has shifted dramatically, and at the heart of today's housing crisis lies an unexpected culprit: the golden handcuffs of record-low mortgage rates from a few years ago. Homeowners who secured rates now find themselves reluctant to sell, constraining inventory and exacerbating market stagnation. Antonio Benton, Senior Vice President at First Commonwealth Bank, joins u...

Warren Buffett once said, "I try to invest in businesses that are so wonderful an idiot can run them, because sooner or later one will." This refreshingly simple approach has helped build one of history's greatest fortunes over six decades and offers profound lessons for investors at every level. As Buffett prepares to step down from Berkshire Hathaway at 94, we explore the timeless...