Financial Foundations

In this episode of "Financial Foundations," brought to you by Base Wealth Management, hosts Dustin Taylor and Alex Wolfe tackle one of the most critical aspects of financial planning—spending in retirement. Dustin and Alex dissect what it truly means to plan for a future where longevity and lifestyle can dramatically influence your financial needs. Today's discussion revolves around the real costs...

Welcome to "Financial Foundations," brought to you by Base Wealth Management, where finance meets clarity. Join our hosts, Dustin Taylor and Alex Wolfe, along with financial advisor Kyle Howell, as they delve into the complexities of financial planning. In this episode, they tackle a range of listener questions about investing, from defining personal financial goals to understanding the broader ec...

In this episode of Financial Foundations, hosts Dustin Taylor and Alex Wolfe, Certified Financial Planner, discuss the impact of artificial intelligence (AI) on the financial industry. They explore the benefits and limitations of AI, including its ability to efficiently answer questions, improve productivity, and manage clients' workplace retirement accounts. However, they also emphasize the impor...

Welcome to the journey through the intricacies of the human mind and its impact on our wallets! In this insightful episode, Kyle returns to join Alex in a deep dive into Behavioral Finance. They unravel why we often find ourselves trapped in subconscious biases when making financial decisions, from the pitfalls of loss aversion to the traps of confirmation bias. Key discussion points include: How...

Dive into the heart of financial literacy tailored for the new generation with the latest Financial Foundations episode from Base Wealth Management. Hosts Dustin Taylor and Alex Wolfe, CFP®, bring a fresh perspective on managing money, investing wisely, and securing financial freedom tailored specifically for Gen Z.  Here's what you'll learn: How to kickstart your savings and invest with confidenc...

Join us on the Financial Foundations podcast as we demystify financial planning. In this episode, Alex Wolfe, CFP®, breaks down the essentials of a robust financial plan, contrasting it with wealth management and illustrating its holistic nature. Whether you're aiming for retirement or saving for a sabbatical in Italy, discover how a comprehensive plan can bring your goals within reach. And for th...

What does 2024 have in store for your finances? Season 2, Episode 2 of Financial Foundations unravels the mystery of election-year market behaviors. Join hosts Dustin Taylor and Alex Wolfe, CFP®, as they dissect the historical data, debunk common myths, and offer straightforward advice to safeguard your investments during the electoral season. Why is it crucial to resist the impulse to make hasty...

In this episode of the Financial Foundations Podcast, Dustin Taylor and Alex Wolfe of Base Wealth Management host a discussion with Financial Advisor, Kyle Howell.   Kyle shares his personal journey to becoming a financial advisor and his focus on budgeting.   Together, they explore Kyle's process for helping clients understand their spending habits, the impacts of inflation and adjusting financia...

In this episode, Alex Wolfe, Head of Financial Planning at Base Wealth Management, provides a rapid fire recap of the latest market news. Topics include the Fed's projection for 2024, its caution against lowering interest rates too hastily to prevent persistent inflation, and the surprisingly strong consumer spending patterns despite retailer's lower guidance for the holiday season. Wolfe also men...

In this engaging episode of the Financial Foundations podcast, hosts Dustin Taylor and Alex Wolfe, certified financial planner, discuss the alleged shortcomings of the much-debated '4% withdrawal rule' for retirees.   They explore issues like heightened longevity risk, evolving market return assumptions, varying bond interest rates, and the catastrophic effect of inflation rates on the rule's vali...

Join hosts Dustin Taylor and Certified Financial Planner Alex Wolfe on the Financial Foundations podcast as they discuss a listener's question about early retirement. Bill, at 54 with $1 million in his 401k and $200,000 in his brokerage account, wonders if he can retire now (early). The hosts explore considerations such as social security, healthcare, spending habits, and withdrawal strategies. No...

Discover the essentials of Required Minimum Distributions (RMDs) in the latest Financial Foundations Podcast episode. Host Dustin Taylor and certified financial planner Alex Wolfe cut through the clutter, addressing key aspects of RMDs, IRS regulations, and strategic planning. No-nonsense insights to help you navigate the impact on your retirement plan. Subscribe now for clear, actionable financia...

In this episode of the Financial Foundations podcast, hosts Dustin Taylor and Alex Wolfe offer a recap and insights into the financial market for the month of November. Topics discussed include decisions of the Federal Reserve and their influence on interest rates, impacts on investment strategies, inflation, retail sales trends, unemployment and wage data, global economic trends and their influen...

In this episode, hosts Dustin Taylor and certified financial planner Alex Wolfe tackle the question: "When should I do a Roth conversion?" Dustin and Alex explore the ins and outs of Roth conversions, explaining the process of shifting pre-tax dollars into a Roth IRA and paying taxes on the converted amount. The focus of the episode is on four critical reasons why you might want to reconsider a Ro...

In our fourth episode of Financial Foundations, we tackle the pivotal question that keeps many awake at night: 'Do I have enough to retire?' Join us as we demystify the complexities of retirement planning, covering income sources, managing healthcare expenses, and optimizing social security benefits. We explore key considerations like when to claim social security, the challenges of early retireme...

In this episode of the Financial Foundations podcast, hosts Dustin Taylor and Alex Wolfe, delve into a wealth of market insights for the month of October. They unpack the complex economic landscape marked by GDP updates, inflation trends, the impact of student loan repayments restarting, wage inflation, auto industry strikes, treasury yields, and international conflicts in the Middle East and Ukra...

In this episode of the Financial Foundations Podcast brought to you by Base Wealth Management, hosts Dustin Taylor and Alex Wolfe, CFP®, dive into the world of financial planning for new and existing parents. Listeners gain valuable insights into preparing for the financial journey of parenthood, making informed decisions about education savings, and understanding the role of taxes and insurance i...

Join hosts Dustin Taylor and certified financial planner Alex Wolfe in the inaugural episode of the "Financial Foundations" podcast, brought to you by Base Wealth Management. Discover what a certified financial planner is and why being a fiduciary matters. The podcast's mission is to simplify complex financial topics, making them accessible to all. With a diverse range of subjects, it's suitable f...