Financial Fitness

Nowadays it is becoming much less common for retirees to have pensions to cover their retirement income. So how can you replace it? One way is with a lifetime income annuity. Bob talks about how something like this could fit into your plan and help cover any gaps in guaranteed income over your lifetime.

Studies show that folks in retirement could spend a quarter million dollars or more during their retirement years just on health care - and that's out of pocket costs and do NOT include long term care. Today Cortney Dale, the insurance specialist at Bob Schwarz Financial, talks about how to plan for these costs, and also picking the best plan for your needs.

Who, what, where, when and why - the five W's are the key to telling a story, and also to your story for retirement. Bob talks about how knowing each of these elements as they relate to you can help put together the best retirement plan for your future.

Today Cortney Dale from the Victoria office talks with Megan about how to plan around the biggest stressors in getting ready for retirement so you can enjoy those golden years.

Some of which include inflation, covering for health care concerns, and in general, making sure you don't run out of money by making a solid spending plan. These are among the essential items which make up a good plan, and Bob addresses them and many more in today's program.

Who, what, where, when and why - and a bonus, how. These not only apply to journalism and story telling, but also to planning for retirement. Bob talks about how to form your story for retirement by careful planning.

Inflation has been low, but any change in that could have drastic effects on your retirement savings. Bob tells you how to plan to minimize those effects should they occur in the future.

Did you make resolutions at the beginning of 2017 to really shore up your retirement plan? Bob surmises that not very many people have, and how you can change that mindset at the halfway point to get back on track.

Are you a do-it-yourselfer for retirement planning, or have concerns about working with someone? Bob talks about why working with a professional - especially with a Certified Financial Planner such as himself - has many advantages for your retirement.