Financial Coaching Kingdom Men: Family Finance and Budgeting, Save Money

Gross pay is a dangerous illusion for 1099 contractors. In this episode, Jon and "Samantha" (a local Idaho professional) expose the 15.3% self-employment tax shock and reveal the Three-Account System—a biblical budgeting framework to eliminate debt cycles and steward your true take-home pay with confidence. Financial coaching meets tax reality. We discuss the 15.3% "surprise" tax, how to calculate...

Saving with Purpose — The Steward’s Strategy Why do you save? For many, savings is just whatever happens to be left over at the end of the month. But for the intentional steward, saving isn't an accident—it's an act of worship and prudence. In this episode, we dive deep into the theology and the tactics of saving. We explore how to shift from "passive saving" to "intentional...

We've mastered our Income and controlled our Expenses. Today, we confront the consequence of spending more than we make: Debt. If you feel the burden—the constant payments, the rising interest—you are not alone. Debt is a tool that, when misused, becomes a burden that severely limits your generosity and your future potential. In this episode, we offer grace for where you are, expose the debt t...

Episode: Why FPU? | Join Jon’s Winter 2026 Class Class Start Date: Monday, Jan 19th @ 6:00 PM (Virtual) Register Here: https://www.financialpeace.com/app/classes/B8A9EF In this episode: Jon discusses why FPU is the "gold standard" for biblical stewardship and how the average grad sees an $8,000 turnaround in 90 days. Purchase FPU Here

Last week we mastered our Income. Now, we tackle the area where most people fail: Expense Control. As one brother once told me, "It doesn’t matter how much you make; it matters how you spend the money you make." If you feel trapped, it’s because you haven’t taken authority over your cash flow. In this episode, we treat expense control as the active side of stewardship, giving you the pra...

In this foundational episode, we tackle the first and most powerful component of your financial life: Your Income. Inspired by brothers who asked for the basics, we’re kicking off a series unpacking the core formula: Income - Expenses = Savings or Debt. Too many rely on guesswork when budgeting. As stewards, we must actively manage the provision God gives us. Today, we define exactly what your &qu...

Merry Christmas!!!

Most people looking for debt relief are searching for an easy way out. Debt management companies promise simplicity—but they rarely address the real problem: your financial habits. In this episode, we walk through a powerful alternative—a DIY Debt Management Plan built on biblical financial principles, financial stewardship, and personal responsibility. Through the story of Danny and Patricia, you...

Is financial planning a lack of faith? Not if you understand biblical stewardship. In this episode, we tackle the tension between God's absolute sovereignty and your call to protect your family—by breaking down the two primary ways to transfer risk, why your income is your most valuable asset, and how a 5-year plan becomes an act of worship, not worry. Join Jon for grounded biblical wisdom on...

Episode Summary Welcome back, Kingdom Men! We’re moving from defense to offense. This episode is about getting absolute clarity on what Financial Freedom means for you as a faithful steward. We break down 5 common definitions of freedom and reveal the essential, plan that will take you from being controlled by debt and worry to commanding your wealth for the glory of God. This clarity is your firs...

Lenders use hidden tactics to keep you in debt longer. In this episode, we expose the predatory playbook behind balance transfer offers using a chess game analogy—and show you the four scenarios that reveal the real cost. Discover how biblical stewardship and a disciplined budget plan are your only winning moves to achieve true debt freedom. Perfect for Christian professionals ready to take contro...

How does biblical stewardship show up in your home? When you practice hospitality, you're making intentional money and time decisions—a powerful form of worship. Join Coach Jon to explore how generosity, financial discipline, and family-centered hosting connect as one unified faith-based financial strategy. Discover practical ways to allocate your budget for redemptive compassion and strengthe...

Feeling stuck in the paycheck-to-paycheck cycle? You're not alone. In this episode, we tackle the power of creating financial margin —the space between what you earn and what you spend—and reveal how this simple concept can transform your financial life. Drawing wisdom from scripture, we explore how biblical principles of stewardship, diligence, and planning can guide us toward financial peace...

Estate planning feels overwhelming, but it's the missing piece to true financial peace. In this episode, Financial Coach Jon shares how he and his wife went from avoiding the conversation to protecting their family's future. Discover the essential components of a solid estate plan—wills, trusts, debt, life insurance—and why faith-based financial stewardship doesn't stop at budgeting. R...

Are you feeling stressed about your money, your time, or your career? What if your approach to personal finance is missing the most important piece of the puzzle? In this episode, we dive into the powerful and liberating concept of biblical stewardship . This isn't just about budgeting; it’s a foundational worldview that transforms how you see and use everything God has placed in your hands. J...

Have you ever found yourself frustrated by a simple problem, only to realize the solution was right in front of you the whole time? In this episode, host Jon shares a hilarious and frustrating story about a lawn mower that wouldn't work. What started as a simple purchase on Facebook Marketplace turned into a costly, time-consuming ordeal—all because he let his ego get in the way. Join us as we...

In this episode, we dive into the powerful wisdom of living below your means. Inspired by a morning struggle and timeless wisdom from Proverbs 24 , we explore how this simple, counter-cultural choice can lead to a life free from financial anxiety and debt. We discuss the six key benefits of embracing a frugal lifestyle: Freedom from Debt: Pay down existing debt faster and avoid taking on new debt...

Open enrollment can feel like financial chaos, but the health plan you choose directly impacts your family budget and emergency fund strategy. In this episode, Financial Coach Jon breaks down insurance terms, compares plan types, and walks you through a biblical approach to choosing coverage that protects your family and your finances for the year ahead. Learn how to align your health decisions wi...

Divorce reshapes your budget overnight—and your faith journey too. In this episode, host Jon explores biblical money management after separation, offering a compassionate roadmap to regain financial control, honor God through difficult transitions, and rebuild with redemptive financial stewardship. Whether you're navigating support payments, rebuilding from scratch, or learning to budget as a...

Tired of chasing wealth while missing life? In this episode, Coach Jon explores how biblical finance and essentialism go hand-in-hand to unlock true financial peace. Discover why "buying truth and wisdom" beats the endless pursuit of more, and learn practical essentialist principles to streamline your budget, eliminate financial stress, and focus your family on what actually matters. Are...

Discover how understanding your partner's love language can transform your money conversations and create financial unity. In this episode, host Jon and his wife Ryann explore how the 5 Love Languages framework applies to budgeting, debt payoff, and building biblical financial stewardship as a couple. If spousal money disagreements have left you feeling unheard—or if you're struggling to c...

Most men put off retirement planning—it feels too big, too far away, too complicated. In this episode, we redefine retirement as a season of biblical stewardship and purpose, not just the end of work. I'll walk you through a step-by-step savings strategy, cash reserve planning, and faith-based money management to turn retirement anxiety into confidence. Learn how to align your financial goals...

Are you ready to stop worrying about money and start taking control? This episode is your practical guide to building a budget that works for you. We’ll walk through the essential steps of creating a spending plan , from tracking your expenses to reaching your savings goals. You’ll learn how to build a simple, effective budget template and discover the best budgeting tips to make it stick. We expl...

Just like a road trip, your financial journey is unique. You're not driving the same car as everyone else, and your destination is your own. In this episode, we talk about why a one-size-fits-all approach to money just doesn't work. We'll explore the importance of creating a personalized financial roadmap that aligns with your values, your family, and your goals. We'll also dive in...

Have you ever looked at a vehicle and seen more than just a car? In this episode, we share a powerful story about two cars in a driveway—a minivan and a sleek SUV—that teach a vivid lesson about financial decisions. We'll reveal why paying cash for a car can lead to incredible financial freedom and flexibility. We’ll also break down The Money Guys’ "20/3/8 Rule" for smart vehicle fin...