Financial Clarity for Doctors

In today's episode we talk about the difference between having a financial plan and engaging in financial planning.   In this episode we discuss: Initial steps in building a financial plan Understanding the different variables that can change over time What does engaging in financial planning look like? Being proactive instead of reactive  Thank you so much for listening to this episode of Financi...

A few episodes ago we talked about big things mattering more than little things.  In this episode we will talk about how little things matter, too.  Not in the sense that a single Starbucks coffee will impact your life – far from it.  Rather, how small micro-actions compounded over time can create big results.    There are parallels between the principals to achieving physical fitness and financia...

In today's episode we have a special guest coming all the way from Australia, Aussie Doc Freedom! In this episode we discuss: What female investors do well that we can all learn from How we can make financial literacy more approachable Female role models in investing Tips for younger investors Thanks again to the Financial Clarity Blog, our amazing clients, and the whole team at The Finity Group. ...

In today's episode we dive into the latest MGMA Physician income data! In this episode we discuss: What specialties make the most  Geographic Data How to utilize this data for yourself Thanks again to the Financial Clarity Blog, our amazing clients, and the whole team at The Finity Group.    For more financial planning tips from Corey and Rachelle, find them on LinkedIn:  @CoreyJanoff  and  @Rache...

In today's episode we speak with the Founding Partners of Quantor Capital; Julio Cacho, PH.D. and Juan Carlos Herrera.     In this episode we discuss:   Why do many people make bad investment decisions?    How can investors that are early in their careers obtain the best outcome for themselves?     What is the efficient market hypothesis?    Is there a scientific way to invest?    What are some of...

Welcome to another episode of the Financial Clarity for Doctors Podcast.  Being that this is the 50th episode of the podcast, we decided to something special.    In this episode we break down 50 of our all-time favorite pieces of financial wisdom.  Our list is graced by everyone from Warren Buffett to Maya Angelou & Robert Kiyosaki.    Thanks again to the Financial Clarity Blog, our amazing client...

We have a lot of different listeners.  Some folks want to learn about tax-loss harvesting, and others would really like to know what the heck a brokerage account is.  In this episode, we wanted to go back to basics for all our listeners that want a solid introduction to investing. In this episode we’re going to spend time talking about the different accounts you can invest in, and what the investm...

People tend to focus too much on the little things, such as how much they spend on coffee, or what their portfolio returned last quarter.  In reality, the little things don't matter much when it comes to achieving financial goals.  It's the big things you should be paying attention to: Housing Student loans Cars Travel Childcare/schooling expenses Saving enough for retirement Do you have a strateg...

Welcome to another episode of the Financial Clarity for Doctors Podcast.  The housing market is going crazy right now and it’s great topic given the time of year.      We are getting closer to summer and the change of academic calendar.  Graduating med students are going into residency, residents moving on to fellowship, as others are starting attending jobs in a new cities.      In this episode w...

Welcome to another episode of the Financial Clarity for Doctors Podcast.  In this episode we wanted to dive into one of the hot topics of the day – the exciting world of cryptocurrency.  As a disclosure, this discussion is intended for informational purposes only, not as a recommendation to buy or not to buy or even to sell.    First, we zoom out and examine currency as a whole and the general his...

Welcome to another episode of the Financial Clarity for Doctors Podcast.  We are very excited to explore a topic outside of our general expertise, investing in startups.  So, we brought in an expert to answer all of our questions, Eric Perlmutter-Gumbiner aka Mr. EPG.    Eric has a BS in Business Administration, coupled with an MBA and a law degree, all from USC.  He provides council to startup co...

On this week’s episode of Financial Clarity for Doctors host Rachelle and Corey talk about a topic so many have undertaken during the past year—home renovations! For those of you who have been considering or waiting for the warmer weather to get started on your home reno projects, it can get pricy fast!    In this episode we’ll dig into the many options you have to fund your projects.  We’re all f...

On this week's episode of the Financial Clarity for Doctors podcast, we chat about a topic on the top of many people's minds this past year, timing the market! Over the years, many clients have come to us concerned about investing when we are at this stage in a market cycle. At the time of recording this episode, we are trading near all-time highs. No one knows when we will hit a peak or when the...

In this episode of Financial Clarity for Doctors, Rachelle & Corey talk about a more somber topic, the tragedy of unexpected death. While no one wants to think about or expect it to happen, preparing yourself financially for an unexpected death can leave one less thing to worry about in a time where we may feel helpless or out of control.   In today’s episode, we’ll share personal stories of unfor...

In this week’s Financial Clarity for Doctors, host Rachelle & Corey team up with Finity Group Financial Advisor Peggy Haslach to discuss the disproportionate impact the current recession has had on women and people of color.  We’ve all heard the news that many across the country have lost jobs in the last year. But did you know that the job losses in Dec totaling 140,000 were predominately women a...

On this week's Financial Clarity for Doctors Hosts, Cory and Rachelle have on special guest, Tyler Olson. Tyler Olson is a Financial Advisor with Olson Consulting, LLC and is well known on Twitter at @OlsonPlanner, where you can find him tweeting about all things related to doctors and med students' finances. Tyler also is the host of the Money Mediator Podcast.   In this episode, we discuss impor...

Welcome, 2021!! On this week’s episode of Financial Clarity for Doctors host, Corey and Rachelle start the year off with their predictions for the new year and help you with the tools to best structure your finances to handle unexpected events.     2021 Predictions  Deep dark tunnel until at least mid-2021, however, we can see the light  Increasing optimism about the vaccine and economic  What wil...

On this episode of Financial Clarity for Doctors, hosts Rachelle and Corey walk through college savings and education planning. We know the cost of college has been rising, and it can be expensive to send kids to school. The decision for how to pay for school is one many families are trying to make every day. In this episode, we’ll walk you through some options and ways to pay for college. The mos...

In this week’s episode of Financial Clarity for Doctors, Corey and Rachelle talk about the trendy topic of investing in an individual stock. Is investing in individual stock a good idea or a bad idea? What should you consider before purchasing individual stock? We’ll walk through a couple of different thought processes to consider, like considering your resources.   Think about your resources, and...

On this episode of Financial Clarity for Doctors, Rachelle and Corey celebrate the Thanksgiving spirit early by talking about all the things they're thankful for this year.  It's been a wild year, but we have lots to be thankful for, and we hope you do too. Tip of the day: Take some time between now and Thanksgiving to write down or share with someone you love some of the things you're thankful fo...

All too often, we see permanent life insurance being oversold or sold inappropriately. There is, however, a time and place for permanent life insurance. In this week’s episode of Financial Clarity for Doctors, we’ll walk you through all the essential information you should know before purchasing permanent life insurance.    In this episode, we will start by giving you a brief overview of the sever...

In this episode of the Financial Clarity for Doctors podcast, Corey and Rachelle chat with Finity Group's Chief Investment Officer, Cole Kimball, CFA ® about the upcoming Presidential election and how the markets may react during election cycles. We talk about various economic policies and ask, do they hold up or is there more to the story? As with most things in life and finances you'll come to f...

Are you ready to make an impact with your investments? You may have heard of SRI, socially responsible investing and ESG, Environmental, Social, and Governance, but do you know what they actually mean? Or what they could mean for your investments?      In today’s episode of Financial Clarity for Doctors, Corey and Rachelle speak with Finity Group’s very own Japie Steyn, Investment Coordinator, who...

Hosts Corey Janoff and Rachelle Vanderzanden dive into 12 smart moves doctors should make in today's episode of the Financial Clarity for Doctors podcast. We've worked with many doctors and dentists over the years and have observed our fair share of the good, the bad, and the ugly when it comes to money moves. Keep reading and listening if you want to put your best foot forward. Money moves we'll...

Hosts Corey and Rachelle dive into the subject of raising children, specifically the cost of raising children. What makes kids so expensive, you ask?   Impact on Income. Childcare expenses.  Housing.  Transportation.  Food.  Vacations.  Clothing.  Activities.   Healthcare.   To name a few…     In today’s episode, we’ll cover these expenses with some savvy tips to help you along the way. For many o...