Mel O CFP, Zoe Terry ESQ

Finances the Other "F" Word

Music EN ↓ 100 episodes

A Gen Xer podcast for musicians and music lovers, where we discuss music and money without all the pretentious BS!---Listener discretion is advised---Hosts- Mel O-Certified Financial Planner and author of "Finances the Other "F" Word", and Zoe Terry-attorney at large.

Author

Mel O CFP, Zoe Terry ESQ

Category

Music

Podcast website

financestheotherfword.com

Latest episode

Nov 6, 2025

Where to listen?

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Episodes

The Disney Effect: Death, Media Control, Liability, and Consumer Rights in the Crosshairs 22.08.2024

In the latest episode Mel O CFP delves into the complex world of Disney's influence on media, consumer rights, privacy, finance and BINDING arbitration clauses, even in cases of wrongful death! Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time.   To learn about money without out the pretentious Bu!!sh%t give me a follow here.   Want to talk to Mel about money? S...

Unpacking Project 2025 Oil Subsidies Military Plans and Environmental and Ethical Ramifications 12.08.2024

Today, Mel O CFP, dives into Project 2025.  She covers oil subsidies to Medicaid and military changes, as well as the ever-growing divide between older and younger generations.  With the youngest generations identifying as agnostic or atheist, where does that leave Project 2025?  Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time.   To learn about money without o...

Financial Fallout of CrowdStrikes Global Outage 24.07.2024
Money Matters: Diving into Economic Indicators and Market Influences 15.07.2024

Understand the economic numbers and get away from the political BS!! Today, I delve into the impact of various leading and lagging indicators on the economy, from the stock market and PMI numbers to GDP figures and consumer confidence. I highlight the significance of contextual understanding when interpreting economic data and emphasized the importance of staying informed beyond political biases....

The Capital One and Discover Merger Navigating Monopolies and Credit Card Dominance 03.06.2024

🔑 Mergers and Monopolies: We explore the potential impact of a Capital One and Discover merger on the credit card industry, emphasizing the concerns and regulatory scrutiny related to monopolies and consumer interests, then it gets raunchy!  Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time. To learn about money without out the pretentious Bu!!sh%t give me a fo...

The Tariff Fallout National Security Trade Impact and the "Made in America" Predicament 28.05.2024

In our latest episode, Mel O discusses the complex world of tariffs and national security & what it means to be "Made in America".  **I had some reocordig issues so the episode might be choppy.   Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time. To learn about money without out the pretentious Bu!!sh%t give me a follow here.   Want to talk to Mel about money? S...

Unseen Impact Bidens Tariffs and the Invisible Costs of Decision Making in Power 15.05.2024

In my latest episode, I delve into the unseen impact of political decisions, focusing on Biden's tariffs and their far-reaching effects on the economy. I explore the complexity of tariffs on various industries, from electronic vehicles to semiconductors, and discussed the paradox of subsidies in the global market. Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Tim...

Unpacking Open Banking: Empowering Consumers or Encroaching on Privacy? 08.05.2024

In today's episode we delve into the concept of open banking, unpacking its potential impact on financial freedom and consumer choices.  Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time. To learn about money without out the pretentious Bu!!sh%t give me a follow here.   Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfinancial....

Money Matters and Music Contracts Exploring JLos Tour and Life Insurance Investments 01.05.2024

Today, we discuss JLo's slowing ticket sales, and investment contracts.  AND Mel O gets sidetracked by this article.  https://finance.yahoo.com/news/trump-set-interest-rates-himself-171733557.html Catch Mel O Live on the Stationhead app @momentofmetal Wednesday  at 6 AM Pacific Time.   To learn about money without out the pretentious Bu!!sh%t give me a follow here.   Want to talk to Mel about mone...

The Bump Stock Debate: SCOTUS Decision and Its Ramifications for Gun Control 21.02.2024

Today, Mel O CFP, dives into the intersections of finance, law, and culture. In our latest episode, Guns and Scotus, we unpack the potential implications of the upcoming Supreme Court case on bump stocks.  Catch Mel O Live on the Stationhead app @momentofmetal Wednesday and Friday at 6 AM Pacific Time. To learn about money without out the pretentious Bu!!sh%t give me a follow here.   Want to talk...

Drowning in Plastics 15.02.2024

Today we discuss where our plastic is going, no where, it's going no where.  Catch Mel O Live on the Stationhead app @momentofmetal Wednesday and Friday at 6 AM Pacific Time.   To learn about money without out the pretentious Bu!!sh%t give me a follow here.   Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfinancial.com/ 🔗 Stay Connected Facebook: https://www.fa...

Deep Fakes 15.02.2024

Catch Mel O Live on the Stationhead app @momentofmetal Wednesday and Friday at 6 AM Pacific Time.   To learn about money without out the pretentious Bu!!sh%t give me a follow here.   Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfinancial.com/ 🔗 Stay Connected Facebook: https://www.facebook.com/financestheotherfword Instagram: https://www.instagram.com/finance...

Zoe is back! Religon and Politics 15.02.2024

Zoe is back.  We will be getting back to doing shows this year.  In the meantime I will be dropping a clutch of shows.  Thank you for staying with me and if you have show suggestions feel free to email me at mel@financestheotherfword.com Catch Mel O Live on the Stationhead app @momentofmetal Wednesday and Friday at 6 AM Pacific Time. To learn about money without out the pretentious Bu!!sh%t give m...

The Generational Shift: Gen Z's Impact on Climate Change and Political Dynamics 01.02.2024

Catch Mel O Live on the Stationhead app @momentofmetal Wednesday and Friday at 6 AM Pacific Time. In this episode, we explore the evolving influence of Gen Z, their impact on work culture, politics, and even climate change. We unravel the implications for business, politics, and society as we witness a seismic shift in values and priorities.  To learn about money without out the pretentious Bu!!sh...

Rethinking the 9 to 5 Work Culture Shift in the Age of Remote Employment 12.12.2023
Navigating the Social Media Maze SCOTUS Cases Explore the Boundaries of Free Speech 20.11.2023

Today, Mel O discusses the new cases before the Supreme Court, what that means for your free speech, terroiest free speech, and your professional free speech.  Catch Mel O Live on the Stationhead app @momentofmetal Wednesday and Friday at 6 AM Pacific Time.   To learn about money without out the pretentious Bu!!sh%t give me a follow here.   Want to talk to Mel about money? Schedule a call with her...

Musks Twitter Takeover From Public to Private and the Aftermath 06.11.2023

In this episode, we'll be delving into the controversial figure that is Elon Musk and his tumultuous relationship with Twitter. From his attempted takeover to the debt burden he's now facing, we'll dissect the impact Musk's involvement has had on the social media giant and the financial repercussions it carries. Catch Mel O Live on the Stationhead app @momentofmetal Wednesday and Friday at 6 AM Pa...

The Gaza Strip and the West Bank: Holy Land, Conflicting Claims, and Economic Realities 17.10.2023

On this episode host Mel O CFP dives into the complexities of the Gaza Strip and the West Bank. We explore the conflicting claims to the holy land, the economic realities at play, and the impact on both Israel and Palestine. From exploring historical ownership to assessing the current situation, this episode delves into the complex dynamics of the region.  Catch Mel O Live on the Stationhead app @...

Questioning Ethical Oil Practices: Europe's Reliance, Azerbaijan, and Funding Conflict 09.10.2023
Navigating Government Shutdown: From Defense to Retail, Unraveling the Financial Consequences 21.09.2023

Mel O CFP discusses the government shutdown, appropriations, and the impact on various sectors. She explores the effects on retail establishments like Target, discuss the concerns of Amazon's monopoly, and analyze geopolitical events involving North Korea, Russia, and China.  Catch Mel O Live on the AMP app @momentofmetal Wednesday and Friday at 6 AM Pacific Time.  To learn about money without out...

Dependence on Elon: America's Risky Affiliation with a Tech Titan 31.08.2023

Catch Mel O Live on the AMP app @momentofmetal Wednesday and Friday at 6 AM Pacific Time. Today, we dive deep into Elon Musk and his influence on the good 'ol US of A. 🚀💡  From the Ukrainian soldiers relying on Starlink for communication in the war zone, to our concerns about America's dependence on one man, we covered it all. 💔🛰️  But hold up, did you know that Elon Musk's charging stations ha...

Intellectual Property Wars: China's Theft, US Trade Policies, and the Maui Wildfires 16.08.2023

In this episode, we discuss surveillance in the US, Chinese investments, intellectual property theft, power grid issues, and the Maui Wildfires in Hawaii. To learn about money without out the pretentious Bu!!sh%t give me a follow here. Catch me live on the AMP app @momentofmetal Wednesday and Fridays 6AM Pacific. Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfi...

Downgrading the US Treasuries: What It Means for the Economy, and potential fixes for the US housing affordability crisis. 04.08.2023

Today,  we discuss the current state of the housing market, and the recent downgrade of US treasuries. Key Takeaways from this episode:  1️⃣ Generational Wealth: Did you know that real estate has been a primary avenue for building generational wealth? Discover why owning a home plays a significant role in passing on wealth to future generations.  2️⃣ Housing Market Imbalance: Dive into the challen...

The $5.486 Trillion Question: Is Income Redistribution Sustainable? Part 2 18.07.2023

Catch me on the AMP app live @6AM Pacific Time Wednesday and Friday, handle @momentofmetal  On this episode of Money & Metal AKA Finances the Other "F" Word, we delve deeper into the $5.486 trillion question of whether income redistribution is sustainable. We explore the barriers that economically repressed individuals face in bringing their ideas to the market, and dive deep into the pros and con...

The $5.486 Trillion Question: Is Income Redistribution Sustainable? Part 1 17.07.2023

Catch me on AMP app live @6AM Pacific Time Wednesday and Friday, handle @momentofmetal On this episode of Money & Metal, AKA Finances the Other "F" Word- join host Mel O CFP as she dives into the topic of income redistribution. Mel discusses the potential benefits of income redistribution, such as enhancing social mobility and stimulating economic growth.  The episode includes a hypothetical scena...

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