Finances and...

Send a text It may seem that you can afford the monthly payments of owning a home, you are already paying rent, but the reality is there is so much more to owning vs. renting. Are you ready? Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube chann...

Send a text We don't always realize how our roles will change within our family. As adult children we will eventually need to be counselors to our parents and our children at the same time. If you're not sure how to talk to your parents about money and their care, listen in. Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your...

Send a text Hoarding can be extreme, as documented on A&E, or just buying too many things that you need to manage. Whether it's buying more than you actually need, storing more than you can at home, or paying more to have items that don't bring you joy, hoarding costs you money and you CAN take control of it. Grab your copy of the companion book Finances and… Your Spending Planner Wo...

Send a text Have you struggled to get your spending plan going? Worried you'll leave something out? I break down what's included in a through plan and explain how each component supports your long-term goals. I also have my own planner for sale now here , Finances and... Your Spending Planner Workbook, you can order yours now. Grab your copy of the companion book Finances and… Your Spend...

Send a text A new relationship is exciting! So when is the right time to talk about finances and how do you bring it up? Listen for questions you can ask and things to consider as your relationship matures. It's crazy to think that discussing finances is so taboo when in reality, it needs to be one of the first conversations if you want to have a successful, long-term relationship. Grab your...

Send a text Lifestyle creep is an insidious way that we start to spend more and save less. We allow our new found earnings to be spent without thought to planning or retirement. This "creep" turns wants into needs and ultimately we spend more than we have. Listen for tips on how to stop some of this spending. Grab your copy of the companion book Finances and… Your Spending Planner Workbo...

Send a text There are some great new improvements available to tax payers in the form of the SECURE Act 2.0. Find out how you can benefit from the delayed required minimum distributions, 529 rollovers, and how your employer can contribute matching funds to your retirement plan even if you are not because you have education debt loans.  Grab your copy of the companion book Finances and… Your Spendi...

Send a text Do you need a push to start saving more? Would a challenge be just what you need to make it happen? Listen to these fun saving ideas and start putting  little more away each month. Thanks to Clever Girl Finance, Experian, and Mom's Money Map for these ideas! Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending,...

Send a text Have you considered a Parent PLUS loan for your child's college loan? What are the benefits and risks? Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well. Seeking financial counsel? Check us out at Capitalcoaching....

Send a text IRA's are tempting targets for raiding when you feel like you need money, because there can be a big balance, and retirement seems SO FAR AWAY! This can be a huge mistake. Make sure you know what you're getting into before making that withdrawal. Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net wo...

Send a text Donating items are a great way to help your community, your tax debt, and clear out your home. However, not all donation centers are the same. Listen and see if the items you've dropped off, or put out, have the same impact at each donation company. You may be surprised. Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of y...

Send a text Everyone should take some time to evaluate how last year went financially. Make a plan to evaluate what you have accomplished and what still needs to be done. I remind you what you should be reviewing and offer suggestions on how to make your finances stronger in 2023. Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spe...

Send a text Companies offer stock options to employees as a way to suppliment their salary without having to pay more in bonuses. Find out how you can benefit from them and understand how they work by listening to today's episode. Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! Yo...

Send a text What are the tax implications when you live in line state and work in another? While most states have a marginal tax rate, some states charge a flat tax  and others don't have a state income tax at all! Listen and see how it may affect you and find out how  you file? Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a...

Send a text What are some strategies you can use to maximize your gift giving this season with looming inflation? Are tangible items all your gifting, if not, how do you know if your money will be used for a true non-profit? Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.ne...

Send a text How do we make financial decisions and are we making good ones? What causes us to react to situations rather than respond with a cooler head? Here are some ideas from the book Mind Over Money by Brad and Ted Klontz and how to avoid making the same mistakes over and over. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a...

Send a text Did you know there is a website for each state that is there to return lost money to you? Listen and go search yours! Don't let a budget scare you, start a simple one and at least see what your situation is. Virginia is returning money to 2021 tax payers on October 31, see if you qualify, and finally what is a home appraisal and with growing interest rates, what do they mean now?...

Send a text Have you ever wondered about the meal plans they offer? You get a box with food and the recipes for specific meals, then you make them and enjoy. Is this service for you? Do you have special dietary needs? There is probably a kit for you. The big question is, are they affordable or will they break the budget! Seeking financial counsel? Check us out at Capitalcoaching.net and see how we...

Send a text Should you consider a trade school instead of college? What type of income do they really earn? There are so many benefits to pursuing your passion, this may be one of them! Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts...

Send a text Have you ever considered buying an RV or travel trailer? Here some things to consider before jumping into this big investment, because the costs are high; but so are the rewards! Listen in and see if it's for you? Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at finances...

Send a text Have you tried a no spend month? November is one that many people have used as a start to improving their nest egg. Here are some tips to get you started on increasing your savings. Here is the Geico No Spend Planner ! Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at finances...

Send a text How should you be planning for retirement? One step is to start making written plans for how much you will need and what you plan to do once retired. This plan should be reviewed annually, so let's get started now! Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at finance...

Send a text What are some ways you can make better money choices? How can you use what you have now to still reach your financial goals? This episode covers ways to increase your wealth for your future. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review a...

Send a text How do you apply for college loans, or refinance ones you have already, without falling victim to scammers? This can be one of the most frustrating times, so listen and be alert to those who just want to take your money, not help you finance your or your child's education. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching...

Send a text How does the rising interest rate hurt and help you right now? What actions should you take to make it a better situation for you and what should you not do?  Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch. You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the...