Fernando "The Mortgage Maverick" DaCunha

Finance with Fernando

Business EN ↓ 63 episodes

An in depth discussion on residential real estate financing. Walk through of the mortgage process, what to expect when buying real estate, and input from industry professionals.

Author

Fernando "The Mortgage Maverick" DaCunha

Episodes

Opinions of the Mortgage Process - 2019 07.06.2019 11:23

What did you Aunt Sharon say about her buying a home in the '80s? Coworkers had a terrible experience? This episode covers how to handle the mortgage process.... For the most important person - You!

Closing Costs 18.05.2019 25:01

Two things clients care about when discussing a mortgage: Rates and Closing costs. Yes, there's more to a mortgage than that but I know what you want... We've covered rates before, now let's discuss fees associated with real estate. Have fun!

Credit (Part 3 of 3 Miniseries) 07.05.2019 19:55

Part 3 of 3 Miniseries - Credit. By now you've explored how Income and Assets are evaluated to qualify a mortgage candidate. This episode explains consumer credit and how to create a strong foundation for financial success. SPOILER ALERT: As per previous episodes, having a great credit score isn't all you need....

Assets (Part 2 of 3 in Miniseries) 10.04.2019 8:10

Assets - How lenders evaluate your assets to qualify you for a mortgage. What you can/can't do with your cash while buying real estate. Don't deposit that money under the mattress just yet!

Income (Part 1 of 3 in Miniseries) 26.03.2019 10:34

Income - How lenders evaluate your income to qualify you for mortgage. How to calculate your own debt to income ratio.

10 things NOT to do while applying for a mortgage 04.03.2019 11:28

Cash under the mattress? Cosigning a car for your sister? DON'T DO IT if you want to keep your mortgage hopes alive. I cover top 10 things to avoid when financing your new home in this episode. Enjoy!

Your Interest Rate vs. APR 25.02.2019 4:32

This brief episode explains what the difference is for an interest rate that's used to calculate your mortgage payment vs. the Annual Percentage Rate of a mortgage. Enjoy!

Mortgage Mythbusters - Mortgage Bankers vs. Brokers 18.02.2019 22:28

You've heard of them; mortgage bankers and brokers. No, they're not the next Hatfield's and McCoy's, they're the two types of mortgage consultants helping you get a mortgage. Now you know what makes them different and why.

Interest Rates 09.02.2019 23:15

Interest Rates - How are they offered and what goes into getting the best rate?

Loan Sizes/Types/Limits 29.01.2019 15:40

In this episode I discuss what type of loan you may apply for and what it entails. *I don't cover State Loans in this episode, only common loans used throughout the U.S.

What is a Mortgage? 02.01.2019 25:58

It's a simple question right... What is a Mortgage? In this episode I discuss 7 things to look for in a mortgage: Size of the loan, interest rates/discount points, closing costs, APR, fixed or adjustable rates, the loan term and risky features. Enjoy!

Finance with Fernando - Pilot 20.12.2018 4:25

A brief background of the host, Fernando DaCunha, and what to expect from the podcast in the future.

Finance with Fernando (Trailer) 19.12.2018 0:34