Finance Unpacked: Closing the Advice Gap with Gareth Shears & Shane Hyland

Over the past few month we have been working hard to build these course that aim to help educate you on different subjects in finance starting with our mortgage course. Gain experienced advice from professionals who's goal is to prepare you for the mortgage process and to help you avoid the stresses that are to come. Youtube Also want to see how you'd score on our mortgage preparedness q...

To often we see on social media a massive amount of people who keep telling us if we trade in this, or buy that, we will be rich and never need to work again. Now all these people have gone silent, while the market has its difficult period all the soothsayers have disappeared and why? because their plan has no long term value. Youtube Also want to see how you'd score on our mortgage preparedn...

We've all imagined getting that lottery ticket. Take the easy road to where ever we want and do what ever we want. Well believe it or not there will be some obstetrical that you may not be used to or have the decisive tools to avoid the traps that lay ahead. Youtube Also want to see how you'd score on our mortgage preparedness questionnaire click here The mortgage Course 📄 Sudden Wealth...

What are the issues with crypto? We'll explain here on how cryto investing is not investing. Nobody would put a substantial amount of money to bet on a horse so why would you on a digital currency with no security measures to make sure you don't lose everything. Youtube Also want to see how you'd score on our mortgage preparedness questionnaire click here The Mortgage Course Free bu...

Knowing where to invest can be a confusing decision to make. Here Gareth takes us through the risk assessment of all the invest-able asset classes which breaks down what to expect from each if you invested in them. Also a shout out to Humans Under Management for creating this informative info graphic. Youtube Also want to see how you'd score on our mortgage preparedness questionnaire click he...

Gareth walks us through our standardized government inheritance plan. Take a look to see if your money goes where you'd want it to but remember it doesn't cover everything. Youtube Also want to see how you'd score on our mortgage preparedness questionnaire click here Free budgeting spreadsheet below. Stay well, stay motivated and most of all stay educated. https://www.sanfp.co.uk/ R...

Gareth has come back from his 2 weeks away from the podcast achieving chartered financial planner status. Well done Gareth! Now with Gareth back we will be pushing even harder to bring you the most useful content possible. Youtube Also want to see how you'd score on our mortgage preparedness questionnaire click here Free budgeting spreadsheet below. Stay well, stay motivated and most of all s...

Gareth takes us through his experience with getting a mortgage where he experiences questionable sales tactics from the estates agent he had. Know the process so you don't get caught up in the same problems Gareth did.  Youtube: https://youtu.be/eK5NkAv1BBg Also want to see how you'd score on our mortgage preparedness questionnaire click here: https://themortgageprocessassessment.scoreap...

Join us while Shane explains the uses of a LISA for a pension, he goes through all the benefits and drawbacks. Prepare here for the future and aim for that retirement that you want.  Youtube: https://youtu.be/KYI9J3c1IC8 Free budgeting spreadsheet below. Stay well, stay motivated and most of all stay educated. https://www.sanfp.co.uk/ Recording Equipment 📘 Our Book 🎙 Podfollow ❓ Also want to see...

It has been 1 year since this podcast was first posted! Wow how time flies, and we are still here working with Dan now on future projects to help you get that strong grip on your finances and life balance.  Youtube: https://youtu.be/bAdr4FtaDVY Free budgeting spreadsheet below. Stay well, stay motivated and most of all stay educated. https://www.sanfp.co.uk/ Recording Equipment 📘 Our Book 🎙 Podfo...

Somethings in life aren't in our control, so making sure we don't sweet the small stuff can help us really enjoy life. When these uncontrollable events happen it always help to have a rainy day fund for you to dip into when things may not be going well. youtube: https://youtu.be/wwzdHcCgivg Free budgeting spreadsheet below. Stay well, stay motivated and most of all stay educated. https:/...

When getting a mortgage many don't think to check their credit score. This can cause issues occasionally in getting a mortgage, listen to Gareth's top ten tips for credit scores here.  Youtube: https://youtu.be/Nrc-UIA5A3o Free budgeting spreadsheet below. Stay well, stay motivated and most of all stay educated. https://www.sanfp.co.uk/ Recording Equipment 📘 Our Book 🎙 Podfollow ❓ Also...

Bit of a twist this week. Big things are happening at Mind and Money with Gareth away on a top secret mission. Shane is still here though to hold the mantle and to give his impression on peoples financial decision and how they may need to change. Youtube: https://youtu.be/v9pXTjgSZVE Free budgeting spreadsheet below. Stay well, stay motivated and most of all stay educated. https://www.sanfp.co.uk/...

Whats the difference between a financial advisor and a financial planner? Join us here where Shane takes the time explaining the roles of each so you know which is most relevant to you. Youtube: https://youtu.be/bicqWmNBZZU Free budgeting spreadsheet below. Stay well, stay motivated and most of all stay educated. https://www.sanfp.co.uk/ Recording Equipment 📘 Our Book 🎙 Podfollow ❓ Also want to...

Our pensions decide what we can expect from our retirement, when, where, how and who. Knowing that pensions are important is easy to understand, but knowing our pensions well enough to make educated decisions such as moving pensions scheme can mean the difference. Here we explain pension schemes so that if you are offered a deal you know whether it can be trusted or not. Free budgeting spreadsheet...

Scott Nicholson is one of the co-CEO's of bridewell consulting. Listen and see if anything he tells us about himself relates to you and how you could find your way to where you want to be.  We bring in people who have found success within their field to ask them the big questions such as what they had done to get where they are, what they had gone through on the way and for advice to anyone w...

This story about a man and his hammer breaks down the reasoning of higher costs for experience. This can give a good idea of why your bill from a contractor may seem exceedingly high, when in reality it is the experience that is being paid for.  Knowledge is power and the pursuit of knowledge should be never ending. Watch on youtube: https://youtu.be/NZFOsEyiSAo Free budgeting spreadsheet below. S...

We all know having a goal in mind can motivate us to doing the work. How ever, too often we fail our goals because we are creating unrealistic goals to reach for. When this happens we can feel deflated and lose all motivation to carry on, so best thing we can do is look for what others may advice in the industry, but no matter what always look at the small wins. Our mental well being is just as im...

Everyone wants to enjoy life and who doesn't, but making sure we have that opportunity as much as possible can be difficult. With responsibilities, personal health and work finding the time or money can be difficult. We recommend to simply assess your situation and if you find something you are not enjoying to try and make a change. Whether work isn't fulfilling or it doesn't work w...

Understand Isa's better with our 3 Don'ts of ISA's video. Here we take some of our professional knowledge and tell you what you can do to get the most our of your ISA accounts. We all want to make the most of our money but very few of us really know how to. If you are thinking "what are ISA accounts" or "how much can I put in my ISA account" then make sure to che...

Shane takes us through the details of ISA's and what you need to know in deciding which ISA is for you. We are here to help break down the lack of understanding for the average person on ISA's so we can be best informed in our financial decision. Come watch on youtube at: https://www.youtube.com/channel/UCHoZx0CREZxyT3JRFzqrSPw/featured Free budgeting spreadsheet below. Stay well, stay m...

Today we talk about our journey to getting our Cardiff Life award and how the rising petrol prices may effect our day to day lives. Watch on youtube: https://youtu.be/QtfLj8ay1Tw Free budgeting spreadsheet below. Stay well, stay motivated and most of all stay educated. https://www.sanfp.co.uk/ Recording Equipment 📘 Our Book 🎙 Podfollow ❓ Also want to see how you'd score on our mortgage prep...

We break down the different types of ISA's at your convenience to help decide what's best for you. We will be expanding on ISA's and what you need to know to make the most out of your money. Come watch on youtube at: https://www.youtube.com/channel/UCHoZx0CREZxyT3JRFzqrSPw/featured Free budgeting spreadsheet below. Stay well, stay motivated and most of all stay educated. https://www...

Shane's back from his isolation period and he is ready to explode and let everyone know what they are doing wrong when it comes to investing, including the professionals.  The more we learn about our financial opportunities and how to use them the better your retirement will be.  Understand long term investing compared to short term and you will never go back to short. Want to watch on youtub...

Another year another isolation, join us on another zoom call after Shane test positive for covid.  We talk about how we have adapted to the unpredictability of work over the years and our attitudes towards our own mental health and others.  Free budgeting spreadsheet below. Stay well, stay motivated and most of all stay educated. https://www.sanfp.co.uk/ Recording Equipment 📘 Our Book 🎙 Podfollow...