Finance This, Property That

In this solo episode, mortgage planner and finance expert Dion Fernandez delves into the world of private lending , explaining why it's not just an alternative but often a strategic tool for developers, investors, and business owners seeking fast, flexible funding. With over 13 years of experience, Dion unpacks what private lending actually is, who it's for, and how it can help you move...

In this episode of Finance This Property, That , mortgage planner Dion Fernandez dives deep into one of the most misunderstood areas of lending: how self-employed professionals can improve their chances of securing finance. Drawing on 13+ years of experience and real-world client examples, Dion unpacks the biggest hurdles self-employed individuals face with banks, and reveals the strategies that a...

Episode Synopsis: In this eye-opening episode, Dion Fernandez welcomes Lachlan Hastings from Austbrokers Countrywide to demystify a topic that’s become mission-critical for businesses of all sizes— cyber insurance . With a surge in high-profile cyberattacks affecting everything from legal chambers to multinational corporations, understanding cyber risk is more essential than ever. Lachlan draws fr...

Episode Synopsis: In this solo episode of Finance This Property, That, host Dion Fernandez explores the power of smart debt structuring. Speaking directly to high-income, time-poor professionals, Dion explains why aggressively paying off debt may not always be the best strategy—especially when it comes to tax-deductible investment loans. He walks through practical examples and a clear framework to...

In this episode of Finance This Property That , host Dion Fernandez reunites with the expert panel—Adam, Simon, and Roddy—for a packed discussion on game-changing financial strategies, recent lending policy updates, and behind-the-scenes wins. From celebrating award accolades to unpacking the latest on bridging loans, HEX debt changes, and rent-a-room policies, the team offers valuable insights fo...

🎙️ Episode Synopsis: In this solo episode of Finance This, Property That , mortgage planner and finance expert Dion Fernandez shares a behind-the-scenes look at how two high-income professionals—a doctor and an engineer—broke free from financial stagnation caused by rigid bank lending policies. Dion walks listeners through their journey, explains why going directly to a bank can limit your options...

Scaling Smart: How Time-Poor Professionals Can Build Wealth Through Property with Rich Harvey 🎙 Podcast: Finance This Property That 🎤 Host: Dion Fernandez ⏱ Duration: 42 minutes 🎯 Episode Synopsis: In this powerful and insight-rich episode, mortgage planner Dion Fernandez is joined by returning guest Rich Harvey, award-winning founder of Propertybuyer, to break down how time-poor professionals c...

 In this insightful episode, mortgage planner and finance expert Dion Fernandez is joined by Paul from Mentors Group to uncover why even profitable businesses struggle to secure finance. Together, they break down the often-misunderstood barriers between business performance and borrowing capacity, highlighting the importance of strategic alignment between structure, strategy, and financials. Liste...

 In this compelling episode of Finance This Property, That , mortgage planner Dion Fernandez welcomes back returning guest Chris McNulty, Director and Head Buyer’s Agent at Lucid Property Investments. Together, they dissect three of the biggest pain points faced by time-poor professionals—doctors, lawyers, accountants, and entrepreneurs—when building a property portfolio: lack of strategy, poor eq...

🔍 Episode Synopsis: In this episode of Finance This Property That , mortgage planner Dion Fernandez chats with Jessica Giandomenico , founder of Vesta Buyers Agents , about how a buyer’s agent can transform the property journey for time-poor professionals. Whether you're an investor, doctor, or business owner, Jess explains how she helps clients avoid costly mistakes, discover off-market dea...

In this insightful and energetic episode of Finance This Property That , host Dion Fernandez welcomes back Luke and introduces Gem from Lucid Property Investments to dive deep into the current landscape for first home buyers in Australia. The trio unpacks practical strategies, personal journeys, and powerful tools like the First Home Guarantee Scheme and property share loans that are changing how...

🎯 Episode Synopsis: In this power-packed episode of Finance This Property That , host Dion Fernandez sits down with Rich Harvey, veteran buyer’s agent and founder of Propertybuyer.com.au, for an eye-opening conversation on how to strategically build your property portfolio in 2025. Rich shares how his 25+ years of experience have shaped his proven methodology for uncovering off-market gems, negot...

🎙️ Episode Synopsis In this episode of Finance This, Property That , host Dion Fernandez sits down with Troy from Willow Wealth Partners to explore the strategic use of Self-Managed Super Funds (SMSFs) in property investment, especially for time-poor professionals and self-employed individuals . The conversation dives deep into the complexities of SMSF lending, structuring investments correctly, a...

🎯 Episode Synopsis: In this value-packed episode of Finance This, Property That , host Dion Fernandez teams up with Megan from Third Space Accountants to demystify the often overwhelming world of self-employed finance. With most of Dion’s clients being self-employed, this episode tackles head-on the challenges they face when it comes to getting loans approved—especially in industries like constru...

In this special panel edition of Finance This Property, That , host Dion Fernandez is joined by a powerhouse group of finance professionals for an energetic and informative discussion on the latest shifts in the property and lending space. With expert insights into the recent RBA rate cut, stamp duty exemptions, LMI waivers, and the evolving strategy of rentvesting, this episode delivers actionabl...

🎙️ Podcast: Finance This, Property That 🕒 Duration: 50 minutes 👤 Host: Dion Fernandez, Mortgage Planner & Finance Professional 🎧 Episode Summary: In this episode of Finance This, Property That, host Dion Fernandez sits down with Morgan Wilson from Creditee, an accountant and tax strategist, for a deep dive into the critical role of loan structures and tax planning in building a high-perform...

🎙️ Podcast: Finance This, Property That 🕒 Duration: 43 minutes 👤 Host: Dion Fernandez, Mortgage Planner & Finance Professional 🎧 Episode Summary: In this episode of Finance This, Property That, host Dion Fernandez sits down with Louise Nash from Base Buyers Agency to tackle one of the biggest myths in property development – the idea of a "silver bullet" solution. With over 27 year...

🎙️ Podcast: Finance This, Property That 🕒 Duration: 11 minutes 👤 Host: Dion Fernandez, Mortgage Planner & Finance Professional 🎧 Episode Summary: Thinking about investing in commercial property but feeling overwhelmed by the finance side of things? In this episode, Dion Fernandez busts three common myths that hold investors back from entering the commercial real estate market. From deposit...

Episode Overview In this highly anticipated sequel, host Dion Fernandes , a mortgage planner and finance professional, is joined by Adam, Simon, and Luke from Emerge Finance for another insightful Emerge Panel discussion . This monthly panel dives into key trends shaping the mortgage and home-buying markets, providing expert insights on interest rate predictions, changing bank policies, and strate...

In this special panel episode of Finance This, Property That , host Dion Fernandes is joined by the entire broking team at Emerge Finance for an in-depth discussion on mortgage broking, property investment, and financial strategies. Get to know the team—Simon, Luke, and Adam—as they share their journeys into the finance industry, their personal experiences with property ownership, and their passio...

Episode Title: Unlocking First Home Buyer Success: Grants, Equity & Smart Investing Synopsis: In this episode of Finance This, Property That , host Dion Fernandes welcomes back mortgage broker Luke Ashby to discuss crucial updates for first home buyers in 2025. They break down recent changes to government incentives, including increased stamp duty concessions and the expansion of the First Hom...

In this episode of Finance as Property That , we tackle one of the most frequently asked questions from listeners: What are the common mistakes people make when structuring their investment property loans? Host Dion shares expert insights into three major pitfalls investors face when setting up their debt structure and how to avoid them. From the confusion between offset and redraw facilities to s...

Episode Title : The Importance of Tailored Insurance: A Deep Dive into Protecting Assets with George from We Cover You In this episode of Finance This, Property That , host Dion Fernandes sits down with George Sian from We Cover You insurance brokers for an in-depth discussion about the complexities of insurance, particularly in the realm of small businesses, property investments, and niche sector...

Episode Breakdown: Introduction (0:00 - 3:30) Dion introduces himself and the podcast’s mission: empowering financial legacies for generations. Overview of today’s guest, Michelle Watt, and the discussion focus on property management. Michelle’s Background & Recent Adventures (3:31 - 10:20) Michelle shares her journey as the principal and director of Nest Connect, a property management agency....