Federal Employees Retirement & Benefits Podcast by CD Financial

In this week's episode, we will be discussing: - How conservative should I be? - Which fund should I focus on when the stock market plummets? - What percentage should be going into my TSP? Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic #0G46793 Investing involves risk, including the potential...

This week's episode we will be discussing: - What if I'm under 62? - Is it possible to calculate what my pension will be right now? - How much will my high 3 affect my pension check? Click the subscribe button to stay up to date! Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic #0G46793 In...

This week's episode we will be discussing: - How can I retire penalty-free? - How soon can I retire? - Does time in the military affect when I can retire? Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic #0G46793 Investing involves risk, including the potential loss of principal. Any references...

This week's episode we will be discussing: - Which fund will grow my money the most - G, S, C? - What is the risk to reward ratio? - Will max funding help or hurt my TSP? Click the subscribe button to stay up to date! Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic #0G46793 Investing involves...

- Will I lose my unused sick leave? - Sick leave vs. annual leave - which is better? - Is it possible to get 100% credit for my sick leave at retirement? Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic #0G46793 Investing involves risk, including the potential loss of principal. Any references to pr...

This week's episode we will be discussing: - Don't Miss Out on Optimizing Your Pension Checks! - Will Your Retirement Date Affect Your Tax Bracket? - Which Is Worth More, Your Pension Check or Annual Leave? Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic #0G46793 Investing involves risk,...

This week's episode we will be discussing: - What Happens at Age 72? - Can You Keep Control Over Your Tax-Free Assets? - What Could It Mean for You and Your Loved Ones? Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic #0G46793 Investing involves risk, including the potential loss of principal....

In this week's episode we will be discussing: - G-Fund, Promises & Pitfalls - FIA, What Does This Mean? - Is It Possible to Create the Income You're Looking For? Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic #0G46793 Investing involves risk, including the potential loss of principal...

In this week's episode we will be discussing: - Income Is Like A House - What Do We Mean By That? - What Are The Pros & Cons to the G-Fund? - Why Is a Written Retirement Income Plan Essential? Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic #0G46793 Investing involves risk, including the p...

This week's episode we will be discussing: -  Bad Debt - What Do We Mean By That? - Who Would You Rather Pay Interest To? - Why 5%? Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic #0G46793 Investing involves risk, including the potential loss of principal. Any references to protection benefits...

This week's episode we will be discussing: - How Much Income Are You Going to Need in Retirement?  - What is a Reasonable Rate of Withdrawal?  - What Should I Do No Matter What the Balance Is In My TSP?  Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic #0G46793 Investing involves risk, includin...

This week's episode we talk all about the FERS Special Retirement Supplement. Here is a preview of what we will be discussing: - What Many Feds Do Not Realize About SRS - The "Supplemental Bridge" Payment... Am I Eligible? - What Do The Calculations Look Like? Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered...

This week we will discuss common questions many Federal Employees have regarding their Health Insurance in Retirement: - Don't Make Any Mistakes, It Could Be For Life! - Is It True That I HAVE to Get Medicare Part B at Age 65? - What If I Have TRICARE, Can I Keep It In Retirement? - How Often Do I Pay For My FEHB in Retirement? Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our...

In this episode we focus on when you may receive your FERS Pension Check and some helpful tips so you can pay your bills. Below is a preview of what we'll be covering: - What Is the Average Time Frame You Can Possibly Expect? - Be Prepared! HOW? - Knowing is Half the Battle, What Do We Mean By That? Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org...

How much can you put in your TSP? Are you taking full advantage of your savings potential? To schedule a phone consultation with our office, click the link below: https://calendly.com/charlesdzama/sm_15mintc  Check us out on social media! Facebook: https://www.facebook.com/CDFinancialLLC Instagram: https://www.instagram.com/cdfinancial.llc/ Twitter: https://twitter.com/CDFinancial_LLC LinkedIn: ht...

This week we explore the following questions many federal employees have about taxes & their TSP: - Will Taxes Go Up or Down in the Future? - Can You Transfer Your Money Inside TSP to a Roth TSP? - Taxes - How Much Will They Really Take!? Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic #0G46793...

What are the advantages of a TSP Roth?  How do you utilize these?  Charles explains in this episode To schedule a phone consultation with our office, click the link below: https://calendly.com/charlesdzama/sm_15mintc  Check us out on social media! Facebook: https://www.facebook.com/CDFinancialLLC Instagram: https://www.instagram.com/cdfinancial.llc/ Twitter: https://twitter.com/CDFinancial_LLC Lin...

This week we will discuss Social Security and examine what you might lose: - Money Lost, Why!? - What Does My Social Security Maximization Plan Look Like? - Why Does Your Full Retirement Age Matter? - 50 Cents on Every Dollar, What Do We Mean By That? Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic...

Charles Dzama tells you what you need to know about Federal Long Term Care... the pros and cons. To schedule a phone consultation with our office, click the link below: https://calendly.com/charlesdzama/sm_15mintc  Check us out on social media! Facebook: https://www.facebook.com/CDFinancialLLC Instagram: https://www.instagram.com/cdfinancial.llc/ Twitter: https://twitter.com/CDFinancial_LLC Linked...

If risk equals growth, can you maximize growth and still play it safe with your income? Charles explains in this episode. To schedule a phone consultation with our office, click the link below: https://calendly.com/charlesdzama/sm_15mintc  Check us out on social media! Facebook: https://www.facebook.com/CDFinancialLLC Instagram: https://www.instagram.com/cdfinancial.llc/ Twitter: https://twitter.c...

This week's episode addresses the do's and don'ts of what to do during a market downturn: - Running to the G-Fund, Is That My Best Option? - Moderation Is Key, Why? - Written Retirement Income Plan, How Does This Help Me? To schedule a phone consultation with our office, click the link below: https://calendly.com/charlesdzama/sm_15mintc  Check us out on social media! Facebook: https...

Many federal employees ask this question while working. This week's episode we will answer the following questions, such as... - Should You Withdraw Money from Your TSP while working? - Why Would I Want to Withdraw from My TSP? - Would It Really Be the Best Way to Eliminate Debt? Check us out on social media! Facebook: https://www.facebook.com/CDFinancialLLC Instagram: https://www.instagram.c...

This week we explore the following questions that often times get asked of me during our federal retirement training: - "Charles, Should I Buy Back My Military Time??" - How Does It Impact My Federal Pension? - Is There a Deadline? Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic #0G46793...

What percentage of your FERS benefits is taxed? What percentage is tax free? Charles Dzama explains in this episode. To schedule a phone consultation with our office, click the link below: https://calendly.com/charlesdzama/sm_15mintc  Check us out on social media! Facebook: https://www.facebook.com/CDFinancialLLC Instagram: https://www.instagram.com/cdfinancial.llc/ Twitter: https://twitter.com/CD...

This week's episode we will be discussing: -  Three Legged Retirement, What Do You Need To Know? - How Can I Generate More Income? - Is Your Social Security Taxed? To schedule a phone consultation with our office, click the link below: https://calendly.com/charlesdzama/sm_15mintc  Check us out on social media! Facebook: https://www.facebook.com/CDFinancialLLC Instagram: https://www.instagram....