Chris Luger

Extreme Personal Finance Show

Personal finance doesn't have to be boring. We refuse to let it be. The Extreme Personal Finance Show is where financial independence meets a crushing guitar riff. I'm Chris, early retiree, tech guy, and lifelong metalhead. I built this show for people who wanna take control of their money and their lives! We cover everything from building wealth, killing debt, investing for the long haul, side income, real estate, retirement planning, and the mindset shifts that make all of it actually stick. No filler, no BS, no 47-minute intros. Each week I sit down with brilliant guests from the FIRE movem...

Author

Chris Luger

Category

Education

Podcast website

heavymetal.money

Latest episode

Jul 10, 2026

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Episodes

Do You Need College to Get Ahead Financially Without Student Debt | 017 01.06.2022

Contact: https://heavymetal.money Heavy Metal Money on Facebook Heavy Metal Money on Twitter Heavy Metal Money on Instagram Heavy Metal Money on YouTube Heavy Metal Money on TikTok Email Me Do You Need To Go To College? Can You Get Ahead without a College Degree? The US Department of Education’s National Center for Education Statistics (NCES) states those with a bachelor’s degree was around $55,00...

What's the Difference Between Frugal and Cheap | 016 17.05.2022

Contact: https://heavymetal.money Heavy Metal Money on Facebook Heavy Metal Money on Twitter Heavy Metal Money on Instagram Heavy Metal Money on YouTube Heavy Metal Money on TikTok Email Me Are You Frugal or Cheap? What's the Difference Between Frugal or Cheap? Have you been accused of being a tightwad?  Have people told you, you are cheap?  Do you think you are cheap or frugal? What's t...

How to Save Money On Electricity Even During Peak Usage Times | 015 02.05.2022

Contact: https://heavymetal.money Heavy Metal Money on Facebook Heavy Metal Money on Twitter Heavy Metal Money on Instagram Heavy Metal Money on YouTube Heavy Metal Money on TikTok Email Me 015 - Save Money On Electricity At Peak Times https://heavymetal.money/peakusage/ It’s super easy, to participate in your electric company’s Peak Rebate Program! You can earn $1 rebate for every kilowatt-hour (...

How to Spend Money on What You Value and Stop Wasting on What You Don't | 014 25.04.2022

Contact: https://heavymetal.money Heavy Metal Money on Facebook Heavy Metal Money on Twitter Heavy Metal Money on Instagram Heavy Metal Money on YouTube Heavy Metal Money on TikTok Email Me https://heavymetal.money/spend-on-value/ http://www.fiveoclocksteakhouse.com/menus/dinner-menu/ I headed down to Milwaukee for the day to catch a great Metal show by Steel Panther . It was their Very Hairy Chri...

When to Buy Name Brand vs Generic Products to Save Money Long Term | 013 18.04.2022

Contact: https://heavymetal.money Heavy Metal Money on Facebook Heavy Metal Money on Twitter Heavy Metal Money on Instagram Heavy Metal Money on YouTube Heavy Metal Money on TikTok Email Me https://heavymetal.money/shopnamebrand/ https://www.bobvila.com/articles/water-hammer/ https://heavymetal.money/ways-i-save/ I have spoken many times about shopping generic can save you money.  In this previous...

How to Get Paid to Drive: Make Money While Commuting and Driving Around Town | 012 11.04.2022

Contact: https://heavymetal.money Heavy Metal Money on Facebook Heavy Metal Money on Twitter Heavy Metal Money on Instagram Heavy Metal Money on YouTube Heavy Metal Money on TikTok Email Me https://heavymetal.money/get-paid-while-you-drive-to-work/ https://wrapify.com https://www.sidehustlenation.com Wouldn’t it be wonderful if you could earn a little extra cash as you just drove from one place to...

How to Declutter and Downsize Your Stuff for Financial Freedom | 011 04.04.2022

Contact: https://heavymetal.money Heavy Metal Money on Facebook Heavy Metal Money on Twitter Heavy Metal Money on Instagram Heavy Metal Money on YouTube Heavy Metal Money on TikTok Email Me Can I Retire by age 55? https://heavymetal.money/can-i-retire-by-age-55/ Downsizing and Decluttering https://heavymetal.money/decluttering/ 40 BAGS IN 40 DAYS DECLUTTERING CHALLENGE https://www.whitehouseblacks...

BONUS EPISODE! - Instagram LIVE Discussion with Joe Saul-Sehy - How I Almost Fell For A Dating App Scam 15.03.2022

Contact: https://heavymetal.money Heavy Metal Money on Facebook Heavy Metal Money on Twitter Heavy Metal Money on Instagram Heavy Metal Money on YouTube Heavy Metal Money on TikTok Email Me Contact Chris: https://heavymetal.money https://www.instagram.com/heavy_metal_money/ https://www.youtube.com/@heavymetalmoney https://www.facebook.com/chrisluger email: chris at heavymetal.money

How to Avoid Romance Scams That Target Your Money | 010 13.03.2022

In this post, I wanted to share how I almost fell for a romance scam. After listening to the recent podcast, How to Money with Joel and Matt . Their Episode 485, Sneakier Scams Targeting Younger Folks , talked about several different scams, and tips on how to protect yourself. https://heavymetal.money/romancescam/ Being a single guy, I occasionally use current dating apps in hopes of finding a pot...

How to Rent Your RV or Camper for Passive Income and Profit | 009 09.02.2022

https://heavymetal.money/rvrentals/ In this post, we’ll talk through what it means to rent your camper or RV, how much time and effort it can take, and understand how much money you can actually make. Keep in mind, this is just my experience and your mileage may vary. The camper I rent is a 2016 Salem CruiseLite 21Ft Trailer . The attraction of this particular model is it’s approximately 3000lbs....

Why Price vs Cost Matters More Than You Think for Your Money | 008 08.02.2022

https://heavymetal.money/cost-of-ownership/ Clear 2 Month Trial https://refer.clearme.com/share/chris494 When shopping for things we often talk about the cost of something… but really what we are doing is comparing the Price.   It’s interesting, the price is what we pay for a good or service, while the cost can be the actual or perceived value over time, of the lifetime of the product or service w...

How to Gift a 529 Education Savings Plan | 007 07.02.2022

https://heavymetal.money/529/ https://www.sec.gov/reportspubs/investor-publications/investorpubsintro529htm.html In 2013 only 2.5% of all families had a 529 Education Savings Plan. This is so easy to set up, and contribute to that it is a shame more parents, grandparents, aunts, uncles, friends or others aren’t using this investment vehicle for a child’s education. Changes continued to the program...

How to Create a Guilt-Free Spending Budget That Actually Works | 006 06.02.2022

https://heavymetal.money/setyoufree/ IRON MAIDEN PICS! https://www.instagram.com/p/B1rBNFdFyWT/?utm_medium=copy_link By preparing, and allocating money for a particular purchase, it can free you from the guilt of spending money. In this video we talk about how we prepared for our annual trip to the MN State Fair. Was able to spend money of food, drink, entertainment, and spend the entire day guilt...

005 - The Journey To Retirement After Divorce 05.02.2022

https://heavymetal.money/divorcejouneypart2/ https://heavymetal.money/divorcejouneypart2/ Divorce can be a shock to the System! Your world turns upside down and your finances are part of this! After divorce, we are now responsible for living and affording to live on our own. There is a lot of anxiety an uncertainly. We begin to review expenses, review the mortgage, and refinance. We need to create...

004 - Should You Pay Off Your Mortgage? 04.02.2022

https://heavymetal.money/should-you-pay-off-your-mortgage/ Investing in Mental Health - The Fairer Cents Sometimes it’s more than Math. The Math doesn’t always make sense when paying off a mortgage. It’s a headspace. It’s psychological. It’s a state of mind. It changes the way you think, and the feeling you have when you wakeup in the morning. It allows some to truly go to work because they choose...

003 - Money Discussions For Couples 03.02.2022

Contact: https://heavymetal.money Heavy Metal Money on Facebook Heavy Metal Money on Twitter Heavy Metal Money on Instagram Heavy Metal Money on YouTube Heavy Metal Money on TikTok Email Me https://heavymetal.money/couples-and-conversations/ https://heavymetal.money/affordanything-nyc/ Do you talk to your significant other about sex, politics, religion? Do you talk about money? So many people woul...

002 - Ways To Save Money Today! 02.02.2022

https://heavymetal.money/ways-i-save/ Here are some simple ways to save money! Don’t Pay for TV Simply use an Antenna for over the air broadcast. Catch local football games, local news and live network television for free! Don’t be afraid of the clearance rack or thrift store Take a look at the off season, or clearance areas at Kohl’s, Macy’s, or Target. Don’t feel shame about checking out those t...

001 - What is Your Why For Fi (Financial Independance)? 01.02.2022

What is Your Why for FI? Why Do You Want to Retire Early? Why do you pursue FIRE, or, reach financial independence with an option to retire early? Welcome to the very first video on the Heavy Metal Money YouTube Channel. Thanks for dropping by, and I really do appreciate your support! Do you want to do more meaningful work with your life? Do work that fill your heart regardless of the pay? Do you...

Renting vs Buying a House: Pros and Cons for Your Money | 005 18.08.2021

Contact Us! chris@heavymetal.money Facebook Page: facebook.com/MoneyHeavyMetal Twitter: twitter.com/moneyheavymetal Get your FREE Divorced Dad's Financial Checklist at https://heavymetal.money A Rental vs. Buy Calculator from the Nerd Wallet 10 Reasons Why Renting Could Be Better Than Buying Save Money on Utilities by Using Peak Usage Times Contact Chris: https://heavymetal.money https://www....

How to Teach Kids About Money with Kickstarter and Real Estate Investment Strategies | 004 03.08.2021

chris@heavymetal.money Facebook Page: facebook.com/MoneyHeavyMetal Twitter: twitter.com/moneyheavymetal Get your FREE Divorced Dad's Financial Checklist at https://heavymetal.money Kickstarter Project: M is for Money | Teach Financial Literacy to 3-8 Year-Olds Everything I Wish I Knew About Money That Wasn't Taught In School Paperback A New Real State Investing Strategy: Lease Options Wa...

How to Save Money Shopping Generic vs Name Brand Products | 003 23.02.2021

The Heavy Metal Money Podcast - Episode 003 - "Shopping Generic vs Name Brand"  Contact: www.heavymetal.money chris@heavymetal.money twitter: @moneyheavymetal instagram: @moneyheavymetal Facebook: @MoneyHeavyMetal References: Top Ways I Save Money When It Pays to Shop Name Brand Generic-Substitution Laws Get Your FREE Financial Checklist for Divorced Dads! Subscribe Now! Thank you for li...

How to Set Financial Goals for 2021 with April Durow | 002 30.12.2020

Heavy Metal Money: The Podcast - "Looking back on 2020 & Goals for 2021 with April Durow" Episode 002 - Looking back on 2020 & Goals for 2021 My good friend April joins me for this look back on 2020. What goals were met, and what fell short with area for improvement. We look at what existing and new goals we are setting for 2021, and ways that we can stay accountable to meet them...

How to Find Your Why for Financial Independence and Early Retirement | 001 14.12.2020

Contact: chris@heavymetal.money Facebook Page: facebook.com/MoneyHeavyMetal Twitter: twitter.com/moneyheavymetal Get your FREE Divorced Dad's Financial Checklist at https://heavymetal.money This very first episode is an introduction and a little preview of what's to come, and we talk about our 'Why.' We talk about how there are so many reasons why people work towards financial...

Heavy Metal Money: The Podcast - Episode 000 "Trailer" 22.10.2020

I know we all need another podcast about personal finance, right? - Probably not…Well, I’m doing it anyway! A host a blog about A Divorced Dad’s Journey to Retirement - Check it out at heavymetal.money - I’m excited to add a podcast the Global Heavy Metal Money Media Empire! I'll be talking about saving, spending, investing, and my approach to personal finance. Sometimes, we'll also take...

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