Expat Property Story

#283 Big changes are coming for UK landlords with the Renters Rights Act. No more 'no fault evictions' Stricter rules around rent increases, Serious fines for non-compliance.  If you want to avoid costly mistakes, you need to act now:  Review your tenancies,  Check your insurance,  And always serve the right notices, because even a small slip could wipe out years of profits.  Student HMO...

#282 Is a UK property crash on the horizon?  In this episode, we break down alarming predictions from top financial minds such as: Warren Buffet Ray Dallio Michael Burry (The Big Short) Steve Eisman (The Big short) We report on how it's not just the war in Iran that's threatening the housing market, but also Private Credit and the AI Bubble.  Tune in to this Mini-Sode to stay ahead of th...

#281 Imagine waking up to an email from your managing agent saying, ‘Don’t worry, we’ve handled the Renters' Rights Act for you’…  And then discovering that, legally, they can’t handle the one thing that really matters . And that mistake alone could cost you up to £7,000 per tenancy. This is an episode you really can’t afford to miss. The Renters' Rights Act becomes law on May 1st 2026....

#280 Once a month I’m joined by Darren McNeill from our sponsors FMP to look back at a deal he sourced for a client 5 years ago. This month, we discuss a deal in Darwen, Lancashire BB3 1EP. Finnigan McNeill Property specialise in high-yielding turnkey properties in the Northwest for under 125K. Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mt...

#279 This episode is all about sourcing UK property.  It’s got lots of valuable information whether you use sourcers or whether you source property for others.  And if you pass on information about a property and take a referral fee even if it’s on a one-off basis, then this episode should also be for you. You’re potentially leaving yourself open to investigation by HMRC. Tina Walsh is co-founder...

#278 The second of our monthly reviews of what's going on in the world of UK Property auctions, featuring Jay Howard from Hammered Auctions This month's Auction Update presents a fascinating glimpse into how geopolitical factors are affecting energy prices and therefore interest rates which in turn are impacting the property market. This creates not just risk but also opportunity. The th...

#277 Kris Dalziel is a prolific property professional.  In addition to the 100 strong portfolio he’s built for himself, last year alone he sourced 268 properties for investors, all in the North East, and bought 70 for himself.  This episode has everything you need to know about investing in the North East. Keep listening to the end to see what Kris puts his success down to. Our WhatsApp  group Pro...

#276 This is the first of our monthly update on all things lending and finance. This episode discusses: Bank of England Base Rate and Mortgage Rates: The Return of 90% Mortgages: Cut in Specialist Bridging Loan Rates: Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Quest...

#275 Are you interested in finding on-market UK property deals and selling them at auction for profit? Paul Ribbons is a UK property trading specialist, known for turning distressed, on‑market deals into profitable auction trades.  Drawing on his decades of experience he runs through how to: Work out demand  Find deals Talk to agents Use problems to create leverage All so that you can enter the wo...

#274 The first of our monthly roundup of news affecting  UK Property investors. This month's news is dominated by the Middle East Crisis.. I investigate the impact on the UK housing sector. I also share some interesting statistics around tenancy disputes and an overview of the impending Renters’ Rights Act    Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pr...

#273 Have you ever been in a position where you need cash and you need it fast?  Perhaps the deal of a lifetime just fell into your lap.  It’s too good an opportunity to turn down.  Maybe it’s unmortgageable.  Perhaps the seller won’t wait for you to get a mortgage.  Maybe you’re buying it at auction. Bridging finance is a useful resource to have in your toolbox. But it pays to understand it befor...

#272 Once a month I’m joined by Darren McNeill from our sponsors FMP to look back at a deal he sourced for a client 5 years ago. This month, we discuss a deal in Rawtenstall, Rossendale, Lancashire BB4 8HB. Finnigan McNeill Property specialise in high-yielding turnkey properties in the Northwest for under 125K. Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro:...

#271 Making Tax Digital is a new system that will completely change the way in which many UK landlords report their income and expenses to HMRC from 6 April 2026. If you own rental property or have self‑employment income, this episode is definitely for you. Simon Misiewicz of Optimise Accountants Ltd takes us through everything we need to know. Our WhatsApp  group Property Engine discounts (Code:...

#270 The first of our monthly reviews of what's going on in the world of UK Property auctions, featuring Jay Howard from Hammered Auctions Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide Our Sponsors: Finnigan McNeill...

#269 This episode explores a strategy that only requires a 10% deposit instead of the usual 25% Today’s guests are Rob Peters from Simple Fast Mortgage who presents a way to buy a Day One mortgage with just 10% And his client Bhadar Shokar who proves that it can be done. There are of course some caveats which we’ll run through at the end.  Our WhatsApp  group Property Engine discounts (Code: EXPAT...

#268 Are you looking for a way to buy UK property and add value but without the headache of refurbishment and with minimal expense?  Today’s episode tackles Title Splits. You buy a freehold block of flats under one title. You then split the titles up so that the aggregate value of each individual flat creates an uplift in the overall total value.  Max Scott has been doing this for many years. Our...

#267 If you’re building a UK property portfolio in 2026 and you have the time to look for your own deals, then you should be looking to buy at discount.  Finding a bargain often means dealing directly with vendors. Which is what this episode is all about. Ruban Selvanayagam has been buying and selling UK property with his business partner James Durr since 2006.  They solve problems for vendors via...

#266 UK property Investors are anxious. Regulation is tightening. Lending is shifting. Costs are rising. And Landlords are leaving.  It’s a new market and many of the old ways of investing in UK property don’t work anymore. To survive and thrive in 2026 and beyond, we need to understand where we’re at and how we got here. This episode will tell you exactly what to do about it. It's based on a...

#265 James Fox uses Assisted Sales as part of the Buy Three, Sell two, Hold One method of building a UK Property Portfolio. James’ approach is to do two Assisted Sales and use the profits to buy mixed use buildings which allow more efficient wand economic ways to add value and increase returns in the long term. This is a really well thought out business design that will give you lots of great idea...

#264 Do you sometimes feel envious of local investors who can drop into their local estate agent with a box of donuts and  get into little their black book? Or are you too tired after a hard day at the expat office to phone up agents. Maybe you just don’t like phoning people.    Mark Shaw describes himself as a Lifestyle Investor because he does  great deals without picking up the phone, doing vie...

#263 Have you heard UK property investors discussing group structures and wondered what they’re talking about?  Today, Simon Misiewicz from Optimise Accountants  explain what they are, why they might be worth thinking about and how to go about it all.  Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months...

#262 I do like a good case study because there’s so much opportunity for learning in lots of different subtopics. Today’s case study comes from the fantastically named Kristina Castellina , an accomplished property investor  specialising in buy-to-let and serviced accommodation in the Northwest of England.  Kristina came across a property on Right Move that was previously being used as a family ho...

#261 This is the twelfth and final episode in this year’s mini-season celebrating the 12 Days of Christmas. We’re releasing daily bite sized episodes. Each one contains clips from three of my favourite episodes from 2025. Today’s show features extracts from: #229: Creating 205K Equity with just £18,000 (Motiul Islam ) #212:   The Secret To Reviewing Auction Legal Packs (Jade Shrubsole) #231: How t...

#260 This is the eleventh episode in this year’s mini-season celebrating the 12 Days of Christmas. We’re releasing daily bite sized episodes. Each one contains clips from three of my favourite episodes from 2025. Today’s show features extracts from: #245:   Inside the World of Assisted Sales (Paul Stapleton) #247: Why You Should Buy UK Property Now (Will Mallard) #248 How to Find Big Discounts wit...

#259 This is the tenth episode in this year’s mini-season celebrating the 12 Days of Christmas. We’re releasing daily bite sized episodes. Each one contains clips from three of my favourite episodes from 2025. Today’s show features extracts from: #242: Should Your First UK Property Investment Be a Flip? (Justin Wilkins) #243: Doctors & Nurses: HMOs Near Hospitals (Tom Appleton) #244:   What Yo...