Everyone's Talkin' Money

You make good money. You’re saving, investing, and doing the things you’re supposed to do. And yet when you look at your bank account or credit card statement, your money still feels messy. Where did it all go? A lot of high earners assume the problem is budgeting. If they could just stick to a plan, track every category, and control their spending, everything would finally feel organized. But tra...

What will personal finance actually look like five years from now? Will we all have AI money assistants? Will financial advisors still exist? And could technology finally make managing money easier instead of more overwhelming? In this episode, Shari Rash sits down with Dacy Yee, President of Experian Consumer Services, to talk about how technology is transforming the financial world—and what it m...

You’ve done the hard part. The debt is gone, the systems are running, the savings are building, and your financial life is finally stable. But once the question of “Am I okay?” quiets down, a new one tends to show up in its place: What do I actually want my life to look like now? In the final episode of the After the Hustle series, Shari walks you through how to move from simply managing money to...

You’ve paid off the debt, built the emergency fund, and started investing. So why does having extra money still make you feel weirdly stressed? In this episode of Everyone’s Talkin’ Money, Shari Rash breaks down what to do with surplus money once you’re past financial chaos and into a more stable phase of life. Because when the bills are covered, your savings account is solid, and your 401(k) cont...

You’re out of debt. Your emergency fund is fully funded. You’re contributing to your 401(k), maybe even maxing your Roth IRA. You’ve built real financial stability. So why does it still feel like something is missing? In this first episode of the three-part series After the Hustle: The Post-Chaos Money Phase, financial planner Shari Rash tackles the strange emotional letdown that can happen after...

In this episode, Shari sits down with Holly O’Neill, who has a front-row view of the financial behavior of 69 million clients, to unpack what Gen Z is really doing with their money and why it matters for every generation. From the rising cost of living and the true price of “adulting” to real-time balance checking, early saving habits, and the viral trend of loud budgeting, this conversation break...

You’re not stuck because you don’t know what to do with your money. You’re stuck because of who you believe you are with money. In this solo episode, we’re breaking down the real reason financial habits don’t stick: identity. Because you can download every budgeting app, read every investing book, and still self-sabotage if your internal story says, “I’m bad with money,” “I’m behind,” or “I just n...

Emotional spending isn’t a discipline problem — it’s a disconnection signal. In this episode, we’re rewriting the narrative around impulse purchases, Target runs, late-night checkouts, and “I deserve this” moments. Because you’re not bad with money — you’re trying to soothe stress, reward exhaustion, feel connected, or become a future version of yourself. And a budget alone can’t fix that. We brea...

February is when the internet floods your feed with couples budgets, joint accounts, and “how to stop fighting about spending” content. And that’s fine — if you’re building a financial life with a partner. But what if you’re not? Because single women are out here making six-figure decisions every single day without a built-in sounding board. You’re qualifying for mortgages solo. Funding your own r...

Join Me Live: February 27 at Noon Eastern If money conversations feel complicated, heavy, or just plain confusing right now, this is for you. On Friday, February 27 at 12 PM Eastern, I’m hosting a live Q&A exclusively for Talkin’ Points newsletter subscribers. This is your chance to ask me anything — budgeting when money feels tight, navigating different money values in relationships, figuring out...

When couples argue about money, chores, or who said what, it’s almost never just about the surface issue. Underneath, there are attachment needs, fears, and money stories bumping into each other—usually without either partner having the language for what’s really going on. In this episode, Shari Rash sits down with Dr. Jessica Higgins, host of the Empowered Relationship podcast, to unpack how coup...

There’s a difference between being successful on paper and actually feeling free in your life. In this episode, I’m joined by Dani Lynn Robison, founder and CEO of Freedom Family Investments, for a conversation about money, identity, and the pressure so many women feel to keep pushing even when something feels off. We talk about how early money experiences shape the way we work, earn, and make dec...

Most money advice tells you to try harder, be more disciplined, or find a better system. But if that actually worked, you wouldn’t still feel stuck. In this episode, Shari breaks down why so many of your money habits have nothing to do with math and everything to do with stress, identity, and survival. You’ll learn the four behavioral patterns that quietly drive how you spend, save, avoid, and ove...

Setting financial goals is the easy part. Maintaining them when life gets busy is where most people get stuck. In this episode, Shari breaks down why motivation and discipline aren’t the problem—and why most money plans fall apart by March. You’ll learn how to shift from relying on willpower to building simple maintenance routines that keep you connected to your money without requiring constant at...

Most money advice is either extreme restriction or delusional optimism. The truth is that real change happens in the middle, where you build systems that work with your actual lifestyle instead of the one you wish you had. This week, I’m joined by Jen and Jill from the Frugal Friends podcast to talk about why we overcomplicate money resets, how to spend based on what we truly value, and what “frug...

If you’re tired of setting money goals that quietly die somewhere between Valentine’s Day and tax season, this episode is your intervention. We’re talking about why traditional goal setting backfires, how shame-based goals sabotage progress, and what it really takes to set financial targets that fit your season of life—whether you’re growing, stabilizing, repairing, maintaining, or just trying to...

You can make great money and still feel like you’re constantly playing catch-up. You can hit a savings goal one month and have to pull it back out the next. You can earn a six-figure salary and still check your account before you swipe your card. That doesn’t mean you’re bad with money — it usually means your cash flow is broken. Get Your Cash Flow Map Here! In this episode, Shari breaks down why...

In this episode, Shari sits down with Jenn Lueke, the creator behind the viral budget grocery series that helped millions of people eat well for less. They discuss how grocery system failures quietly drain time and money, why meal planning is really an inventory problem, and how Jenn turned a January budget grocery video into a community, a cookbook, and a system that actually sticks. Get Jenn's b...

Most people don’t struggle with money because they’re irresponsible. They struggle because their entire financial life is running on willpower and memory—which are terrible tools for long-term success. In this episode, Shari breaks down why motivation-based money management always collapses by March, and how to build real financial systems that actually stick. Does Your Money System Rely on Willpo...

Most financial advice was built by men, for men — and women have been expected to simply adapt. Spoiler: we haven’t, and we won’t. In this conversation with Lacy Garcia, founder & CEO of Willow, we get real about: Why women are about to control two-thirds of U.S. wealth How the industry talks about money vs. how women actually make financial decisions What women really want from financial advisors...

Every January, money becomes part of the New Year’s resolution conversation. Paying off debt, saving more, getting better with money. And while those goals are common, they’re usually not the real issue. In this episode of Everyone’s Talkin’ Money, Shari explains why money keeps showing up on your New Year’s resolution list year after year, and what that pattern is actually telling you about your...

If you’ve ever opened your banking app and felt your stomach drop — like the number on the screen said something about who you are — this episode is for you. Many of us have absorbed a quiet but destructive belief: that financial success equals personal value. That debt means you’re irresponsible. That renting means you’re behind. That earning less means you’re not trying hard enough. And that bel...

Shari is back with another Best of 2025 episode. This time we are talking Boring Money Moves, it is one of her 40 Money Moves at 40 episodes she released in September. Mindset matters — but without solid systems, it won’t get you very far. In this episode of 40 Money Lessons at 40, we’re talking about the unglamorous money moves that quietly build real stability. This is the stuff that doesn’t tre...

Does the word “budget” still make your shoulders tense? Same. And that reaction isn’t a personal failing—it’s a sign that most budgeting advice was never built for real life. In this rereleased episode, we throw out the guilt, the restriction, and the rules that don’t stick, and replace them with a spending plan that actually works with how you live, earn, and decide. This conversation breaks down...

You’ve got the budget app. You’re reading the personal finance books. You know what you should be doing with your money—so why does it still feel so hard to follow through? In this Best of 2025 episode of Everyone’s Talkin’ Money, Shari breaks down six sneaky psychological biases that shape your money decisions without you even realizing it. From anchoring to optimism bias, these aren’t personal f...