Everyone's Talkin' Money

Have you ever said to yourself, “It’s too late for me to learn about money. I’ll never know enough to get ahead.” or, “I’ve made too many mistakes, I’ll always be in debt,” or “If I just made more money, I’d be a lot happier.” These are very common beliefs that we share about money. Just the other day, I was having a conversation with a friend, and she said, “Shannah, I’m just tired. I’m in my 40s...

Your credit score has power, and that three-digit number dramatically impacts your financial future. If you do nothing else this year, grab your credit score the tail and yank it up to 700+ (preferably over 740). You don’t have to go all crazy trying for an 850 score – but don’t get lazy. Even if you have a good score, it could drop tomorrow by one silly mishap. Marsha Barnes from The Finance Bar...

The day your tax refund hits your bank account, it’s a good day. You daydream about all the ways you can spend the money - should you treat yourself to a spa day or what about a trip to the Bahamas…and then you remember all the things you SHOULD do with your tax refund. In this Ask Shannah, I’m talking about ways to find balance with your tax refund and some tips on how to spend it inspired by a l...

We're talking about a topic that's not just about numbers; it's about people, fairness, and understanding. That's right, we're talking about pay transparency. Ever wondered how this simple concept can make your work life better? Our guest, Hannah Williams, the creator of the viral sensation Salary Transparent Street, has been hitting the streets asking strangers to share what they do and how much...

You know, we all are like emotional monkeys that live in the moment regarding money. Have you ever found yourself in the habit of shopping on Amazon late at night only to realize that you don’t really need what you just bought? You are so not alone. The good news, according to Val Agostino, the CEO and co-founder of Monarch Money, the modern personal finance management platform and my favorite per...

In this Ask Shannah episode, I’m covering some of my favorite tips to save money inspired by a question from Brett. This question comes from Brett – "Hi, Shannah, thanks for taking the time to answer my question. I’ve listened to this show since 2016, and even though you’ve changed it up over the years, it’s still one of my favorites. There are a lot of dude money podcasts, but I really like a sof...

In this vault episode of Everyone's Talkin' Money, I chat with guest Carrie Bennett about a topic close to many hearts: infertility. We dive into the world of fertility treatments, the high costs involved, and the financial struggles that come with it. But Carrie brings something new to the table - the concept of quantum fertility. She shares how incorporating simple, free practices like aligning...

How often have you told yourself, “Self, I should be giving money to more needy people. Yes, I really should.” Only to follow that up with, welp, another month went by, and I didn’t give anything. Now I feel bad about myself. Look, let me let you off the hook here. The idea of giving and that your life shouldn’t be selfish is pretty universal. I think we can all agree that we feel some sort of mor...

In recent weeks, this term, loud budgeting has made its way into the mainstream conversation. So, which camp are you in - shouting loudly about your money goals, or would you rather keep them to yourself? I think we need to talk about it. It’s Friday, and typically, I answer an Ask Shannah question, but this week, something came to my attention that I thought we should talk about instead. So many...

Ah, love and money - since it’s the Month of Love, we need to talk about it. Love and money are complicated things that bring up so many different emotions and feelings that are very real. You know what I'm talking about if you’ve ever been in a relationship. And look, even if you don’t talk about money with your partner or keep separate bank accounts, those feelings are still simmering under the...

Occasionally, I love to bring you interviews from podcasts where I'm a guest. I was recently on the Catching Up to FI podcast talking all about money trauma. With Bill and Becky, Catching Up to FI's hosts, I dig deep into the subject of money trauma, exploring their impact on individuals, relationships and overall financial health. I offer practical strategies for identifying and healing from thes...

In this enlightening solo episode, I invite you to explore the world of budgeting with joy. Contrary to the common perception, I want to show you that budgeting isn't restrictive but rather a liberating force that can help you realize your dreams and financial goals. As a seasoned expert in financial planning, I'm here to share my invaluable insights on reframing your mindset toward budgeting. By...

How many times have you said the following, “I’m really going to focus on saving money this year,” only to find yourself doing quite the opposite? And then there are those sneaky costs in your spending, like countless subscriptions you might not even be using. As our guest, Anne Lester, a retirement expert, media commentator, top-rated speaker, and author of the new book Your Best Financial Life:...

We throw around words like financial literacy, but what does it really mean? If you’re like me, you didn’t grow up learning about money in school and what your parents taught you; I guess you still had many questions when you got to the big, bad, real world. So you were left to figure out how to money on your own, stumbling through paying off debt, saving, and investing money. But is money really...

In this episode of Ask Shannah, I’m answering a question from Laquita. “Shannah, your podcast has saved my life. I can’t tell you what a mess I was before. I felt all over the place and wasn’t motivated, even though I wanted to change things. I was recently talking to my girlfriends about money and how some people, you know who I’m talking about, I’m sure, say we have to follow rules. It just does...

What does it mean to have a financial plan? Is it something that we all need? Ethan Ho, a CERTIFIED FINANCIAL PLANNER™ from Oahu, Hawaii, is here to share the ins and outs of having a financial plan. One of my favorite takeaways from Ethan is where he describes your finances to a plant. As you can see, Ethan and I share a very common belief about money. You need to give it some TLC occasionally an...

Getting engaged can be a stressful time and a very expensive time. When do you propose? Who proposes to whom? How much money should you really spend on an engagement ring? What if you’ve never really talked about money before? These are just a few questions that our guest Kat McCoy, a hopeless romantic and the owner of Best Kept Jewelry Concierge and Proposal Prep, is here to help you with. I shar...

How do you really save money? The average American has 5-7 accounts, and that can be a lot to remember; as our guest Brian Hamilton says, it's a cognitive load and creates financial anxiety. However, when saving money, the secret is to work with what you have and create some healthy savings habits. You know how important saving money is, but when it comes down to the actual act of saving, it can b...

What choice do you make when the numbers don’t make sense? Do you give up, or do you get to work? Our guest, Mignon Francois, is a self-made black female entrepreneur who beat all the ads and turned her last $5 - the only way she could feed her family- into a multi-million dollar cupcake empire. Mignon’s story is super empowering but an example of how you can take a skill you might take for grante...

Have you ever thought, “I’m doing all the “right” things with my money, but I’m still not achieving my goals. What’s going on?” This kind of thinking is very common, and I hear it repeatedly with my money-coaching clients. The truth is we all have some emotional baggage with money. Why? Well, because you are in a relationship with money, for better or worse, that causes some gunk to get built up t...

In this Ask Shannah, I'm sharing how to plan financially as a couple with a large age gap. Money as a couple is stressful enough, but there are a few things to consider when you have a large age gap. I'm sharing a bit from my relationship and other couples I've worked with. Links 1:1 Money Coaching with Shannah Wild Business Growth podcast episode The Money Nerds podcast SPONSORS Thanks to NerdWal...

Is real estate investing a goal you have for 2024, but you don’t know where to start? You’re in luck because our guest, Liz Faircloth, will blow your mind with some of the best and most practical real estate investing advice you need this year. Liz co-founded The Real Estate InvestHER® community, a platform to empower women to live a financially free and balanced life on their own terms, and co-fo...

Did you know there are three ways you spend money based on your identity? You either spend money to escape, belong, or embrace your identity. Before you go second guessing how you spend your money, our guest, Ellyse Fulmore, author of the new book, Keep Money Personal and a queer and neurodivergent financial educator, content creator, and the founder of Queerd Co., a financial literacy company, wa...

In this Ask Shannah episode, I’m covering how to start a Roth IRA and how to know if you need life insurance. I’m so excited about all the Ask Shannah questions that I’m going to cover this year. I was so overwhelmed by all the questions you sent last year that I didn’t even make it through half of them. So thank you, and keep sending them in. There’s a link in the show notes to submit an Ask Shan...

Let's talk about debt. There’s a lot of shame and fear around debt, and much of it is stirred up by money experts who want you to believe that you aren’t good enough unless you are debt-free. Can we please cut the crap and be honest about debt. We all have had it or will have it. It does not reflect who you are or your skills with money. Life happens. You go to school and take on debt. You had a l...