Escape Student Loan Debt Podcast

Student loan updates you need to know! EPISODE RESOURCES Private Student Loan Refinancing Episode How To Review Your Student Loan History Studentaid.gov Screenshots   And if you haven't already, sign up for our email list at escapestudentloandebt.com !

All the details on a new program for borrowers aiming for Public Service Loan Forgiveness.   EPISODE RESOURCES PSLF Buy Back Credits   AND IF YOU HAVEN'T ALREADY, JOIN OUR EMAIL LIST AT ESCAPESTUDENTLOANDEBT.COM . WE'LL BE RELEASING OUR GUIDE TO INCOME DRIVEN REPAYMENT PLANS THIS COMING MONDAY!

Check out the latest fallout from the judiciary pause of the SAVE plan and its impact on other IDR plans. PLUS, a brief snippet from our webinar, The State of Student Loans! Click the link below for access to the full webinar replay! ACCESS THE REPLAY

(Another) emergency student loan update ... and more proof you need to sign up for The State of Student Loans Webinar on July 30th, 6pm CST! REGISTER FOR THE WEBINAR! EPISODE RESOURCES Department of Ed Emergency SAVE Plan Press Release 

Click the link to register for the free upcoming webinar, The State of Student Loans, on 7/30/24 at 6pm CST! Register Here!

Hear details (and ease your concerns) about a very misleading letter coming from MOHELA, as well as the consequences of failing to recertify income for IDR plans.   EPISODE RESOURCES Sample letter from MOHELA IDR Failure to Recertify Consequences   And if you haven't already, join our email list at escapestudentloandebt.com !

 An update to last week's emergency episode on The SAVE plan!    EPISODE RESOURCES Contact the Student Loan Ombudsman SAVE Plan Emergency Episode CNN Article Sign up for Student Loan Updates  

Tune in for an emergency student loan update on the SAVE plan and the pending end of the IDR Waiver and Pay As You Earn payment plan! EPISODE RESOURCES Direct Consolidation Application https://studentaid.gov/loan-consolidation/ When PAYE Beats SAVE https://podcasts.apple.com/us/podcast/when-pay-as-you-earn-beats-the-save-plan/id1641942083?i=1000644748013     And if you haven't already, join o...

Can private student loans be forgiven? PLUS Musical chairs for the federal student loan servicers and more!   EPISODE RESOURCES Navient Private Loan Forgiveness Application https://static1.squarespace.com/static/62d6e418e8d8517940207135/t/664e4ce0340ea96a0aa70c72/1716407521054/Navient+School+Misconduct+Application.pdf MOHELA Account Transfer Details https://blog.ed.gov/2024/04/update-for-mohela-st...

In this episode of Escape Student Loan Debt Podcast, host Brenton Harrison discusses how federal and private student loans affect your ability to buy a home. He covers key components like credit scores and debt-to-income ratios, the differences between FICO and Vantage scores, and how student loans can influence these factors. Additionally, Brenton explains how different types of mortgages handle...

Tune in as we cover details of the latest extension of the IDR Waiver, and share why July 1st is an important day to be aware of for federal borrowers! EPISODE RESOURCES IDR Waiver Extension Announcement How Does The IDR Waiver Work? When PAYE Beats The SAVE Plan   And if you haven't already, sign up for our email list at escapestudentloandebt.com!

Does having student loans change your insurance needs? Tune in and find out. And if you haven't already, sign up for our email list at escapestudentloandebt.com !

Dig into the details of the latest Biden Loan Forgiveness Plan EPISODE RESOURCES https://www.ed.gov/news/press-releases/biden-harris-administration-announces-new-plans-deliver-debt-relief-tens-millions-americans And if you haven't already, sign up for our email list at escapestudentloandebt.com !

Tune in as we cover 4 upcoming dates that are crucial for federal student loan borrowers EPISODE RESOURCES When PAYE beats the SAVE plan https://open.spotify.com/episode/3LXvu3QXfMZIwgN06JiwlR?si=bjqJ_eUgSCyDrYkRldm0QQ The SAVE Plan Part 1 and Part 2 https://open.spotify.com/episode/3U64z5PsRtJv9te2WXJjTA?si=H30Q6D9SQXC72ie5ao6Vcg https://open.spotify.com/episode/2OLHHNRTg6s1JK3b1PpT0F?si=SaQnVS2V...

Tune in for student loan tips and tricks from Robert Farrington of The College Investor!   EPISODE RESOURCES Contact the Student Loan Ombudsman The College Investor

Tune in as we cover how your spouse's income can help or hurt your student loan strategy!   EPISODE RESOURCES Student Loan Payment Scenarios And if you haven't already, subscribe to our newsletter at escapestudentloandebt.com !

In this episode, we cover the impact of refinancing student loans with private lenders, and how you can know whether it's worth doing more than once.   EPISODE RESOURCES SoFi Refinance Calculator   And if you haven't already, join our email list at escapestudentloandebt.com!

In this episode, we cover scenarios where the Pay As You Earn plan is the better option than the SAVE plan, even if it means paying more each month. EPISODE RESOURCES Repayment Scenarios And if you haven't already, sign up for our email newsletter on student loan repayment tips at escapestudentloandebt.com!

In this episode we talk about scenarios where it makes more sense to pay off your student loans as opposed to aiming for forgiveness. EPISODE RESOURCES Repayment Scenarios And if you haven't already, sign up for our email list at escapestudentloandebt.com!

For a brief period of time, the government let couples take out the dumbest student loans of all time ... spousal consolidation loans. In this episode we talk about the hell these loans caused, what they are and aren't eligible for in terms of forgiveness, and how to get rid of them once and for all.   EPISODE RESOURCES Joint Consolidation Separation Act PSLF for Consolidated Loans How to con...

The IDR Waiver has been extended! In this episode we cover why certain borrowers should consolidate ... even if they DON'T have to. EPISODE RESOURCES Waiver Extension Details And if you haven't already, join our email list at escapestudentloandebt.com!

In this episode, we give tips for how cosigners can get their name removed from private student loans, AND how parents can refinance Parent PLUS loans into the name of their child. EPISODE RESOURCES Parent PLUS Refinancing Lenders Lenders with Cosigner Release     And if you haven't already, join our email list at escapestudentloandebt.com !

Join us as we share some end of the year tips to maximize your federal student loans! And if you haven't already, join our email list at escapestudenloandebt.com !

In this episode we walk you step by step through using a paper Direct Consolidation Loan application to pursue the Double Consolidation loophole for Parent Plus loans. Using this loophole before it expires in July of 2025 can turn Parent Plus Loans, which are only eligible for one Income Driven Repayment plan - the Income Contingent Repayment plan - into a Direct Consolidation loan that is eligibl...

Check out our breakdown of the Parent Plus Double Consolidation loophole that could offer huge relief to borrowers struggling with this type of student loan debt.   EPISODE RESOURCES Direct Consolidation Loan Application Parent PLUS Consolidation deadlines Double Consolidation Article YouTube video   And if you haven't already, join our email list at escapestudentloandebt.com !