Ensombl Advice Australia

John is the Co-Founder and a Certified Financial Planner at CandorPath Financial. He discusses how his key to success is his business partnership with Matthew Marcoux, and how they've taken an ensemble approach to their advice practice. John Kennedy LinkedIn: https://www.linkedin.com/in/johnkennedycfp%C2%AE/ CandorPath Website: https://www.candorpath.com/ Make confident investment decisions backed...

Adam is the Risk Strategy Specialist at Zurich. He joins Fraser to discuss the findings of his "Client Connection" research, which explores how adviser's relationships with their clients are bettering the world of financial advice. Adam Crabbe XY: https://www1.xyadviser.com/members/6396099 Zurich Website: https://www.zurich.com.au/ The Client Connection: https://www.zurich.com.au/theclientconnecti...

Today we cover the US CPI release, Australian employment data, the Sydney Airport bid, the infrastructure M&A boom, Paypal's entry into Australia, the progressing OPEC discussions and the COVID Delta variant. This market highlight is proudly brought to you by Milford https://milfordasset.com.au/ Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/...

Gavin is the CEO and Principal Financial Adviser at Your Wealth Hub Advice and Vinarc. He returns to the XY Adviser Podcast to talk about working with advice practices to create efficiencies and businesses that can strive to the next level. Gavin Glozier LinkedIn: https://www.linkedin.com/in/gavinglozier/ Your Wealth Hub Advice Website: https://www.yourwealthhubadvice.com/ Vinarc Website: https://...

Marc is the author of "The Money Sandwich". He chats about his time as National President of the AFA and what advisers do to help consumers, specifically clients facing retirement. Marc Bineham LinkedIn: https://www.linkedin.com/in/marcbineham/ The Money Sandwich Website: https://themoneysandwich.com/ Make confident investment decisions backed by deep research https://www.capitalgroup.com/adviser/...

Today we cover the RBA's monetary decision, the continuing OPEC discussions, ISM Services data, the Sydney Airport bid, the Tabcorp strategic review results and the worsening Sydney Lockdown. This market highlight is proudly brought to you by Milford https://milfordasset.com.au/ Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop:...

Louise is a Director at Aged Care Steps, who help advisers create effective advice solutions for retiree clients. She discusses how advisers can become aged care specialists, and why advisers should start talking to their clients about aged care sooner. Louise Biti XY: https://www1.xyadviser.com/members/4574496 Aged Care Steps Website: https://agedcaresteps.com.au/ Make confident investment decisi...

In the last of the series, Tim Miller, Education Manager at SuperGuardian Pty Ltd, joins Fraser to discuss the pros and cons of SMSFs, super reform and where SMSFs are heading in the future. Tim Miller LinkedIn: https://www.linkedin.com/in/timmillersmsf/ SuperGuardian Website: https://www.superguardian.com.au/ Need SMSF support or CPD? Sign up for SuperGuardian updates https://www.superguardian.co...

Today we cover the inflation data from The ISM Manufacturing Index in the US, unemployment in Australia, IDP Education, Telstra, Tuesday's RBA meeting and OPEC discussion delays. This market highlight is proudly brought to you by Milford https://milfordasset.com.au/ Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.x...

Allister is the Client Services Manager at Player Hall, and has a self-confessed love of SMSFs. He talks about his process for property purchases for SMSFs, and how the set-up is the most critical part of the process. Allister Sutherland XY: https://www1.xyadviser.com/members/2217902 LinkedIn: https://www.linkedin.com/in/allister-sutherland-cta-ssa%E2%84%A2-0351413b/ Player Hall Website: https://w...

Aaron is the CEO & Co-founder of Smarter SMSF, which provides accountants and advisers with training, support and documents built by active SMSF specialists. Aaron discusses his recent research into the future of SMSF and how practitioners are actually serving their clients. Aaron Dunn XY: https://www1.xyadviser.com/members/4574606 Smarter SMSF Website: https://smartersmsf.com/ Need SMSF support o...

Tracey is the Policy Manager at SMSF Association. She talks about why advisers and tax accountants should have a collaborative relationship when dealing with SMSFs, and the true costs of running an SMSF. Tracey Scotchbrook LinkedIn: https://www.linkedin.com/in/traceyscotchbrook/ SMSF Association Website: https://www.smsfassociation.com/ SMSF Connect: https://smsfconnect.com/ Need SMSF support or C...

Shelley is the Head of Education at ASF Audits, one of Australia's largest independent SMSF Auditors. She joins Fraser to discuss what happens during an audit, and what the pain points are. Shelley Banton LinkedIn: https://www.linkedin.com/in/shelley-banton-0a903a17/ ASF Audits Website: https://asfaudits.com.au/ Need SMSF support or CPD? Sign up for SuperGuardian updates https://www.superguardian....

In the last installment of this series, Fraser talks to Karolina Kuszyk, the National Business Development Manager at myprosperity. Karolina belives that there's a lot of room to make advice more affordable for the average Australian, and she and Fraser reflect on the key issues discussed throughout the series. Karolina Kuszyk LinkedIn: https://www.linkedin.com/in/karolina-kuszyk-b613a06/?original...

Caren is the Owner and Business Adviser at The Hendrie Group and The Business Growth Group, where she advises other accounting, financial planning and bookkeeping practices on how to grow and scale their business. She highlights the three most important factors in scale: systems, communication and technology. Caren Hendrie LinkedIn: https://www.linkedin.com/in/caren-hendrie-business/?originalSubdo...

Andy is the Managing Director at Fenton Financial, who specialise in financial services for business owners and professionals. Andy fundamentally believes that "if you really want to make your wealth work for you, then you have to take some level of responsibility for the journey", and that you can't manage what you can't measure. Andy Fenton LinkedIn: https://www.linkedin.com/in/mrandrewfenton/?o...

Nicole is the National Client and Compliance Manager at King Financial Group, where her role is to balance client experience, compliance and efficiencies. Nicole talks about compliance, the steps you need to take to remain compliant, and how technology can be used to ease the burden. Nicole Stuart LinkedIn: https://www.linkedin.com/in/nicole-stuart-05a5b117/ King Financial Group Website: https://w...

Conrad is the Director and an Authorised Representative at Inspired Money. As a basketball coach, Conrad sees a lot of similarities between coaching a sports team and being a money coach. He explains that accountability plus empowerment equals high performance, an attitude that he applies to both his basketball team and his financial clients. Conrad Francis LinkedIn: https://www.linkedin.com/in/co...

Dr. Adam Fraser returns to the XY Adviser Podcast to explore the confronting findings of the 2021 Australian Financial Advisers Wellbeing Report. Australian Financial Advisers Wellbeing Report 2021: https://dradamfraser.com/e-lab/financial-advisers-report Dr. Adam Fraser XY: https://www1.xyadviser.com/members/2982981 Dr. Adam Fraser Website: https://www.dradamfraser.com/ Join the XY platform: App...

Glen returns to the XY Adviser Podcast to talk about how Fox and Hare Financial Advice has evolved, and how they're using these changes to deliver better value to their members. Glen Hare LinkedIn: https://www.linkedin.com/in/glen-hareadviser/?originalSubdomain=au Fox and Hare Website: http://www.foxandharewealth.com/ This podcast is brought to you by Integrity Life. Go to https://www.integritylif...

Graham is the Managing Partner and Dean of Portfolio Construction Forum. He chats with Fraser about investor psychology and behavioural finance, as well as the big five bias types that affect our personality and beliefs. Graham Rich LinkedIn: https://www.linkedin.com/in/grahamrich/?originalSubdomain=au Porftfolio Construction Forum Website: https://portfolioconstructionforum.edu.au/ This podcast i...

Lexi is the Founder at MoneyVine. Lexi helps mums become better with their finances by using cash flow critiques, such as looking at spending habits and becoming mindful and more intentional with money. Lexi Smith LinkedIn: https://www.linkedin.com/in/lexi-smith-cfp/ MoneyVine Website: https://moneyvine.com.au/ This podcast is brought to you by Integrity Life. Go to https://www.integritylife.com.a...

Founder of Wired Planning and Host of The Human Side of Money Podcast. He talks about specialising your advice, with a focus on clients' hopes, goals and dreams. He also covers what questions advisers should be asking, and how to get clients to actually follow the advice they've been given. Brendan Frazier LinkedIn: https://www.linkedin.com/in/brendanfrazier/ Wired Planning Website: https://www.wi...

Danni recently joined XY Adviser as the Head of Growth. She and Emily sit down with Fraser to chat about value, best practices, client experience and community. Danni Visser XY: https://www1.xyadviser.com/members/4086773 Danni Visser LinkedIn: https://www.linkedin.com/in/danni-visser-42674182/ Emily Blanch XY: https://www1.xyadviser.com/members/2191186 Emily Blanch LinkedIn: https://www.linkedin.c...

Dean is the Founder of The Wealth Network and TWN Partners. He returns to the XY Adviser Podcast to talk about starting TWN Partners, which helps financial advisers start independent financial advice businesses. Dean Holmes XY: https://www1.xyadviser.com/members/2231807 TWN Partners Website: https://www.twn.partners/ The Wealth Network Website: https://www.wealthnetwork.net.au/ This podcast is bro...