EmpowerYou Financial

Credit Cards 101 | EmpowerYou Financial Podcast [Episode 105] In this episode, Eva gives you the 101 on starting (or re-starting) your credit building journey on the RIGHT FOOT. We'll be going over different types of credit cards (secured cards and department store cards vs the "fab 5" credit cards you definitely should get), address the truth about some of them, debunk some myths, and...

Tips & Tricks to Boost Your Credit Score the SMART Way | EmpowerYou Financial Podcast [Episode 104] This week, we're going Q&A style as Damian asks Eva some questions pertaining to things about the credit game that you — whether you're an OG supporter or it's your first time here — may not know about! From the basics like how to check your credit scores MOST accurately (and it...

"How long will it take for me to see results?" "What are your success stories?" "What's YOUR credit score?" Be demanding about your questions to companies you invest your money and trust into! Will these "credit repair" companies TEACH YOU STEP-BY-STEP how to raise your credit score, EMPOWER YOU with financial literacy and posture of confidence, IMPROVE your rel...

This whole financial literacy, credit score raising, real estate investing, changing the generational cycles of spending, and transforming relationships and mindset with money can be a rather lonely journey. Not only that, the lack of education and wise decision-making can result in mistakes that could potentially be harmful or, even, embarrassing. Not only THAT, some people in the world can try t...

Welcome back to the EmpowerYou Podcast! After a long break, Eva Palacios is back with a new co-host. But that’s the only thing that is different. EmpowerYou is designed to dive into all things credit. Eva’s goal is to help you navigate the often confusing world of credit and finances, and equip you with the tools and knowledge you need to build and maintain a strong credit score. In this episode,...

Come celebrate our 100th episode of the EmpowerYou Financial Podcast! Listen in as Eva welcomes four amazing Lions to share all their wins over the last year of being in the Lions Club. In their stories you can hear how they have been able to follow the game plan Eva set for their personal finances and personal credit and live out the EmpowerYou Financial tagline, "live life on your own terms....

How do we best support our kids when it comes to money and finances? Whether our kids are younger or older, all of our kids tend to need some type of support financially at several points in their life. But how do we best support them? Do we give them what they need simply because they need it or do we make it a life lesson and try "teach our kids to fish?" Listen in as Eva shares her appr...

While many of us understand the functionality of a credit card, a financial tool that allows you to pay now and pay later, but not many of us understand the advantages a credit card can provide in the form of leverage. Leverage can be defined as using debt (borrowed capital) in order to undertake an investment. The goal would be to multiply the potential returns from the investment while, at the s...

Financial Freedom Friday| Network Marketing Secrets Listener Perks: Access our FREE Facebook Group, Live Life On Your Own Terms by EmpowerYou Financial Be a part of The EmpowerYou Community Join The Lions Club

With inflation rising, wages relatively stagnant, and a recession looming. Some people may soon be accepting the reality that they may not earn enough money to cover all of their expenses each month. When this is a persistent reality, the option of bankruptcy can feel like the best solution. Listen in as Eva breaks down what bankruptcy is and how to best recover from it... Listener Perks:   Access...

Financial Freedom Friday| Income Producing Activities Listener Perks:   Access our FREE Facebook Group, Live Life On Your Own Terms by EmpowerYou Financial   Be a part of The EmpowerYou Community   Join The Lions Club

While many of us have heard of the car shortage, not many of us truly understand how the car shortage has impacted the cost of new and used cars. In this market, car dealerships have most of the leverage and can charge a premium on new and used cars, especially those cars that were already in high demand prior to the change in the market. So how do you win in this market, despite it being harder t...

Financial Freedom Friday | Speaking things into existence Listener Perks:   Access our FREE Facebook Group, Live Life On Your Own Terms by EmpowerYou Financial

With a recession theoretically around the corner, how do we best prepare ourselves? Should we stock up on stationaries and save all of our cash? Should we alter our investment strategy and lower our risk tolerance? Or, should we look for opportunities and do our best to thrive despite whatever the economy is doing? Listen in as Eva shares what she has done during economic downturns and what she pl...

Financial Freedom Friday | Throwing Down To Level Up Listener Perks:   Join the Lions Club, EmpowerYou Financial Literacy Program   Access our FREE Facebook Group, EmpowerYou Financial

Are you unsure of where to start when it comes to business credit? Or, do you have some business credit but need more and keep getting denied but don't understand why? How many of us are aware of what the banks may be looking for as they review our applications for business credit? Do you know all the do's and don'ts? Listen in as Eva breaks down how to best prepare your business for b...

Financial Freedom Friday | Tough Times Don't Last Listener Perks:   Join the Lions Club, EmpowerYou Financial Literacy Program   Access our FREE Facebook Group, EmpowerYou Financial

The bible says that, "...the effective, fervent prayer of a righteous man avails much." While many of us have heard this scripture before, few of us routinely tap into its power. As we go through the ups and downs of life, sometimes we get so wrapped up in trying to survive and work towards our goals that we forget to consistently check-in with God and we unintentionally underestimate the...

Financial Freedom Friday | Creative Financing for purchasing a home Listener Perks:   Join the Lions Club, EmpowerYou Financial Literacy Program   Access our FREE Facebook Group, EmpowerYou Financial

Everyday that we wake up we are blessed with the opportunity to work towards our dreams and goals. No matter how big or how small our steps, we have the ability to make progress. To that end, while most of us understand that Rome wasn't built in a day, we often underestimate the daily work thats required to build something so significant. Too often we take this daily gift for granted. Listen i...

Financial Freedom Friday | What is Financial Freedom Listener Perks:   Join the Lions Club, EmpowerYou Financial Literacy Program     Access our FREE Facebook Group, EmpowerYou Financial

Some say the housing prices will stabilize and stay flat; some say the housing prices will drop. Some say these prices are the new normal while others say this price increase can't continue. All of these conversations are happening while the interest rates continue to stay relatively high. So, with all of this going on and it being increasingly more difficult to purchase a home because of the...

Financial Freedom Friday | Exploding Business Credit Listener Perks:   Join the Lions Club, EmpowerYou Financial Literacy Program    Access our FREE Facebook Group, EmpowerYou Financial

As a continuation from last week's episode titled, Conquering Our Fears, Eva brings on two Lions Club members that also attended the Phenomenal Life Conference at Hotel Xcaret in Cancun, Mexico. Listen in as these two special quests share their experiences with conquering their fears...  Listener Perks:   Join the Lions Club, EmpowerYou Financial Literacy Program   Access our FREE Facebook Gro...

Financial Freedom Friday | The Power of Business Credit Listener Perks:   Join the Lions Club, EmpowerYou Financial Literacy Program   Access our FREE Facebook Group, EmpowerYou Financial