Empower Your Retirement

Frank and Noah discuss the many factors that determine when someone should retire and emphasize the importance of working because you want to, and not because you need to. They also highlight managing risk in investments and reducing fees to optimize income in retirement. Connect with the team at A Better Way Financial  to get a second opinion on your retirement plan today! Read our book ! Amazon...

Frankie and Noah highlight the impact of the upcoming election on financial planning and retirement strategies. They emphasize the importance of not letting political uncertainty dictate investment decisions and instead focus on long-term goals. Frankie and Noah also highlight the need for risk assessment and portfolio diversification to protect against market downturns. Additionally, the discuss...

Frank and Frankie discuss the complexities of Roth 401(k) contributions and the potential tax implications for employees. They emphasize the importance of tax planning and explore strategies such as maxing out Roth contributions, converting traditional 401(k) funds to Roth IRAs, and repositioning portfolios to minimize taxes. Connect with the team at A Better Way Financial  to get a second opinion...

Frank and Frankie talk about having a retirement mindset and the importance of aligning financial goals. They address the desire to become a millionaire in retirement and the challenges associated with unnecessary financial risks. Frank and Frankie also highlight the need for social security planning and tax planning and how they optimize retirement income and savings. Connect with the team at A B...

Frank and Frankie discuss overplanning for retirement, reducing taxes and risk, and how to incorporate charitable giving into financial planning. They emphasize the importance of tax planning and explain how it can potentially help save significant amounts of money through someone’s retirement years. Connect with the team at A Better Way Financial  to get a second opinion on your retirement plan t...

Frank and Frankie highlight how certain investments can clutter a retirement plan and explain why fees and risk tolerance need to be analyzed. They emphasize why having a strategy for retirement income is crucial when developing a plan. Connect with the team at A Better Way Financial  to get a second opinion on your portfolio today! Read our book ! Amazon Best Seller , “ The Book on Retirement: A...

Frankie discusses fees within a financial plan and explains the need to uncover, reduce and understand them. He highlights the impact that fees can have on retirement savings. Connect with the team at A Better Way Financial  to see how fees are impacting your retirement plan today! Read our book ! Amazon Best Seller , “ The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While...

Frank and Frankie discuss taxes and various income options when planning for retirement. They emphasize the importance of effective tax planning and explain how Roth conversions could lead to tax savings to increase income. Connect with the team at A Better Way Financial  to see how taxes are impacting your retirement plan today! Read our book ! Amazon Best Seller , “ The Book on Retirement: A Bet...

Frank and Frankie discuss the complexities of taxes and the importance of tax planning for retirement. They highlight the challenges of navigating the thousands of pages of the tax code and the additional IRS regulations. Also, Frank and Frankie touch on the benefits of Roth conversions and using non-qualified funds before tapping into Roth accounts. Connect with the team at A Better Way Financial...

Hidden fees in your portfolio can eat away at your investments more than you think. In this conversation, Frank and Frankie discuss why it’s important to expose the fees in your retirement plan to maximize income. Connect with the team at A Better Way Financial  to start developing your income plan in retirement today! CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Di...

In this episode, Frank and Frankie discuss the complexities of Social Security and the role of 401k in retirement planning. It explores the decision of when to claim Social Security benefits and the potential strategy of using a 401k as a bridge. Also, hear about the importance of understanding the rules and options of Social Security and the need to consider factors such as age, spouse's age, inc...

Preparing for your financial future requires careful planning and consideration of various factors, such as income planning. Annuities can be a valuable tool for income, but it’s important to understand the different types and how they work. In this episode, Frank and Frankie discuss the misconceptions surrounding annuities and highlight the various parts of a retirement plan, including income, ta...

Schwab says that people need $1.8 Million in savings in order to retire. But is it still possible to retire with less than that and even less than $1 Million? In this episode, Frank and Frankie discuss the different factors retirees need to consider rather than just looking at what they've saved for retirement. Connect with the team at A Better Way Financial  to start developing your income plan i...

401(k)s and IRAs are popular retirement savings tools. But it's important to understand their rules and implications, such as how required minimum distributions (RMDs) play a factor into your overall retirement plan. In this episode, Frank and Frankie discuss how Roth conversions can be a beneficial strategy to minimize taxes in retirement, and how proactive tax planning may result in savings over...

Don't try to time the market. Instead, focus on long-term investing strategies. Frank and Frankie discuss the parallels between trying to win the lottery and predicting market behaviors. Also on this episode, hear why creating a financial plan can ease the transition into retirement and why tax planning is an essential part in maximizing income. Connect with the team at A Better Way Financial to s...

The word “retirement” can get people emotional and concerned when thinking about money and their future. Money blogger J.L Collins emphasizes that a better way to think about retirement is achieving financial independence, which gives people more options to live how they want to after their working years. On this episode, Frank and Frankie discuss the key differences between needing to work and wa...

Just because you retire, doesn’t mean you pay less taxes. Ron Swanson from “Parks and Recreation” explains to a young girl how taxes work by eating most of her lunch. But how much of your “lunch” is eaten by Uncle Sam when you enter retirement? On this episode, Frank and Frankie discuss Roth conversion strategies to create a tax-friendly retirement plan. Connect with the team at A Better Way Finan...

It’s estimated that more than half of parents with adult children have given them financial help in the past year. For a third of those parents, it ended up hurting their own finances, including their retirement savings. On this episode, Frank and Frankie Guida (Father-son team of financial advisors) discuss the delicate balance between helping family and protecting your future. Listen to their id...

With nearly 11,000 baby boomers retiring daily, the landscape for small businesses and personal finances is shifting. On this episode, Frankie Guida speaks from personal perspective, as he works with his father at A Better Way Financial with the plan to take over the family business himself one day. However, many Boomers who own businesses are struggling to figure out what to do with their compani...

There are 100,000 pages in the tax code, and it’s up to you to figure out the best moves while staying within the law! But tax woes don’t end when you get to retirement. In fact, without a proper tax plan, taxes can be a major drain on your savings. On this episode, Certified Financial Planner Frankie Guida shares strategies you may be able to utilize in effort to reduce your taxes in retirement....

As the Government works to reduce ‘junk fees’ for college students hidden in their tuition costs, at A Better Way Financial they work daily to uncover the fees often hidden in retirement accounts. On this episode, Frank and Frankie point out the common fees that may be silently eroding your retirement savings and why fee transparency matters. From reducing taxes to uncovering the true cost of your...

How much is your 401(k) costing you ? On this episode, Frank and Frankie, father-son duo of financial advisors and retirement planners, dive into the often-overlooked aspect of retirement planning: fees. We hear from financial strategist Tony Robbins who does the math to exemplify the hundreds of thousands many Americans are losing from their accounts over their lifetime… and they don’t even know...

Join Frank and Frankie as they kick off 2024 by discussing New Year's resolutions and, most importantly, how to make your financial goals a reality.   Learn the importance of planning for retirement and their belief on why improving your finances is an easier resolution to keep than one that focuses on getting fit and losing weight.  A simple phone call and gathering your financial statements can...

It’s been four years since Congress passed Secure 1.0 which allows companies to offer annuities within 401(k)s. Still, there have been few adopters despite research showing strong interest.   Frank and Frankie dive into the often-misunderstood world of annuities and their potential place in your retirement plan. They share insight on how a strategic switch in annuities could provide you extra inco...

Frank and Frankie dive into the realm of Roth conversions and year-end tax strategies, sharing their personal experiences on how these types of efforts can benefit retirement plans.   Discover how converting your pre-tax accounts to after-tax Roth accounts could help transform your financial landscape. Whether you're approaching retirement or already reveling in it, this episode breaks down the op...