Elevate Wealth

You’ve worked hard to build your legacy—don’t let it create family tension. In this episode of Elevate Wealth, Deanne Rosso and Deedee Bloom discuss strategies to help families communicate openly, reduce misunderstandings, and avoid conflict when it comes to estate planning.🔍 Key topics: preventing family conflict, clear communication, estate planning strategies, legacy clarity, peace of mind📞 F...

What happens if you're unable to make decisions for yourself? On this episode of Elevate Wealth, Deanne Rosso and Deedee Bloom talk about the importance of incapacity planning—and why creating legal documents like a power of attorney and healthcare directive can give you and your family peace of mind.🔍 Key topics: incapacity planning, durable power of attorney, healthcare directives, protecting y...

What’s the difference between estate planning and generational planning? On this episode of Elevate Wealth, Deanne Rosso and Deedee Bloom explain how combining financial planning with passing on values, stories, and lessons can help you leave a legacy that lasts.🔍 Key topics: estate planning, generational wealth, legacy planning, family values, passing down life lessons📞 Ready to shape your lega...

Ready to start building your nest egg? In this episode of Elevate Wealth, Deanne Rosso and Brian Rosso discuss the Accumulation phase of retirement planning. Learn how consistent saving, smart investing, and strategic asset location can boost your long-term wealth and reduce future taxes. Whether you're in your 20s or 40s, this episode breaks down what you need to know to build a solid financial f...

Estate planning isn’t just for the wealthy—it’s for everyone. Join Deanne Rosso and Advanced Planning Coordinator Deedee Bloom as they explore how estate planning protects your loved ones, avoids legal headaches, and ensures your wishes are honored. This episode of Elevate Wealth breaks down the importance of having a plan—regardless of the size of your estate.🔍 Key topics: estate planning basics...

Retired—but not yet collecting Social Security or taking RMDs? You’re in the Transition Phase—a golden window for tax planning. In this episode, Deanne and Brian explain how to use this time to your advantage with Roth conversions, capital gains strategies, and customized income timing.⏱ This short window of flexibility can have a huge impact on your lifetime tax bill and long-term wealth. Don’t m...

It’s time to turn your savings into sustainable income. On this week’s Elevate Wealth, Deanne and Brian break down the Distribution Phase—where your strategy for withdrawing funds becomes critical. Learn how to coordinate Social Security, pensions, and retirement accounts to extend portfolio longevity and minimize taxes.📊 From required minimum distributions (RMDs) to managing volatility, we’ll sh...

Legacy Phase: Start Retirement With the End in Mind

The 4 Stages of Spend Down in Retirement

Your biggest investing challenge? Your own psychology. This episode wraps up our behavioral finance series with strategies to protect yourself from behavioral biases. Clarke and Deanne share practical ways to make smarter decisions, including structured investment plans and the value of working with a fiduciary advisor. Want expert guidance? Let’s build a strategy that works for you! Schedule a co...

Market swings can trigger emotional decisions—but that’s when discipline matters most! Deanne and Clarke discuss emotional hijacking, how stress impacts investing, and why even experienced investors make mistakes during market volatility. Learn how to stay calm, stick to your plan, and avoid costly errors. Ready to build a resilient investment strategy? Talk to our team today. Visit elevate-wealth...

Just because everyone is investing in something doesn’t mean it’s a good idea! In this episode, Deanne and Clarke break down social proof—the psychological tendency to follow the crowd—and explain why it can lead to dangerous investment mistakes. From meme stocks to market bubbles, find out how to avoid the hype and stick to sound investment principles. Need expert guidance? Visit elevate-wealth.c...

Are you selling winning investments too soon and holding onto losing ones for too long? You’re not alone! In this episode of Elevate Wealth, Deanne and Clarke dive into the disposition effect—a common behavioral bias that causes investors to make emotional decisions that could hurt their long-term returns. Learn why this happens and how you can make smarter investment choices. Don’t let emotions d...

How do we know that the stock market will continue to deliver strong returns like it has in the past? While the future is uncertain, history gives us important clues. In this episode, Deanne Rosso and Rob Fezekas discuss the importance of patience and long-term investing. In This Video, We Cover:✅ Why long-term investing has rewarded patient investors.✅ How capitalism drives stock prices higher...

Diversification is often called the only "free lunch" in finance—but why is it so important? In this episode of Elevate Wealth, Deanne Rosso and Rob Fezekas explain how diversification helps investors control risk and minimize losses. What You’ll Learn in This Video:✅ How diversification helps reduce risk in a portfolio.✅ Why different assets behave differently in market cycles.✅ The simplest w...

What do finance professionals mean when they talk about efficient markets? And is the U.S. stock market truly "efficient?" In this episode of Elevate Wealth, Deanne Rosso and Rob Fezekas break down the efficient market hypothesis and what it means for investors. In This Episode, You’ll Learn:✅ What defines an efficient market.✅ Why new information is quickly reflected in stock prices....

When it comes to investing, two of the most important concepts to understand are Risk & Return and the Time Value of Money. In this episode of Elevate Wealth, Deanne Rosso is joined by our Director of Investment Policy, Rob Fezekas, to break down these fundamental principles and how they impact your investment strategy. In This Video, You’ll Learn:✅ Why higher risk often leads to higher expec...

Even though 2024 is over, you can still take steps to reduce your tax bill before the April deadline. Learn what last-minute moves you can make to save on taxes. 🔗 To learn more about the steps to help save taxes over your lifetime, visit elevate-wealth.com and click "Let's Talk!" 🔗 Website: https://elevate-wealth.com 🔗 Facebook: / elevatewealthadvisory 🔗 Instagram: / elevatewealthadvisory Sub...

Tax loss harvesting is a powerful strategy that can turn market losses into tax-saving opportunities. Find out how it works and how it fits into a long-term tax plan.🔗 To learn more about the steps to help save taxes over your lifetime, visit elevate-wealth.com and click "Let's Talk!"🔗 Website: https://elevate-wealth.com🔗 Facebook: / elevatewealthadvisory 🔗 Instagram: / elevatewe...

Did you know where you hold your assets can impact your taxes? Learn how asset location can help optimize your tax strategy and boost after-tax returns in retirement.🔗 To learn more about the steps to help save taxes over your lifetime, visit elevate-wealth.com and click "Let's Talk!"🔗 Website: https://elevate-wealth.com🔗 Facebook: / elevatewealthadvisory 🔗 Instagram: / elevatewe...

Understanding tax buckets can help you maximize your retirement savings by strategically managing withdrawals. Learn how tax buckets work and how they can give you more control over your tax bill in retirement. To learn more about the steps to help save taxes over your lifetime, visit elevate-wealth.com and click "Let's Talk!" 🔗 Website: https://elevate-wealth.com 🔗 Facebook: / ele...

Small tax law changes can make a big difference in your retirement strategy. In this episode of Elevate Wealth, Clarke Holt and Deanne Rosso dive into why proactive tax planning is essential for maximizing your retirement savings. In This Video, You’ll Learn: ✅ How tax brackets and deductions for 2025 impact your retirement. ✅ Why staying ahead of tax changes can help you minimize your tax burde...

💰 What Are the 2025 Updates for Estate Planning and Gift Taxes? 🏡Planning to pass on wealth to your heirs? The 2025 updates bring greater flexibility to estate planning and gift taxes, helping you preserve more of your legacy. In this episode of Elevate Wealth, Clarke Holt and Deanne Rosso break down the latest changes and how you can take advantage of them. You’ll Learn:✅ Increased estate tax...

💡 Why Is Tax Planning So Important for Your Retirement? 🏖️Small tax law changes can make a big difference in your retirement strategy. In this episode of Elevate Wealth, Clarke Holt and Deanne Rosso dive into why proactive tax planning is essential for maximizing your retirement savings. You’ll Learn:✅ How tax brackets and deductions for 2025 impact your retirement.✅ Why staying ahead of tax ch...

What’s New for FSAs, MSAs, and HSAs in 2025? Are you confused by FSAs, MSAs, and HSAs? Don’t worry – we’re here to break it down for you in this episode of Elevate Wealth! Clarke Holt and Deanne Rosso walk you through these healthcare savings options and explain how recent updates for 2025 can benefit your retirement strategy. In This Video, You’ll Learn:✅ What are FSAs, MSAs, and HSAs, and how d...