Ed's Edge

Have you ever been a victim of fraud or identity theft? Or perhaps you know a close family member or friend who was? Chances are you have. In this episode, we want to share our best tips to help you protect your assets from cyber-attacks.

With the market certainly being very volatile this year, there’s a common misconception that the market has now become in fact, risky. In this podcast episode, we address the true difference between risk and volatility, including why it is so important to separate the two concepts.

With the market continuing to stay volatile, we wanted to bring to your attention an alternative investment that aims to protect against market downturns while still allowing plenty of upside potential. These investment vehicles, called structured notes, are in use for many of our clients already and we are seeing them work very well during times like these. This episode seeks to help you better u...

We’ve officially entered a bear market, and the word recession is dominating news headlines. How bad is it? And why is this happening? Furthermore, what should you do to make sure you are in fact, taking advantage of this bear market? In this episode, we talk through the Bear Market Playbook, a proven plan created to help ensure you are strategizing appropriately and putting yourself in a position...

When you’ve worked hard and your nest egg more than covers your financial goals, you may also want to provide financially for your loved ones. In this episode, we dive into the details of gifting and discuss three key questions you should ask yourself when considering making a financial gift.

When the stock market takes a dip, it’s hard to ignore the fear that “the sky is falling.” However, investors are well-served when they can harness their emotions and stick to their plan. In this episode, we will review three important principles to cling to during a market downturn.

When it comes to setting goals, financial goals can be among the hardest to identify, set, and measure. Even within the same household, everyone has a different idea of what it means to set a “money goal.” In this episode, we discuss how to best approach goals regarding our financial needs, wants, and wishes.

Please join us for our first ever video podcast where we will take a deep dive into a key aspect of financial planning: 401(k)s. We explore the important features of 401ks, how they’re different from IRAs, and what this all means for you.

When attempting to understand the world of cryptocurrency, it is vital to understand what is arguably it’s most important component: blockchain. In this episode we are joined by Mike Venuto and Dan Weiskopf, co-managers of the Amplify Transformational Data Sharing ETF (BLOK), who share their expertise regarding blockchain, how it works, and its potential influence on the future of global trade.

Cryptocurrency. You’ve heard about it, maybe you even own some, but…what is it? In today’s episode we are joined by special guest Tom Aagaard of Amplify ETFs, who helps us provide answers to some of the most common questions about crypto. We also attempt to dive deeper into some of the more mysterious elements of this exciting new asset class.

As any parent will tell you, the wellbeing of their children is always at the forefront of their mind. We worry about their future. We worry about how to set them on the right course so that they can have the life we’ve always wanted for them. It’s an unfortunate reality that our school system does not make financial literacy a priority, and as parents we often shy away from having uncomfortable c...

You know interest rates are very low, and you’ve heard the rumors. They are expected to rise in the future. So what does this really mean for YOU, your investments, and the bonds you own? We’ve got your back. In our latest podcast episode, we bring in our market experts to discuss the risks currently facing the bond market and what we’re telling our clients to do with the bonds they hold in their...

In today’s day and age, the realm of financial advice has expanded to meet every investor’s ever changing needs and styles. As more options have become available in our modern world, the paradox of choice can deter people from seeking help, too overwhelmed to understand all of the different options and at the root of the problem, not understanding what help they may actually need in their financia...

Whoever you may share financial responsibility with whether it be your partner, your child, your parent, or someone else close to you, understanding their Money Mind is pertinent to having a healthy and harmonious relationship with one another. Similar to love languages, it is not detrimental to communicate using different languages, it’s just a matter of understanding, respecting, and working wit...

Give yourself only 3 seconds to answer this question – If you were given $500 today, what would you do with it? How you answer that question reveals your instinctive, gut reaction when it comes to decision-making around money and the true nature of your relationship with it. Understanding this is the key to a moving constructively towards a healthy financial wellbeing. Better yet, if you have a pa...

We all know SOS as a universal call for help but here’s a fun fact – it isn’t a phrase with abbreviated words as you might have assumed, it’s morse code! We took this as an opportunity to assign a meaning to it that’ll hopefully help you draw some neglected attention back to planning your financial future – Structure, Organize, & Simplify. The more complex our financial lives can get, the more...

It has finally arrived with an underwhelming entrance…2021. Creating a list of New Year’s resolutions, during this year especially, feels like a worn out & cliché concept that paralyzes many of us. We feel pressure to accomplish new goals in the new year while simultaneously lacking motivation to accomplish them. For many of us, financial goals often fall first victim to this mental hurdle. If...

2020, what feels like the longest year in history, is finally coming to an end. We know that many of us have been impacted by the pandemic in many ways and are tired of talking about it, so let’s talk about some positive things we can accomplish before the end of 2020. Before the year is over, make sure you look at your finances to see if there are opportunities to save money in both the short and...

So you did it! You are not only retired, but you are confident in your own plan to live the life you want moving forward. Throughout your retirement years there are some minor adjustments to make once your plan is in place, and we tackle them here. In this episode we talk about the best ways to PROTECT your assets. We will cover how to: • Minimize taxes in retirement • Know if you have the right i...

The day has finally come…your retirement date. Now what? In episode two of our three part retirement series, we talk through all the facets of financial preparation that go into this long awaited transition. It’s finally time to turn away from your paycheck and turn on your faucet of income – we like to think of it like chess. There are a lot of moving pieces with tiered levels of importance that...

The Mortgage Boom. Our special guest today, an expert who has 20 years of experience in the mortgage industry and who is the President of Aplos Mortgage, believes that is the best term to represent the state of the industry today. Whether you or someone you know is refinancing or purchasing a home, now is a great time to do so. If you’re reading this in the future, don’t click away just yet. Thoug...

Retirement. Whether we are near or far from it, we have been trained since we were young to keep this goal at the forefront of our minds. Though you always hear retirement being referenced as a universal goal, it can look vastly different for everyone. With our 40 years of combined experience working closely with retirees, we have observed the many implications retirement has on people’s lives eac...

2020 has been an unprecedented year in many ways, including the amount of questions we have received from our clients regarding how the market may react to the outcome of the 2020 Presidential Election. In today’s episode, we focus on trying to find some answers to those questions. It is quite apparent that the political climate in the U.S. is incredibly polarized right now. That makes it difficul...

For a variety of reasons, there are times when a family is forced to live on one income only. That can happen when a spouse dies or the parents divorce. It also happens with job loss. For families with children, sometimes one parent will decide to stay at home to raise the children. And for those who are single, one income has always been a fact of life. Going from two incomes to one almost always...

It was up for years. And then in March 2020, the stock market collapsed. Now it’s back up, but inevitably, the stock market will go down again. How should you as an investor think about a down market? And what should you do, if anything, when it happens again? In this episode, Ed and James offer four sound investment tips when the market is down. One of those ideas is a concept called “tax loss ha...