E.A.S.E. Into Retirement Radio Show

Risk /risk/ (noun): A situation involving exposure to danger. (verb): To expose someone or something valued to danger, harm, or loss. Facing retirement can be intimidating, with a host of risks and uncertainties that can make the future seem uncertain. However, it doesn’t have to be this way. In our special 4-part series, financial experts Tom Mosley and Kristin Oakley examine the key risks that i...

Risk /risk/ (noun): A situation involving exposure to danger. (verb): To expose someone or something valued to danger, harm, or loss. Facing retirement can be intimidating, with a host of risks and uncertainties that can make the future seem uncertain. However, it doesn’t have to be this way. In our special 4-part series, financial experts Tom Mosley and Kristin Oakley examine the key risks that i...

Risk /risk/ (noun): A situation involving exposure to danger. (verb): To expose someone or something valued to danger, harm, or loss. Retirement can be a daunting prospect, filled with a myriad of risks and uncertainties that can feel overwhelming. However, it doesn’t have to be. In our special 4-part series, financial experts Tom Mosley and Kristin Oakley delve into the most significant risks fac...

Are you approaching retirement and feeling uncertain about what lies ahead? You’re not alone. Retirement is a significant life transition that can bring a blend of anxiety, fear, and excitement. In today’s show, financial experts Tom Mosley and Kristin Oakley delve into the biggest fears you may face as you enter retirement. They provide practical financial strategies and tips to minimize these fe...

𝗖𝗼𝘂𝗹𝗱 S𝗼𝗰𝗶𝗮𝗹 S𝗲𝗰𝘂𝗿𝗶𝘁𝘆 Benefits be 𝗿𝗲𝗱𝘂𝗰𝗲d by 𝟮𝟬% in 2033 or 2034? It’s hard to believe that’ll happen, but if it does, will you be prepared? That’s the topic 𝗧𝗼𝗺 and Kristin 𝗱𝗲𝗹𝘃𝗲 𝗶𝗻𝘁𝗼 this week. They’ll share some of the reasons why 𝗦𝗼𝗰𝗶𝗮𝗹 𝗦𝗲𝗰𝘂𝗿𝗶𝘁𝘆 could be reduced, and more importantly, provide some solid tips on what you can do now to financially prepare in case future 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 are reduced. Don...

In today’s show, financial experts Tom Mosley and Kristin Oakley dive deep into the buzzworthy topic of Generational Wealth. With Baby Boomers now holding over 50% of the total wealth in the United States, understanding how to build and preserve wealth across generations has never been more crucial. Join Tom and Kristin as they explore the essentials of Generational Wealth, offering valuable insig...

In today’s show, finance experts Tom Mosley and Kristin Oakley tackle essential retirement topics that you can’t afford to miss. First, they uncover key mistakes to avoid as you approach retirement, ensuring your nest egg remains secure. If you’ve avoided these pitfalls and built a health savings, they share powerful tactics to minimize your tax burden. Finally, they take an in-depth look at taxes...

Tune in to today's show for an engaging and insightful discussion with financial experts Tom Mosley and Kristin Oakley as they tackle a burning question facing many soon-to-be retirees: "Is a million dollars enough to retire?" Discover three compelling reasons why the answer might be a resounding “No.” Plus, Tom and Kristin dive deep into the growing trend of working past 70. With over 43% of indi...

Are you prepared for a financially secure retirement? Join Tom, Kristin, and special guest Travis Hawley, Vice President of Mosley Wealth Management, as they dive deep into the importance of continuously expanding your financial knowledge before and during retirement. In today's enlightening episode, our experts will cover some of the critical topics you need zero in on, like budgeting, managing y...

Creating a secure and exciting retirement requires a variety of steps. In today’s show Tom and Kristin cover the most foundational steps you need to take to create the retirement you want. They address the importance of having a secure retirement and how retirement income, whether it’s a pension, social security, or creating your own “pension” is vital to creating the mental freedom you need to en...

When it comes to financial planning, retirement planning for women is especially important. While women are more educated and have more financial resources than ever before, they also have a unique set of challenges that make saving for retirement more difficult. In today’s show, Tom and Kirstin discuss some of these unique challenges and the different steps women can take to overcome them. They’l...

A successful retirement requires both proper planning & strategic moves. In today’s show, Tom & Kristin discuss the 10 things you need to do when you’re 5 years away from retirement. This is a “don’t miss” show packed with information that will help determine your next steps, so be sure to check it out so you can ease into retirement! Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇  TIMES...

Transitioning into retirement is a process that also includes a lot of adjustments. In today’s show, Kristen and Tom discuss some of those adjustments and shed some light on the difficulties of moving from an accumulation phase to a phase where you actually feel comfortable spending some of the money you worked so hard to save. They’ll also share some recent studies that reveal the concerns “Boome...

People have a wide variety of thoughts when they hear the word 𝐀𝐧𝐧𝐮𝐢𝐭𝐢𝐞𝐬. In today’s episode of 𝑹𝒊𝒈𝒉𝒕 𝑶𝒏 𝑻𝒉𝒆 𝑴𝒐𝒏𝒆𝒚, Tom and Kristin discuss the pros and cons of 𝐀𝐧𝐧𝐮𝐢𝐭𝐢𝐞𝐬, what makes people love them or hate them, and steps you can take to determine whether annuities are right for you.   So far in 2023, over 192 billion dollars have gone into annuities, and they continue to rise. Keep in mind that...

While higher interest rates are not optimal for refinancing a home, they can be great for refinancing your retirement! In today’s insightful show, Kristen and Tom present compelling reasons why now is an ideal time to reevaluate your investments and capitalize on the benefits of higher interest rates. They detail how you can take advantage of improved returns on CDs, money markets, and even the la...

Divorce is difficult anytime, but it’s especially difficult when it happens during in or nearing your retirement years. It’s the event that can singly halve your assets while doubling your expenses, which can be catastrophic in retirement. In today’s show, Tom & Kristin delve into what people are calling “Gray Divorce” and discuss why it’s on the rise. More importantly, they take a deep dive i...

In this third installment in our series on Taxes in Retirement, Tom helps answer the question “What taxes will I have to pay in retirement?” He walks you through the reasons taxes have become such an issue, how certain financial choices can affect your tax liability in retirement, and how things like Roth Conversions can potentially minimize your taxes and enable you to ease into retirement. Jump...

There are a lot of things to consider as you plan for retirement, but one of the often-overlooked aspects is the impact of paying taxes in retirement. In our 2nd episode of a 3 part series, retirement experts Tom Mosley& Kristin Oakley focus on the impact taxes can have on Medicare, Social Security, and your RMD’s.    Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇   TIMESTAMPS 00:00 Paying t...

Taxes are the biggest factor that can ruin your retirement. In the first episode of a series on Taxes in Retirement, Tom provides an overview of the taxes you’ll have to pay in retirement and shares insight into the things you can do to start creating a strategy to minimize them. You’ll learn the difference between Non-Qualified and Qualified accounts, how ROTH IRAs play a role in tax savings, and...

Planning for retirement can be confusing and challenging! In today's show 𝗧𝗼𝗺 𝗼𝘂𝘁𝗹𝗶𝗻𝗲𝘀 𝘁𝗵𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗿𝗲𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗺𝗮𝗸𝗲 𝗡𝗢𝗪 𝗮𝗻𝗱 𝘁𝗵𝗲 𝘀𝗽𝗲𝗰𝗶𝗳𝗶𝗰 𝗮𝗰𝘁𝗶𝗼𝗻 𝗶𝘁𝗲𝗺𝘀 𝘆𝗼𝘂 𝗰𝗮𝗻 𝘁𝗮𝗸𝗲 𝘁𝗼 𝗴𝗲𝘁 𝘆𝗼𝘂 𝗼𝗻 𝘁𝗿𝗮𝗰𝗸 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂𝗿 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗽𝗹𝗮𝗻𝘀. He’ll also share the key economic headwinds you need to be aware of in 2024 (*economic headwinds are the things that can slow you down from reaching your goals), and address some...

One of the biggest questions we’ve been encountering lately is “Can I retire in my 50’s?” It’s a simple question, however the answer is a lot more involved. In today’s show, Tom and Kristin share 4 critical things people need to consider in order to determine if they are financially ready to step away from their job and retire in their 50’s. Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇 TIMESTA...

In today’s show Tom & Kristin share some tips on how to make 2024 even better financially by shinning the spotlight on Required Minimum Distributions. Tom walks you through the options you have for receiving them as well as shares tips on how to decrease your taxes on them. In the second half of the show, Tom describes 8 of the most common mistakes he sees people make when it comes to retireme...

In today’s podcast, Tom & Kristen discuss the top things to consider when you want to be hands on with your retirement. First, they share 5 questions you need to ask yourself when it comes to managing your 401K (or any of the “4 plans”) and maximizing your investments. Next, they address the topic of Long Term Care, share some current stats, and provide several solutions you can consider to ad...

Retirement is much like the Superbowl. Just like the big game, reaching retirement involves hard work and perseverance, but to secure victory, strategic moves are crucial, especially when you enter the "Red Zone" – those pivotal 5 to 10 years before retirement. In this episode Tom and Kristen unveil the playbook for a winning retirement:   🏈 Financial Red Zone Strategy: Learn the essential plays...

If you're in your 40s & 50s, juggling the responsibilities of caring for aging parents and supporting your own family can have profound financial implications. Join Tom and Kristen in this crucial discussion about the unique challenges faced by individuals in the 'sandwich generation.' Explore the direct impact on your retirement plans and learn strategic approaches to secure your financial fu...