Don't Retire...Graduate!

Welcome back to Don’t Retire… Graduate! We have two very special guests today, Julien and Kiersten Saunders. They are the hosts of the Rich and Regular podcast and Money on the Table video series and authors of their recently published book, “Cashing Out: Win the Wealth Game by Walking Away.” The couple joins us to talk about how the finance game is rigged against minorities and how they built the...

In today’s Office Hours, Eric answers Madeline's question: “Should I stop contributing to my 401(k) to pay for my daughter's college now or should I take loans and continue to invest in my retirement?” This a question many are facing, and there is no one perfect answer. However, retirement is the one thing you cannot borrow for so it's important to take care of yourself first financially before yo...

Welcome back to Don’t Retire… Graduate! Today’s guest is as young and scrappy as her brand. Michelle Waymire founded her financial planning practice to help the LGBTQ+ community make sense of their finances in an environment that is uniquely designed for them.   Her approach to financial planning means making your money work towards building a joyful, abundant, and giving life and she is here...

In today’s Office Hours, Eric answers Alicia's question: “Can money actually buy happiness?” Over his 30-year career, Eric has seen people with more money than they could ever need who were miserable and some who were happy. The same can be said for those with more modest wealth. So what's the answer? Have a question? Tweet it to us at @BrotmanPlanning or post it on our Facebook and it may be used...

Welcome back to Don’t Retire… Graduate! Today’s guest is known in the financial media space as the Frugal Gay and that frugality paid off. Tom Brickman reached financial independence through real estate investing and currently has 22 doors in Ohio and Texas.   He is here to share his experiences, advice, and mistakes he has made so you don’t have to.   In this episode we’ll talk about: •...

In today’s Office Hours, Eric answers James's question: “What do I do with my 401(k) when I change jobs?” There are several things to consider regarding your 401(k), including whether or not you've vested in the matched contributions and if you should move it somewhere else or leave it where it is. Tweet it to us at @BrotmanPlanning or post it on our Facebook and it may be used in a future episode...

Welcome back to Don’t Retire… Graduate! Today’s guest is an advocate and educator for a community that is often left out of the traditional financial journey: service industry workers.   Barbara Sloan is the author of Tipped: The Life Changing Guide to Financial Freedom for Waitresses, Bartenders, Strippers, and All Other Service Industry Professionals. She went from homeless at age 15 to six...

In today’s Office Hours, Eric answers Olivia's question: “what should I do with my tax refund?” There are plenty of ways to answer this question: spend it, invest it, save it... But Eric's #1 piece of advice is not to have one at all. Have a question? Tweet it to us at @BrotmanPlanning or post it on our Facebook and it may be used in a future episode of Office Hours! Visit www.dontretiregraduate.c...

Welcome back to Don’t Retire… Graduate! While nobody goes into a marriage thinking about divorce, it’s one of only two ways every marriage ends (the other being death, of course). Today’s guest Tracy Coenen has seen her fair share of divorce and is here to talk about a common cause for marriages to end: financial infidelity.   As a forensic accountant, Tracy is here to share red flags you can...

In today’s Office Hours, Eric answers Kate's question: “Will financial advisors become obsolete? ” With the growth of FinTech and robo-advisors, the role of a financial advisor does seem to be changing but it may also be becoming more important to have someone in your corner. Have a question? Tweet it to us at @BrotmanPlanning, or post it on our Facebook and it may be used in a future episode of O...

Welcome back to Don’t Retire… Graduate! Today’s guest is Bobbi Rebell, a fellow University of Pennsylvania alum, is here for a reunion to talk about topics that we’re all thinking about (at least, we money nerds are): financial wellness, student loans, stress, and how to prepare the next generation for the future. Bobbi is the host of the Money Tips for Financial Grownups and author of her new boo...

In today’s Office Hours, Eric answers Morgan's question: “What's the difference between a fee-only and a fee-based financial advisor?” This is a great question and understanding the different fee structures for financial advice and when they are appropriate can help you choose your advisor. Have a question? Tweet it to us at @BrotmanPlanning or post it on our Facebook and it may be used in a futur...

Welcome back to Don’t Retire… Graduate! Today’s guest is a military veteran, military spouse, and financial coach who works to help the military community gain control and confidence around their money. Lacey Langford, AFC® shares her story of military service, the challenges she has seen and helped military couples overcome throughout her career, and the conference she launched to combat some of...

In today’s Office Hours, Eric answers Juan's question: “Is it better to skip investing in the stock market and buy real estate instead?” It's not necessarily wise to go all in for either option, and Eric explains the pros and cons of each. Have a question? Tweet it to us at @BrotmanPlanning or post it on our Facebook and it may be used in a future episode of Office Hours! [embed]https://youtu.be/z...

Welcome back to Don’t Retire… Graduate! Today’s guest is the inspirational Laura Cathcart Robbins, host of The Only One in the Room podcast and author of the upcoming memoir Stash: My Life in Hiding. Laura opens up about her struggle with addiction—a story she’ll share in depth in her book—and her journey out of hiding and into a career as a podcast host and writer. She is truly a remarkable perso...

In today’s Office Hours, Eric answers Logan's question: “will the stock market recover in 2023?” There's no way to know this for sure, but Eric shares his take on how this time is different, how the stock market may behave in the coming year based on history, and what you may want to start doing now. Have a question? Tweet it to us at @BrotmanPlanning or post it on our Facebook and it may be used...

Welcome back to Don’t Retire… Graduate! and our first episode of 2023. Today’s guest is going to lead you through an interesting exercise to get you thinking about your personal money story. Shaun Maslyk, the host of the Most Hated F Word podcast, helps people identify their money stories and use them to improve their own financial behaviors. Grab a piece of paper and a pen and join us in this pow...

In today’s Office Hours, Eric answers Collin's question: "what is a good financial New Year's resolution?" Setting New Year's resolutions isn't always successful, but there are some easy actions you can take to improve your finances this year. Have a question? Tweet it to us at @BrotmanPlanning or post it on our Facebook and it may be used in a future episode of Office Hours! [embed]https://youtu....

Welcome back to Don’t Retire… Graduate! Today’s guest is a stay-at-home dad and author of the book Your Kids, Their Money, Clifton Corbin. Clifton met our team at FinCon22 and was instantly a kindred spirit, so he’s here to talk about ways to teach your kids about money, how we can change the mindset around financial independence, and finding financial resources that resonate with you. Listen to h...

In today’s Office Hours, Eric answers Janet's question: “Is there anything different that women should be doing differently than men when it comes to financial planning?" With women living longer and often outliving a spouse, there can be a few aspects of a plan that affect women greater than men. Have a question? Tweet it to us at @BrotmanPlanning or post it on our Facebook and it may be used in...

Welcome back to Don’t Retire… Graduate! Today’s episode is free therapy as we’re joined by Dr. Doreen Downing, an expert on public speaking anxiety and finding your voice.  Dr. Downing is a psychologist and confidence coach who specializes in the treatment of public speaking anxiety. She is the host of the Find Your Voice, Change Your Life podcast and teaches her 7-step process for transforming an...

In today’s Office Hours, Eric answers Amanda's question: “How might Social Security change in the future if there is a large cost-of-living adjustment in 2023?” Between the high number of boomers retiring and the low number of people joining the workforce, it's only natural that Social Security will look a lot different for Gen Z, Millenials, and even Gen X. Have a question? Tweet it to us at @Bro...

Welcome back to Don’t Retire… Graduate! With the holidays right around the corner, it’s a perfect time to spread a little joy and who better to help us do that than the human sparkler herself: Tamra Andress. She is a thought leader in spiritual entrepreneurship who is helping business owners break out of their comfort zones, let others take the wheel, and build a brand with authenticity.  Listen t...

In today’s Office Hours, Eric answers Kyle's question: “Does giving my child an allowance teach them positive or negative lessons about money?” The short answer is it can do both, but there are ways to offer an allowance that can teach your child about saving, philanthropy, and other important life lessons. Have a question? Tweet it to us at @BrotmanPlanning or post it on our Facebook and it may b...

Welcome back to Don’t Retire… Graduate! We’re holding the industry accountable today with the help of WTFintech creator and People of Finance podcast host, Nicole Casperson.  Her passions for journalism and financial technology are helping underrepresented communities access financial services and she is a thought leader on how to improve the technology to better serve those communities.  Listen t...