Don't Retire...Graduate!

In today's Office Hours, Eric answers Timothy's question: Should I contribute to a Roth IRA if I'm in my mid-thirties and in a high tax bracket? Have a question? Tweet it to us at @BrotmanPlanning and it may be answered in a future episode of Office Hours! Learn more about your ad choices. Visit megaphone.fm/adchoices

Have an aging parent that needs additional care? Eric Brotman discusses Carenextion and other services available to seniors and their caregivers with Deb Taylor, CEO of Senior Community Services. During the episode: The financial and emotional importance of aging in place and staying in your own home. How Carenextion.org can reduce stress for caregivers. The types of services that Senior Community...

In today's Office Hours, Eric answers Tina's question: how much money should I have in retirement savings now in order to have enough income later? Have a question? Tweet it to us at @BrotmanPlanning and it may be answered in a future episode of Office Hours! Learn more about your ad choices. Visit megaphone.fm/adchoices

Eric Brotman discusses the seldom understood details of Medicare and how/why you should start incorporating medical costs into your retirement planning with Danielle Roberts, founding partner of BoomerBenefits. During the episode: Understanding what Medicare is and how to navigate it. Medicare is not free and should be part of your retirement planning. How to prepare for your medical costs in reti...

In the first ever episode of Office Hours, Eric answers a listener's question about whether you should be prioritizing paying back student loans or saving for retirement.  Have a question you want answered? Tweet it to us at @BrotmanPlanning or connect with us on Facebook . Learn more about your ad choices. Visit megaphone.fm/adchoices

Eric Brotman discusses ways to preserve your assets in retirement and which strategies you can use to create retirement income with Professor of Retirement Income, Wade Pfau, Ph. D. What is covered during the episode: Strategies for using and preserving retirement income. How reverse mortgages can be tools for retirement income. With pensions becoming more and more rare, different tools are needed...

Eric Brotman discusses ways to find purpose in your life, both before and during retirement, with the manager editor of the Money and Work & Purpose channels on NextAvenue.com, Richard Eisenberg. Bullet points of what is covered during the episode Relying on our careers to form our identities can cause identity crises during retirement. Boomers are redefining retirement in the way that millenn...

Eric Brotman discusses financial literacy education and how it impacts financial independence and retirement readiness with certified Job and Career Development Coach Jayme Hayes. In this episode:  In a lot of cases, young adults and children are uneducated when it comes to financial literacy. It’s important to implement this education both at home and in classrooms. The cost of a college educatio...

Eric Brotman discusses Overcoming Challenges and Inspiring Others to Thrive with yogi business professional Kristy Schiano. In this episode: Moving your life through phases and coping with each phase. Mental, physical, emotional, spiritual healing through yoga therapy and integrating all forms of wellness including financial. Impact of gratitude and focusing on the present moments. Strategies for...

Eric Brotman discusses finding happiness, success, and new careers in retirement with retirement consultant Art Koff.  During the episode: Staying busy by doing things that make you happy in retirement. Finding unique ways to turn hobbies into careers.  We are going to live longer than we ever expected and life will be more expensive than most have planned for are of great current interest. The co...

Eric Brotman discusses retirement for one generation of a family business and transferring business responsibilities with family business expert Henry Hutcheson. In this episode: ● Retirement for one generation of a family business often hinges on the successful transfer of the business responsibility to the next generation - but this transition is tricky at best. ●  What are the best practices fr...

Eric Brotman discusses how profit and purpose can drive your success and repurpose your lifelong career with renowned author Marc Miller. In this episode:   Career Pivots and the idea that logical incremental steps can take you anywhere career wise and otherwise. How to combine your purpose and profit to be successful. In today’s world, after education, we continue to work and morph every 10-15 ye...

Eric Brotman discusses how financial planning should differ between men and women and the benefits of a Health Savings Account with NBC’s TODAY Show’s Jean Chatzky. What you will learn on this episode:   Financial planning issues that women face more than men. How to use an HSA to save and grow your money. Why financial literacy isn’t taught in schools. Learn more about your ad choices. Visit mega...

Eric Brotman discusses different strategies to create a legacy that actually makes a difference in charitable planning, with CEO of Exponent Philanthropy, Henry Berman. “Giving is thoughtful and highly personal…It comes down to your values, what are your passions, what is important to YOU.” EB Everyone has the opportunity to be involved in philanthropy, it’s not just something for the Bill Gates a...

Eric Brotman discusses understanding the roles of yields and dividends in retirement income planning with best-selling author Marc Litchenfeld. In this episode: The concept of retirement as graduating to the next stage of life “Rich” doesn’t always imply money but being able to live the life you want to live Marc’s 10,11,12 system (also covered in his book) this breaks down dividends, tax concepts...

Eric Brotman discusses how financial coaching can help you take control of your personal finances with financial coach Beau Humphreys. In this Episode: Even if you're just getting started or you're struggling with crippling debt, take the first step towards financial independence. Understanding the difference between a personal finance coach and a financial advisor Interview with a personal financ...

Eric Brotman discusses how understanding the impact that the 2018 income tax changes has on your wealth is critical to reaching financial independence with attorney and the "funniest tax guy in America," Edward Lyon. In this episode:   What experts should you work with to help with your taxes? What tax changes do most people need to be aware of? The tax changes that affect businesses. Planning is...

Eric Brotman breaks down the pros and cons of reverse mortgage strategies in reaching and maintaining financial independence, with mortgage specialist Neil Sweren. In this episode: Making sure one of your largest assets isn't "unemployed" when you retire. What is reverse mortgage? What are the restrictions and qualifications? Understanding the pros and cons of reverse mortgage strategies in reachi...

Eric Brotman discusses how to make better money decisions and why it is so important to ignore the financial media's "advice" with radio show host and financial advisor Kate Stalter. In this episode:   The financial media is a product they are selling, not a public service. Advice from the media is one-size-fits-all, not personalized to you. Financial education is not taught in schools but is taug...

In this episode, Eric talks with Yanni Neibuhr, a financial advisor for BFG, on how different generations view financial independence and how you should start thinking about retirement in your 20s and 30s.  In this episode: ● Retirement is not something that should be started at 60, it should be started as soon as possible ● Millennials have a different mindset of what independence means and they...

In this episode, Eric discusses how to establish and maintain financial freedom with best-selling personal finance author Damion Lupo. In this episode: How failure helps you succeed Becoming financially free The importance of a financial runway and how to understand yours Financial advisors versus salespeople dichotomy Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Eric discusses the Dos and Don’ts of downsizing in retirement with residential real estate agent Tina Beliveau. In this episode: Tips for first-time homebuyers Why you should consult with a real estate agent before taking any next steps The dangers of PMI The differences between buying a first home and selling your home while buying a new one The additional costs of buying and sel...

In this episode, Eric discusses when "doing it yourself" stops making sense and how to choose an advisor with his guest, Lena Nebel. In this episode: Who needs a financial advisor and why Different types/specialties of financial planners How to find a financial planner Questions to ask when interviewing a financial advisor? Does the advisor represent specific companies or products? What gets done...

Eric Brotman and his guest, Jill Snyder, discuss the greatest financial gift you can give your children: influence, not affluence. In This Episode: The importance of having an estate plan Why an estate plan is not only for the wealthy When to create an estate plan How to navigate estate planning with marriage, divorce, children and in-laws Learn more about your ad choices. Visit megaphone.fm/adcho...

In this episode, Eric Brotman and his guest, Rich Polt, discuss how important family is and that preserving a legacy isn’t always just about financial estate. In this episode: How will you be remembered? What can you leave to your children, grandchildren, and future generations of your family that are more valuable than money and "stuff?" Interview of a producer of Legacy Videos for families. Lear...