Don't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.

Want to give more and pay less in taxes? Brian reveals how donor-advised funds help you do both, plus the strategy smart givers use to maximize deductions and impact.   Full show notes:   https://www.bonfirefinancial.com/donor-advised-funds To learn more about Bonfire Financial, please visit:  https://www.bonfirefinancial.com Disclosure:  https://www.bonfirefinancial.com/disclosure

In this episode of  The Field Guide , Brian breaks down the basics of private equity and why it can be a smart move for business owner. From common misconceptions to different ways to invest (without running a company yourself), he covers how private equity works, who it’s suited for, and how it can play a meaningful role in your long-term wealth strategy.   Full show notes:   https://www.bonfiref...

It’s not flashy. It’s not fun. But it works. Brian dives into the boring strategy that could be the difference between a smooth retirement and a financial freakout. Spoiler: it’s diversification, and it matters way more than you think.   Full show notes:   https://www.bonfirefinancial.com/diversification    To learn more about Bonfire Financial, please visit:  https://www.bonfirefinancial.com Disc...

Markets are down, nerves are up, but this isn’t the time to panic. In this episode, Brian shares why the dollar-cost averaging investment strategy isn't so average. Tune in to learn how a steady hand and a solid plan can turn market dips into long-term wins. Full show notes:   https://www.bonfirefinancial.com/dollar-cost-averaging-in-down-markets To learn more about Bonfire Financial, please v...

In this episode of  The Field Guide , Brian Colvert sits down with Jacob Morgan—owner of a top 1% Farmers Insurance agency—to unpack the surprising risks wealthy homeowners face today. From rising premiums in high-risk areas to common mistakes in luxury coverage, Jacob shares expert insights on how high-net-worth individuals can better protect their homes, cars, and assets in a rapidly changing in...

Market downturns can feel unsettling, but they also present unique opportunities—especially for Roth conversions. In this episode we break down why converting to a Roth during a dip can set you up for tax-free growth and long-term financial advantages. Learn how to maximize your investments when prices are low and make downturns work in your favor.   Full show notes:    https://www.bonfirefinancia...

Can physicians truly retire early, or is it just a dream? In this episode, we explore the hidden challenges of physician retirement and the surprising strategies that can make early retirement a reality. Full show notes:   https://www.bonfirefinancial.com/physician-retirement To learn more about Bonfire Financial, please visit:  https://www.bonfirefinancial.com Disclosure:  https://www.bonfirefina...

Ready to sell your business but not sure where to start? In this episode Brian Colvert chats with Chris Blees, CPA, a leading expert in M&A, valuations, and business exits. From maximizing your sale price to avoiding costly mistakes, Chris shares secrets to selling smarter. Whether you're planning years ahead or considering an offer right now, this episode is packed with game-changing insi...

Even with millions in the bank, a financial plan is the key to growing and protecting your wealth. Learn how high-net-worth individuals can optimize investments, minimize taxes, and stay on track with a financial plan.  Full show notes:    https://www.bonfirefinancial.com/high-net-worth-financial-planning To learn more about Bonfire Financial, please visit:  https://www.bonfirefinancial.com Disclo...

Earning a high income doesn’t automatically make you wealthy. In this episode, we break down the key strategies high earners need to grow their money, invest wisely, and avoid common pitfalls. Tune in now! Full show notes:  https://www.bonfirefinancial.com/strategies-for-high-earners To learn more about Bonfire Financial, please visit:  https://www.bonfirefinancial.com Disclosure:  https://www.bon...

Nothing says “I love you” like making sure your beneficiaries are up-to-date! In this episode we dive into why reviewing and updating your beneficiaries is one of the most important (and often overlooked) financial to-dos. Full show notes:  https://www.bonfirefinancial.com/beneficiaries To learn more about Bonfire Financial, please visit:  https://www.bonfirefinancial.com Disclosure:  https://www....

What do tariffs  really  mean for you? Are they a smart negotiation tool, a hidden tax, or just another political buzzword? In this episode, we break down how tariffs affect everything from the price of your morning coffee to the stock market. Are they driving inflation or keeping businesses in check? And most importantly—what should investors be watching? Tune in for a clear, no-nonsense look at...

Think Medicare will cover all your healthcare costs in retirement? Think again. From unexpected premiums to skyrocketing long-term care expenses, failing to plan ahead can wreck even the best retirement strategies. In this episode, we uncover the biggest healthcare pitfalls, smart ways to prepare, and how to keep medical expenses from draining your savings. Don’t let healthcare costs take you by s...

From cutting-edge hardware to innovative platforms and software, discover how AI is shaping industries, creating opportunities, and redefining the future of technology. Learn practical insights to adapt, invest wisely, and embrace this rapidly evolving landscape. Full show notes:    https://www.bonfirefinancial.com/investing-in-ai To learn more about Bonfire Financial, please visit:   https://www....

Join host Brian Colvert as he interviews Max Pollack, CPA, to explore how strategic tax planning goes beyond preparation to elevate your wealth. Learn actionable tips for maximizing deductions, managing capital gains, and aligning your tax strategy with your financial goals. Full show notes:    https://www.bonfirefinancial.com/strategic-tax-planning/ To learn more about Bonfire Financial, please v...

Estate planning might not top your list of fun dinner topics, but let’s face it—neither does “who’s going to water the plants when I’m gone?” The truth is, getting your ducks in a row now means less chaos for your loved ones later. Think of it as future-you doing future-them a solid. Without a plan, Uncle Sam (or worse, Cousin Eddie) might end up with more of your hard-earned wealth than you’d lik...

Let’s kick off 2025 with the financial updates you need to know. From higher contribution limits for 401(k)s, IRAs, and HSAs to new tax rules and expanded catch-up opportunities, we’ll cover what’s changing and how it impacts you. We’ll also share practical strategies to make the most of these updates, prepare for potential tax law shifts, and position yourself for financial success this year. Con...

In this episode of The Field Guide, we explore how real estate can play a crucial role in building income during retirement. From REITs to outright ownership, we break down the pros, cons, and key considerations for each type of real estate investment. Whether you're looking for a hands-off approach or eager to dive into managing properties, this episode will help you understand your options and m...

Curious about boosting your retirement income while staying invested? In this episode we reveal how dividend-paying stocks can provide steady income, potential growth, and portfolio stability. Discover the pros, the pitfalls, and insider tips to make these stocks work for you. Full show notes:    https://www.bonfirefinancial.com/dividend-paying-stocks/ To learn more about Bonfire Financial, please...

In this episode, we dive deep into the world of annuities – exploring the good, the bad, and the ugly. Are annuities a safe haven for your retirement or a costly mistake in disguise? We'll break down the different types of annuities, their pros and cons, and help you understand when (and if) they make sense for you. Full show notes:   https://www.bonfirefinancial.com/should-i-buy-an-annuity/ To le...

Navigating the Mental Shift into Retirement From moving off a paycheck to living off assets, today Brian is discussing his insights on overcoming common mental blocks, easing into this new phase, and maintaining financial flexibility. Whether you're nearing retirement or supporting someone through it, this episode offers valuable advice for navigating the transition confidently. Full show notes: ...

Managing multiple accounts as you approach retirement can feel overwhelming. In this episode, we explore how taking a "big picture" approach to your 401(k), IRAs, brokerage accounts, and more can help you maximize tax efficiency and optimize growth.   Full show notes:  https://www.bonfirefinancial.com/optimizing-retirement-accounts/ To learn more about Bonfire Financial, please visit:  https://www...

As retirement approaches, the big question looms: are you financially ready to make the leap? In this episode of The Field Guide, we break down some critical steps for those 5 to 10 years away from retirement.  Full show notes:   https://www.bonfirefinancial.com/5-10-years-retirement/  ‎ To learn more about Bonfire Financial, please visit:  https://www.bonfirefinancial.com Disclosure:  https://www...

College is over, but there’s money left in your 529 plan. Now what? In this episode of  The Field Guide,  Brian explores smart ways to put those leftover funds to good use, from rolling them into a Roth IRA to covering other educational expenses—all while avoiding penalties and maximizing value. Tune in to learn the best options for your excess 529 savings! Full show notes:   https://www.bonfirefi...

Retirement is closer than you think—are you prepared? Discover the three most common mistakes pre-retirees make and learn how to avoid them.   Full show notes:   https://www.bonfirefinancial.com/retirement-mistakes/  ‎ To learn more about Bonfire Financial, please visit:  https://www.bonfirefinancial.com