Dollars & Sensibilities

Have you ever felt like you had the hot hand and couldn’t lose? Whether in the investment markets, housing market or craps table, mindset and perspective is everything.  In this episode Bill and Andrew discuss Kenny Rogers’ “The Gambler” and the mistakes investors make by walking… or not walking away from the table. Securities and Advisory services offered through Western International Securi...

Fear and worry can waste investors’ time, energy and, most importantly, money! Too often we spend time focusing on things that either don’t matter or things with which we have limited control. This week Andrew and Bill discuss some of the areas that can paralyze even the most savvy investor! Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINR...

Have you ever uttered the phrase “Time is Money”? This week Andrew and Bill breakdown the difference of time and money, compare their value and reveal where that famous phrase actually came from.

Playing the comparison game is natural for most people. We compare our cars, houses, haircuts, clothes and yes, our INVESTMENTS! Listen in this week as Bill and Andrew talked about the common ways people compare themselves and the pitfalls to avoid. Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented on this site...

Every investor is looking for an edge and while it’s hard to know what the “next big thing” will be, this week Andrew and Bill discuss the 5 investments every investor must make. Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented on this site is for informational purposes only and does not intend to make an offe...

Looks can be deceiving, especially when looking at our stock watchlist. A screen filled with green and red numbers can lead to potentially false perceptions. This week Bill and Andrew discuss the facts and fallacies of reading your favorite stock page.   Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented on...

Making wise decisions on major budget items can have the largest impact on your overall wealth. These are typically housing, taxes and CARS! This week Andrew and Bill discuss how to approach the car buying decision, the costs you must consider and how to set an appropriate auto budget. Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC...

A part of creating wealth is understanding your assets, liabilities and how to effectively LEVERAGE! A securities based line of credit can be an effective tool to help cash flow issues. This week Andrew and Bill discuss the features and uses of a securities based line of credit...the mighty SBL.  Securities and Advisory services offered through Western International Securities, Inc.("WIS"), M...

We all have core beliefs about money that drive our financial behaviors... these are your “Money Scripts”.  The awareness that there are unconscious beliefs driving decision making is the first step towards creating a healthy relationship with money. This week Andrew and Bill discuss to common scripts, the types of behavior associated with them and what you can do to rewrite your own Money Sc...

Debt can cripple your financial house or be an accelerator to your wealth. This week Andrew and Bill discuss how it works and the considerations anyone should make when deciding to use it. Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented on this site is for informational purposes only and does not intend to ma...

Innovation and technology continue to revolutionize the world and can leave a lot of investors wondering “am I too early?" or "am I am too late?” This week Andrew and Bill discuss the perspectives you need to understand market cycles and how to make decisions to be successful!  Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC ....

Finance talking heads have discreetly inserted investing “catch phrases” into your vocabulary that may be hurting you! This week Andrew and Bill challenge these investment proverbs and help provide perspective on how to make sensible financial decisions.  Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented o...

Buying and Selling real estate can be a great way to build wealth and your portfolio, just make sure you follow the tips in today’s episode to maximize your results. Today Andrew and Bill discuss the process, players and philosophy involved in a 1031 exchange. Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented o...

This week Andrew and Bill walkthrough the events of 2020 month by month, highlight the stories that shaped the markets and our lives and present the key takeaways from a historic year. Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented on this site is for informational purposes only and does not intend to make a...

Navigating life’s financial decisions can be scary but the good news is you don’t have to do it alone! Today Andrew and Bill discuss what it looks like to work with a financial advisor and answer the questions that may have prevented you from calling one. Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented on thi...

In this week’s episode Andrew & Bill discuss some of the common misconceptions when investing in stocks including what stock splits are, what a company’s market value means and then debate why companies issue dividends. Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented on this site is for informational purp...

Have you ever asked “What is a Bond?”  In this weeks episode Andrew and Bill break down in very simple terms what a bond investment is and how investors can use this tool. Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented on this site is for informational purposes only and does not intend to make an offer...

In this episode Andrew and Bill discuss FDIC, Gold and Treasuries and have a conversation about “Safety Investing”. Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any product or se...

In this episode Andrew and Bill discuss what it really means to be “WEALTHY” and provide the tools they have used to find health in the 4 most important areas of your life. Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented on this site is for informational purposes only and does not intend to make an offer or s...

In this episode Andrew and Bill discuss the technical jargon used in financial circles and break down what these terms mean and how they relate to your investment decisions. Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented on this site is for informational purposes only and does not intend to make an offer or...

In this episode Andrew and Bill discuss the common pitfalls investors make, the error of trying to get something for nothing and what to do when you have unmet expectations. Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented on this site is for informational purposes only and does not intend to make an offer or...

Ever wonder how to invest during a crisis? In this episode Andrew and Bill talk about market crashes, the crises behind them and how to invest through them. Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented on this site is for informational purposes only and does not intend to make an offer or solicitation for...

In this episode Andrew and Bill discuss how your finances are structured like a football team and if defense wins championships, then taxes help you win wealth! Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented on this site is for informational purposes only and does not intend to make an offer or solicitation...

In this episode Andrew and Bill discuss Bill’s coined phrase, “The Krispy Kreme Effect” and what every investor needs to be aware of when making an investment. Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented on this site is for informational purposes only and does not intend to make an offer or solicitation f...

In this episode Andrew and Bill discuss creating momentum with your money, establishing a vision, hitting milestones and the importance of having a team. Securities and Advisory services offered through Western International Securities, Inc.("WIS"), Member FINRA/SIPC . Information presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the...