Dollars & Common Sense

Financial conflict is often sited as one of the main reasons for divorce in the United States. In this show, we tackle the highly sensitive topic of combining finances during marriage. We discuss the best way to set up bank accounts, how to develop a shared budget, how to treat income/debt disparities, how to plan long-term goals together, and more.

What is behind one of the fastest and sharpest drops of the US stock market, putting the decline in historical context, and investment actions you should take now.

Most people who work with a financial advisor don't have a comprehensive list of specific financial goals. That's ok. A good financial advisor will help draw those goals out of you and incorporate them into the planning process. Here, we discuss many of those common financial goals to help stimulate your thoughts and give you some ideas you can use.

A variety of listener calls start us off then we roll into ways you can enhance marital satisfaction by creating healthy financial habits.

We've all got 'em. From accumulating too much credit card debt, to making large impulse buys, to overspending on a home, or failing to save early enough, financial regret comes in many forms. In this show, we talk about the most common regrets and what you can do to avoid them.

A high-level overview of the Social Security program. In this show, we discuss why the program was created, how it's funded, what types of benefits are available, and the future viability of the program.

Episode #2 -- Key financial planning ages, asset & debt considerations, and tax planning items to be aware of as we enter the new year. General steps and guidance to set you up for financial success throughout the year.

Episode #1 -- Personal & life items, cash flow issues, and asset & debt consideration to be aware of as we enter the new year. General steps and guidance to set you up for financial success throughout the year.

Issues to consider and moves you can make before year end regarding investments, tax planning, and cash flow to enhance your financial situation.

Show callers help shape the agenda as we discuss ways to maximize giving opportunities during the holiday season.

A deep dive into the benefits of Roth IRAs and the potential massive tax savings that can result from Roth IRA conversions.

How to use credit and debt effectively to enhance your finances. We explain different types of credit, do a deep dive on credit reports and credit scores, discuss how to use credit to your advantage, and ways to stay out of bad debt.

The second segment of a two-part show. Determining retirement income needs, identifying sources of income, and then creating a retirement income plan for maximum impact.

The first segment of a two-part show. Determining retirement income needs, identifying sources of income, and then creating a retirement income plan for maximum impact.

How does identity theft happen, how can you prevent it, and what to do if you're a victim.

This show, we do a deep dive on reverse mortgages. Once a much maligned financial product -- and for good reason -- they are now a very viable and beneficial financial planning tool.

Short, bite-sized truisms about money to help you build a solid financial foundation and build wealth over time.

This is the annual discussion of one our most popular podcasts -- prioritizing the right savings vehicles to maximize your net worth. It's starts with an emergency fund and ends with a traditional brokerage account, but there are a whole lot of options in between.

Estate planning is an important component of comprehensive financial planning. In this episode, we discuss why estate planning matters, the key components of a complete estate plan, and the pitfalls of a poorly crafted (or non-existent) estate plan.

The different perspectives on Financial Independence, it's importance, how to achieve it, and some potential pitfalls to keep in mind.

Steps you can take year-round to lower your annual tax bill and keep more money for yourself.

Long Term Care - What is it, how is it delivered, types of facilities, and how to plan and pay for it.

A recent survey shows that about one-third of the US population has nothing saved for retirement. Of those who have something saved, most have less than $100,000. We discuss this low rate of retirement savings, how you can improve your savings rate, and tell a success story of a client who started with nothing.

Wealthway Financial Advisors investment management philosophy and principles are explained in detail. Money is purchasing power and its value is relative. Stocks are a superior and safer long term investment than bonds. But investors must accept more short term variations in the price of stocks than bonds. Building a solid investment portfolio comes after goals are established and a plan is devise...

This week, we have a show full of listener calls. Hear real life scenarios from people who need help maximizing their financial resources. Kevin discusses what to do with a large windfall, how to find an experienced, ethical financial advisor, encourages a listener to build his dream home, and advises a single person on how to think about wealth accumulation and potential long-term care expenses.