Dollars and Sensibility with Tom Stone

Join us as we speak with a very special guest, Kam Kohler! This local legend started as a dairy farmer and became an entrepreneur and real estate investor. Join us as we talk about his career path and more! Learn more at GoApplyWithTom.com

Learn more at GoApplyWithTom.com From parenting to friendships to being a Landlord, you TRAIN people how to treat you. Join Tom and Danielle as they discuss strategies to make the most of this truth, especially in regards to owning real estate.

Owning a home with a 2-3% rate is a magical thing. But this golden opportunity can turn into "golden handcuffs" if you aren't careful. Join Tom and Danielle this episode to understand your options with your low-interest-rate property and how to make the most of it for your family. Learn more at GoApplyWithTom.com

Here's an idea: convert your current home into rental and buy a new house with no down payment. Yes, it's totally possible and Tom talks all about it in this new episode! Learn more at goapplywithtom.com

Would you encourage your grandma get a Reverse Mortgage? Tom and Danielle would. Join in as these mortgage lenders talk about the myths, advantages, and negatives of Reverse Mortgages. Learn more at goapplywithtom.com!

Join Tom on this quick solo episode where he talks about SALES - something we ALL have to do (even if we aren't technically sales people!) Learn more at https://branches.guildmortgage.com/ut/hebercity/thomas-stone-409-skts.html

We're back after a big move and a busy season of life! Join Tom as he touches on some big questions like: -Is it really in my best interest to pay off my loan? -What kind of real estate investment is for me (if any)? -How is my financial attitude affecting my life? Learn more at https://goapplywithtom.com/

We all have a love/hate relationship with realtors. Listen in to hear our professional opinion on whether or not they are worth the money (and if we use them ourselves!) Learn more about Tom Stone at https://goapplywithtom.com/ Learn More about Jalayne Bassett at https://bassettrealtygroup.com/

We are all tempted by the "get rich quick" schemes out there- and our guest Scott Phillips knows all about them. As an experienced and successful financial advisor, he has some insights that are proven to get you rich... slowly. But good things take time, right? Learn more about Tom: https://branches.guildmortgage.com/ut/hebercity/thomas-stone-409-skts.html Learn more about Scott: https://www.dsco...

Nightly Rentals (VRBO, AirBNB, etc) are all the rage. Listen in as Tom gives his very honest professional opinion on whether or not nightly rentals are a good investment!  Learn more at https://branches.guildmortgage.com/ut/hebercity/thomas-stone-409-skts.html

The conversations continues! Listen in as designer, contractor, and investor talk about bumps in the road, successes, and next steps on the newly framed SPEC HOUSE in Midway, Utah Spec House listing:  https://www.zillow.com/homedetails/391-Brinton-Ct-Midway-UT-84049/2063256705_zpid/?view=public Learn more about Tom: https://branches.guildmortgage.com/ut/hebercity/thomas-stone-409-skts.html Le...

Waiting and timing are not synonyms for your investment strategy! In this solo podcast, Tom dives into his TIMING with the spec house and some other insider tips for investing in real estate. Learn more at GoApplyWithTom.com @dollarsandsensibility on instagram

I've had 4 people come talk to me in the last week saying essentially this: "my adult children don't know if it will ever be possible to buy a home with these rates and these prices." In this episode we tell you exactly what we told them - HOW to buy a home in this economy. It's definitely possible and definitely still a great investment! 

We're doing a part 2 on our most popular episode! Listen in with Tom (the investor), Tate (the contractor), and Bri (the designer) as they give updates on and share experiences about the spec house they are working on! Learn more at: www. GoApplyWithTom.com www.berg.construction www.midway.design

YOUR day to day is effected by economies. Global, national, local, and personal economies. These are all related, but NOT the same. Listen in as Tom discusses your personal economy - what that means, looks like, and how you can magnify it. Learn more at GoApplyWithTom.com or call 435-654-9979

Pam Metcalf is Tom's boss. She is the District Manager of Guild Mortgage - and has become a very close friend of Tom's. They've been in the business a long time - and this one thing is for sure. It ALWAYS works out! Learn more at GoApplyWithTom.com

In this episode, we go over a quantifiable analysis of all things considered in owning real estate. Is it worth it? As always, learn more at GoApplyWithTom.com

Rather than fixate on the "recession," let's talk facts and figure out how you REALLY are affected. How can you spend this time getting ahead? What is YOUR personal recession? How can we make this a positive thing financially? Listen in on this solo episode with Tom Stone. Learn more at GoApplyWithTom.com

Tom and Guild Mortgage's Regional Operations Manager sit down to discuss the BEHIND THE SCENES of what happens when you apply + go through the mortage process. Learn more at GoApplyWithTom.com

Building wealth through real estate can be daunting, not only because of the investment, but because of the loan process. Knowledge about the loan process lessens your anxiety and helps you make great decisions! Learn more at GoApplyWithTom.com

Join Tom and his long-time employee, Ashley Anderson as they break down the jargon that might make things frustrating when you are beginning the process of buying a piece of real estate! Get expert advice and learn more at GoApplyWithTom.com

Listen in as Tom sits down with his close friends, Jason & Jen Price. This awesome couple dives into their challenges + successes of owning rental properties, especially through the 2008 recession onto a huge boom in recent years. 

Join Tom as he sits down with Mike Brown from Atlas Title. Mike is an expert at what he does and his advice can help you get on the right track with your investment properties! Learn more at: GoApplyWithTom.com AtlasTitle.com

Being fiscally conservative is a great thing... until it prevents you from bettering your life. Join Tom and his team member, Danielle, as they talk about their personal journeys with finding success when they've taken (smart) financial risks. Learn more at GoApplyWithTom.com or call Tom at (435) 654-9979

Tom is here with Jeff Bradshaw CPA, proving that taxes don't have to be boring. Jeff's job is to ethically and legally help you pay as little tax as possible. Listen in as they talk about a few strategies and tips to help you as you line up all of your documents this tax season! Learn more at: GoApplyWithTom.com JeffBradshawCPA.com instagram.com/dollarsandsensibility