Dollar Wise Podcast

Right now, I-bonds present an extremely attractive 9.6% rate of return. So, how come we never hear about I-bonds? Learn why I-bonds are currently popular, how to buy them, and whether your should in this snappy episode of the Dollar Wise Podcast. Tune into this episode to learn:  How much money you can make by investing in I-bonds  Pros and cons of buying I-bonds Whether you should use y...

We have officially entered a bear market. In this episode, Jason and Tyler discuss the 5 things you need to do to survive and thrive in any bear market. They discuss how long it will take for the market to recover, what can diminish your returns in a bear market and how to avoid it, what your mind is like in a bear market, and the main thing you have to know before changing any of your investments...

In this episode, Jason Gabrieli and Tyler Reedman discuss whether it’s a good time to buy a home given rising home prices. Most of us have a tendency to overanalyze our homebuying decisions and ultimately treat homebuying as an investment. In the conversation, they explain why you shouldn’t treat homeownership as an investment and they provide better metrics that help you decide whether it’s a goo...

Ex-car dealership owner Tom Reedman joins Jason to discuss the state of the car industry these days. They discuss why car prices are unbelievably high at the moment, the secret to getting a good price for a car even when they’re really expensive, what to make sure to negotiate when you’re closing on a car at the dealership and what isn’t worth negotiating, and many other car buying tips straight f...

Title professional and attorney John Friedman, joins Jason to discuss if the title to your house can really be stolen. Buying a property can be the biggest investment you make. It is therefore only natural that you would want to make sure that your title to your house is fully protected.  John Friedman is a New Jersey State Council at First American Title.  Tune in until the end to learn...

Bill Webb returns to the podcast to dig into some basic mistakes people make as well as upcoming deadlines with respect to Medicare and then dive into a question we get all the time from clients getting to Medicare age: what is the difference between Medicare Advantage and Medicare Supplement? Bill and Jason explore some questions to ask yourself when you’re considering which is right for your sit...

When planning for your retirement one of the most important decisions to make is when to claim Social Security benefits. Make the wrong decision and you can lock in a loss for the rest of your life. Make the right decision and you may help secure the lifestyle you desire. Today’s very special guest is Mary Beth Franklin, author of “Maximizing Social Security Retirement Benefits”. A nationally know...

Jason Gabrieli is joined by Devin DiNofa, a partner at TCS New Jersey with Keller Williams Realty.  Devin’s expertise spans both the Philadelphia and South Jersey markets and in this episode we get into navigating today’s real estate market, which has just exploded since the onset of the COVID pandemic.  Devin provides some tips for buyers on how to make your offer standout from the like...

Jason Gabrieli speaks with Kevin Davis from Spotlight Energy Solutions all about the considerations to make when evaluating adding solar to your home or business as well as how the various incentives work and how things have changed over the years.  Spotlight has been in business for 34 years and have their roots in providing quality electric work for their customers, eventually growing into...

Jason Gabrieli is joined by technology and cybersecurity expert Tim Guim, President and CEO of PCH Technologies. They discuss the new threats that have emerged since the COVID pandemic over the last year and how some of the more prominent scams for the average person may be far more personal than a “hacker” finding your password. Tim will provide some practical ways to protect yourself and a...

Jason Gabrieli and Tyler Reedman get into some of the purposes for your overall financial plan of holding cash, review some concepts on how to set your “cash comfort” level, and discuss some ideas and strategies for what to do with excess cash. This is a question we’ve been getting more and more, especially since many people ended up spending a lot less than normal over the last year or so st...

Many of our clients believe a big part of their identity and purpose is their job or career. When they get closer to retirement, it may be the first time they think about what they want to do versus what they had to do while working. Join Jason Gabrieli and Catherine Allen-Carlozo as we discuss what our clients are doing to prepare and transition for the next chapter of their lives aside from...

Tyler Reedman is joined by Jason Gabrieli on this episode where they dive into the current student loan situation in the US, how COVID policies have affected repayment for borrowers, and some important considerations to make when deciding on your own strategy for paying back your loans. Like what you’ve heard… Learn more about HFM  HERE Schedule time to speak with us  HERE Open an HFM Ig...

Jason Gabrieli and Tyler Reedman take us back to March 23, 2020. The world seemed to be paralyzed by the spread of the COVID pandemic and stock markets around the world experienced one of the fastest drops in history. No one knew it at the time, but that day would be the “market bottom” and we would see the greatest 12 month period return since the Great Depression recovery. They di...

Young professionals listen up… Managing your finances (like really having to manage them for the first time) can feel like a juggling act. You may be graduating from college, starting your career, developing a budget, figuring out how to get out from under those student loans, investing in a 401(k), buying your first home… the list goes on and on. If you’re curious about any of these topics, in th...

Attorney Casey Price’s own family knew his grandmother needed help when the “meatballs tasted funny”. In this episode, Casey shares with Jason Gabrieli the role of Elder Law Planning in ensuring loved ones get the level of care they need and protect the assets they spent a lifetime building, while retaining their independence and quality of life as long as possible. Whether you’re planni...

With all that’s gone on in the stock market over the last couple of weeks, investors may be feeling that that investing in stocks is just gambling or that the market is some-how rigged against the everyday investor. On this episode, Jason Gabrieli and Catherine Allen-Carlozo talk about what’s causing this sentiment, discuss in plain English how “the market” works, and provide some historical...

Jason Gabrieli and Catherine Allen-Carlozo dive into a common question we get from our clients when markets are at all-time highs: Should I invest a lump sum of cash now? Investors’ minds tend to play games with them when it comes to investing a lump sum of cash – is it the right time, is there a better time, how much risk am I taking, etc. We discuss some of the historical context aroun...

Jason Gabrieli and Tyler Reedman dive into the pandemic rise of trading apps like Robinhood and some ideas to think about when considering how that fits into your overall financial picture. They review the differences between day-trading (or “stock-picking”) and investing in a diversified portfolio and provide some context into when and where it might be appropriate to use each strategy. Like...

In this episode, Jason Gabrieli speaks with Donna Baines from Baines College Consulting, LLC. She provides some insights into the mistakes families make when preparing for college and how to avoid them. Donna works with students and their families to reduce the fear and stress of navigating college admissions by providing individually-tailored guidance that helps them tackle the ove...

Jason Gabrieli talks with Alexandra Rigden, a Family Law attorney at Cooper Levenson in Cherry Hill. Alexandra discusses some of the common misconceptions about divorce, how to properly prepare for the process, and some good tips for keeping yourself emotionally and mentally strong throughout.

Jason Gabrieli and Michael Pallozzi discuss one of the most prevalent investment options used in most people's 401ks - Target Date Funds. We explain what they're all about, how to use them properly in your 401k, and when it makes sense to use something else.

Whether you're a business owner, employee, or even unemployed - filing a tax return is something we all need to do. In this episode, Catherine Allen-Carlozo speaks with Meggan Ciaccia on the value of building a relationship with a CPA who can get to know your situation and can help you avoid costly mistakes.

Jason Gabrieli and Tyler Reedman explore some of the biggest themes we are hearing from investors regarding the election and review a blog article from A Wealth of Common Sense - Don’t Mix Your Politics With Your Portfolio. We put things in historical context of the market ups and downs of previous presidential terms and discuss some questions you should be asking yourself if you're considering ma...

HFM Advisor Catherine Allen-Carlozo speaks with Jill McNeil from LLIS, a Long Term Care Specialist about the considerations that should be made when planning for your retirement health care needs, including the potential need for long term care.