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Join Tips For Pursuing You most likely don't need to be paying for permanent life insurance. Term insurance is a far more cost-effective solution. In this podcast episode, I break down why you should keep your investing and insurance needs separate.

Join Tips For Pursuing FI Physician On FIRE: Tax-Loss Harvesting Guide In this episode, I break down the basics of tax-loss harvesting and some major pitfalls to be aware of.

Join Tips For Pursuing FI Financial planning is the guide that leads you from the game you are playing to the game you want to be playing.

Join Tips For Pursuing FI In this podcast episode, I explore the differences between value investing and a passive investment style (market-cap-weighted).

Join Tips For Pursuing FI As we start 2022, now is a great time to map out your cash flow for the year. How much of your income do you want to save this year and put towards growing your net worth to accelerate your path to FI. In this episode, I share my framework for mapping out cash flow and automating planned savings goals.

Join Tips For Pursuing FI Changing jobs can have a substantial impact on the trajectory of your future earnings. In this podcast episode, I share several considerations for comparing employment options and maximizing your compensation on the path to FI.

Join Weekly Tips For Pursuing FI With financial planning, you can have anything, but not everything. Determine what you really want to quantify tradeoffs on the path to FI.

Join Tips For Pursuing FI In this episode, I share strategies that are in your control for dealing with inflation and FUD (fear, uncertainty, doubt) in general. There will always be FUD on the path to FI. By focusing on evidence-based strategies that are in your control, you can minimize the potential negative impact of inflation.   

Join Weekly Tips For Pursuing FI  Whether it's your fitness, finances, or business aspirations, build for balance and sustainability. Prioritize long-term sustainability over short-term enthusiasm.  

Join Tips For Pursuing Your Financial Independence ​In this podcast episode, I share crucial things to be aware of when pursuing equity compensation in a startup as a 1099 contractor.​   From health insurance to taxes and retirement plans, being 1099 presents a different set of financial planning strategies than a W2 employee.   I also discuss the importance of prioritizing equity compensation ove...

Join MWB Weekly Tips Here With financial planning, start with a baseline vision of your desired lifestyle. From there, you can start to quantify tradeoffs depending on how aggressive your vision is. You can have anything but not everything.

Join the Modern Wealth Builders weekly tips email list What is "enough"? What is the end vision for the lifestyle you're building towards? In this episode, I share my thoughts around what "enough" means for me and how you can define "enough" for you.

Join weekly tips here Regret optimization > Tax optimization Focus on determining when is "enough" before focusing on tax optimization.  

Join the MWB community and receive weekly tips directly to your inbox In this episode, I share some of the most common employee benefits that you may have available and things to consider to maximize them. Some of the benefits discussed include: Health insurance Life and disability insurance FSA vs HSA Dependent care FSA 401(k) Stock purchase plans  

One important feature to review with employee stock options (ISOs in particular) is the ability for an early exercise. Especially with private shares, an early exercise before an increase in 409A valuation (combined with an 83(b) election) can decrease a potential AMT liability. In this episode, I breakdown the essential information you need to know to take advantage of this planning strategy.

So you took a big bet on an individual stock and won, but what's next? When do you transition from concentration to diversification? Will you take more bets in the future? In this podcast episode, I share the problem with taking big bets and the psychological dilemmas it can create. Winning in the short term is great, but to win consistently, you need a sustainable strategy you can maintain convic...

Join weekly tips here In this episode, I share my thoughts on the current state of Bitcoin. While I recognize the benefits of economic empowerment bitcoin provides, I remain skeptical of the hype as a long-term investment vehicle.    

Join Weekly Tips Email List Equity compensation can be a complicated financial planning topic to navigate especially if your company doesn't have the resources to provide the necessary education to help you make an informed decision. In this episode, I share some of the common top mistakes I see people make with their equity compensation.

A broken clock may be right twice a day, but those shouting claims of market crashes are wrong far more often. Market corrections and crashes are part of investing. Putting yourself in a position to remain disciplined during periods of panic is a far more practical strategy on the path to F.I.

Join Weekly Tips Here In this episode, I share my initial takeaways from Biden's "American Families Plan" Tax Proposal including planning strategies to consider for the rest of 2021.

Join Weekly Tips It's not always about maximizing the monetary aspects of your finances. When are you doing enough? Are you spending in a way that provides happiness in the short term? There's an opportunity cost to how we spend our time. Don't overlook the ways you can find balance by being more intentional.

Join Weekly Tips Here When considering the opportunity cost of investment decisions, it's important to have a benchmark to compare to for perspective around expected returns. If you believe in the future of innovation, competition, and population growth, the global stock market is an excellent benchmark. Technology has democratized access to low-cost diversified investing. With a handful of ETFs,...

Anyone can throw money at an investment. I'm way more fascinated by someone with skin in the game actually building a business. Especially when they lead with transparency around "how I built this." In this podcast episode, I share with you why it's better to invest in yourself than throwing money at an investment.  

Join weekly tips here If you own shares in a private company that turns into a publicly-traded company — you've already won.   HOWEVER, once the shares are traded publicly, all bets are off. Why? Because historically, IPOs have generally underperformed broader market benchmarks due to their fundamental characteristics.      

Click here to join weekly tips . When it comes to the technical side of financial planning, there are three metrics I consistently come back to for determining the health of someone's finances. Each metric is important depending on where you are in your financial journey. In this episode, I share my thoughts on the importance of each metric and when you should start emphasizing tracking each one.