Decoding Retirement

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Nick Nefouse, Blackrock Head of LifePath, about how to unravel and understand common retirement misconceptions. Find out everything you need to know about your time horizon, and why you shouldn't inundate yourself with short term news. Retirement planning doesn’t mean locking up your m...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Bill Bengen, "4% rule" Researcher/Author of "A Richer Retirement", about how to create retirement income plans. Find out everything you need to know about the new and improved "4.7% rule". Retirement planning doesn’t mean locking up your money for a rainy day and forgetting about it. P...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Olivia Mitchell, Professor at Wharton School at the University of Pennsylvania, to discuss how to deal with retirement regrets. Find out everything you need to know about the imminent insolvency of the social security trust fund and more. Retirement planning doesn’t mean locking up you...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Steph Guild, Robinhood Senior Director of Investment Strategy, to discuss the many different factors to consider when creating and modifying your investment and saving strategy. Find out everything you need to know about your time horizon, risk tolerance, and more. Retirement planning...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Jean Chatzky, HerMoney Podcast Host, to discuss the most recent statistics of retirement savers and why there are reasons to be optimistic. Find out how auto enrollment and auto escalation are significantly helping individuals save for retirement in this week's episode of Decoding Reti...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Kerry Hannon, Yahoo Finance Senior Columnist, and Molly Moorehead, Yahoo Finance Personal Finance Editor, to discuss the Employee Retirement Income Security Act on its 50 year anniversary. Find out everything you need to know about the law and how it affects modern day retirement plann...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with David Blanchett, Head of Retirement Research at PGIM DC Solutions, and Doug Boneparth, Bone fide Wealth President & Founder, to discuss investment risk over time, longevity risk, and how to prioritize different savings goals. Find out why personal finance is personal and why you need t...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Michael Conrath, Chief Retirement Strategist at J.P. Morgan Asset Management, to discuss the dwindling Social Security trust fund and what adjustments future retirees should make. Social Security is scheduled to go away by 2034. What actions should retirement planners who may have been...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Laurie Rowley, Icon Savings Plan Founder & CEO, to discuss why the modern American workforce is in a retirement crisis. The traditional 401(k) plan was established over 50 years ago. Why does it no longer work for the modern workforce? Laurie argues that the biggest issue is its portab...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Frtiz Gilbert, Founder and Author of The Retirement Manifesto, to discuss the non-financial side of retirement. The focus always seems to be on money and saving for retirement. But the truth is once you enter retirement, your thinking shifts away from money almost completely, as outlin...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Ed Slott, IRA Expert, Professional Speaker, and Author, to discuss everything you need to know about IRAs and Roth IRAs. The world of IRAs can be extremely complex. There are many things to consider including the different types of IRA beneficiaries, the impact of Secure act 2.0, the p...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Lazetta Rainey Braxton, founder and managing principal at The Real Wealth Coterie to discuss everything you need to know about generational wealth transfer, the wealth gap, and how to have "the talk" with family members. Communication is vital when you're planning for the financial fut...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Sharon Carson, J.P. Morgan Asset Management Retirement Insights Strategist and Surya Kolluri, Head of the TIAA Institute to discuss everything you need to know about long-term care. It can be challenging to plan for retirement on top of the potential expense of paid care. Surya and Sha...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell, and Chris Ceder, Goldman Sachs Asset Management Senior Retirement Strategist, break down the key takeaways from Goldman Sachs annual Retirement Survey & Insights Report, the financial vortex, personalized planning and advice, financial wellness programs, AI, and more. What is the difference betwe...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Michael Kitces, Buckingham Wealth Partners Head of Planning Strategy and Reeya Patel, University of Florida Wealth Management Student about the world of financial advisors. The two offer unique points of view on how current trends, and biases, advancing technology, and more impact fina...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell, and Liz Ann Sonders, Charles Schwab & Co., Inc. Chief Investment Strategist, discuss market uncertainty and its impact on the retirement landscape. Do you need to withdraw money from your IRA before the age of 55? Find out everything you need to know in our special segment, Ask Bob, where Bob ans...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell, and Melinda Caughill, i65 Medicare Software Co-Founder, discuss the important tips you need to know when enrolling in Medicare. Are you able to rollover funds from your 457(b) plan into an IRA? Find out in our special segment, Ask Bob, where Bob answers the most common retirement and investing qu...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell, and Ross Riskin, Investments & Wealth Institute Chief Learning Officer, discuss the importance of early savings for educational expenses, open communication around financial contributions, the best vehicles for education saving, and more. Should you invest in an in-state 529 plan or out-of-state...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell, and Care Right Inc. Founder Annalee Kruger break down misconceptions about the aging process and caregiving, aging in place, vulnerabilities in elder care, long-term care insurance, the critical role of caregivers, aging plans, and more. How does Social Security determine what the cost of living...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell, and Michael Finke, Professor of Wealth Management at the American College of Financial Services, break down everything you need to know about the 4% rule, other retirement strategies, the annuity puzzle, the Monte Carlo analysis, and more. Can I be eligible for Medicare if I am not a U.S. citizen...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell, and Silvur Technology Services CEO and retirement expert Rhian Horgan break down everything you need to know about Medicare Advantage Plans, market exits, and more. Powell also speaks with Yahoo Finance Senior Columnist Kerry Hannon to discuss the challenges of aging and advice for those age 50 a...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell, and Wells Fargo Head of Advice and Planning Michael Liersch discuss whether it is ever too early to plan for or save for retirement. Powell also speaks with Yahoo Finance's Molly Moorhead about open enrollment season and the importance of HSAs. What do I need to know about long-term care insuranc...

The current state of retirement in the US is, in a word, bleak. A poll by the Employee Benefit Research Institute found that just 21% of respondents are “very confident in their ability to have enough money to live comfortably throughout retirement." About 90% of registered voters believe the US is experiencing a retirement crisis, according to BlackRock's latest Rethinking Retirement report. The...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell, and Girls With Impact founder and CEO Jennifer Openshaw break down the student debt crisis, women in business, career advice for the next generation, and much more. What is the FAFSA, and when do I need to fill it out? Find out in our special segment, Ask Bob, where Bob answers the most common re...

In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell, and Mitlin Financial founder and wealth advisor Lawrence Sprung break down break down the most recent Personal Consumption Expenditures Price Index (PCE) report, including a note from First Trust Chief Economist Brian S. Wesbury. They also discuss how future fiscal policy might impact retirees, t...