Debt Rebel | ADHD Budgeting, Debt Payoff Tips, Family Finance

Are you constantly stressed by your budget, overspending, or running out of time each month? In this episode of the Debt Rebel Podcast , I share my three-step monthly planning system that busy parents can implement to regain control over their time, meals, and money . I break down: ✅ How to plan your time to prevent financial chaos ✅ Meal planning strategies that save money and reduce food waste...

The average car payment in America is over $700 — and that’s before you add insurance, gas, maintenance, and the emotional stress of keeping up appearances. In this episode, I’m breaking down the hidden costs of car ownership, sharing my family’s real-life story of car debt (including the embarrassing window incident), and showing you practical ways to lower your transportation costs so you can fr...

Are you tired of watching your credit card balance barely budge despite making “on-time” payments every month? In this episode of The Debt Rebel Podcast , I’m sharing exactly how my family eliminated over $107K in consumer debt — and how you can pay off your credit cards faster without gimmicks, shame, or going broke in the process. You’ll learn how to: Pick the debt payoff method that works for y...

Feel like you’re way behind when it comes to saving for retirement? You’re not alone—and you’re definitely not too late. In this myth-busting episode, I’m sharing how overwhelmed parents can take 3 powerful steps to start saving for the future even if you’re still paying off debt. You’ll learn: ✅ Why eliminating debt is the key to building wealth ✅ How to create margin and make the most of your...

Are you constantly spinning plates and praying nothing crashes—especially your finances? In this episode, I break down why busy parents feel stuck in survival mode and how to finally gain control of your money without dropping everything else. You’ll learn: Why budgeting feels impossible when you’re overwhelmed How to use habit stacking and automation to simplify your finances Easy ways to meal pl...

Hey friend! 👋 If you’ve ever tried a no-spend month hoping it would magically reset your money habits, you’re not alone—but you might be aiming at the wrong target. In today’s episode, I’m busting the myth that a no-spend month is the answer to your budgeting struggles. Because let’s be real: skipping Starbucks for 30 days isn’t going to change your money story if you don’t have a plan underneath...

Ever feel like your budget has a messy secret closet, just like Monica’s in Friends ? You know—the one where you throw all the “random” spending and hope no one opens the door? 👀 Yeah... that’s your miscellaneous category , and spoiler alert: it’s probably leaking more money than you think. In this episode, we're digging into why the miscellaneous line item is a budget killer and how it's...

Feeling stuck with your money? Learn how financial coaching, accountability, and a custom budget can kickstart your debt-free journey—without shame or overwhelm. 💰Learn to be Debt-Free Here:  https://www.jewlzthebudgetnerd.com/membership ➡️Take the FREE 5-Day Challenge & Stop Living Paycheck-to-Paycheck:  https://www.jewlzthebudgetnerd.com/challenge 👉Work With Me: https://www.jewlzthebudgetn...

Do money conversations with your spouse always end in a fight, a shutdown, or total avoidance? You’re not alone—and you’re not doomed . In today’s episode, we’re breaking down the real reasons why you and your partner keep clashing about money (spoiler alert: it’s not just about the numbers). Whether you’re the planner or the free spirit, the saver or the spender, you’ll walk away with practical,...

Thinking about buying a home but feeling overwhelmed by the mortgage process? In this eye-opening episode, I sit down with Kristy Bass of C2 Financial to break down the 5 most commonly asked questions mortgage lenders get —and her honest answers might just surprise you. We’re talking credit scores, down payments, interest rates, pre-approval, and what really makes or breaks a mortgage application....

You’ve cut back. Budgeted. Paid extra. So why is your debt still haunting you? In this episode, we uncover the hidden reasons your debt won’t budge and give you a real, doable plan to finally get traction. 💰Learn to be Debt-Free Here: https://www.jewlzthebudgetnerd.com/membership ➡️Take the FREE 5-Day Challenge & Stop Living Paycheck-to-Paycheck: https://www.jewlzthebudgetnerd.com/challenge

Are you working hard but still wondering, "Why am I STILL living paycheck to paycheck?" You’re not alone—and you’re definitely not lazy. In this raw and relatable episode of The Debt Rebel Podcast , I break down the real reasons why you might feel stuck financially—even when your income seems "decent." You'll learn: 💸 Why not having a spending plan is quietly sabotaging your progress 💳 The hidde...

In this deeply personal episode of The Debt Rebel Podcast , Jewlz the Budget Nerd shares a surprising life update—her ADHD diagnosis at age 42—and how it reshaped her understanding of overwhelm, impulse spending, and budgeting struggles. She opens up about the emotional impact of years of burnout, forgotten bills, and financial shame, even as a certified financial coach with a background in econom...

In this episode of Rebel Resets, Certified Financial Coach Julian Kohlbrand discusses how to effectively increase income by setting clear, short-term financial goals and reverse engineering a plan to achieve them. The conversation emphasizes the importance of manageable targets and practical strategies to reach those goals without overwhelming oneself. Listeners are encouraged to explore various m...

In this episode, Julian Kohlbrand shares practical money management strategies to help you increase your income without feeling overwhelmed. Discover how renting out unused items like baby gear and tools can be an effective way to generate extra income and support your family's financial goals. This episode is particularly useful for adults with ADHD and those looking for judgment-free finance...

In this episode of the Debt Rebel Podcast, Julian Kohlbrand explores practical money management and financial coaching strategies specifically designed for busy moms. Learn how to monetize your skills and passions without adding extra stress to your already full life. From hosting workshops to launching online classes, Julian shares actionable tips to help you build an income stream that fits your...

Want to boost your income without adding another side hustle to your already full life? In this episode of the Debt Rebel Podcast , we’re talking about a powerful but often overlooked money management strategy : asking for a raise. If you're working hard but still feeling the squeeze in your family finances , this episode will walk you through how to confidently advocate for yourself at work s...

Your monthly bills are negotiable—and you could be saving hundreds without changing your lifestyle. In this episode, Jewlz The Budget Nerd discusses practical strategies for increasing income without sacrificing family time or responsibilities. She emphasizes the importance of negotiating bills and exploring additional income opportunities, all while expressing gratitude for the support received f...

In this episode, Jewlz The Budget Nerd dives into how decluttering your space can significantly improve your ADHD-friendly money management and eliminate financial stress. Discover practical, no-overwhelm strategies to transform clutter into cash through small, manageable steps, perfectly suited for adults managing money with ADHD. These techniques integrate seamlessly with debt reduction strategi...

Want to increase your income without sacrificing your sanity or family time? In this episode of The Debt Rebel Podcast , Jewlz shares how to create a low-effort digital product—like a checklist, planner, or workbook—that solves a specific problem and sells on repeat. Learn how she uses Canva and platforms like Podia to create simple, scalable products that bring in extra income without burnout. Pl...

Got 5 minutes and one skill? That’s all you need to start freelancing today. Feeling stretched thin but need to bring in some extra income? In this Rebel Reset episode, I’m sharing how you can start freelancing with zero fancy tools, no logo, and just five spare minutes a day. Whether you're great at editing, admin tasks, or proofreading resumes—this is about taking action now , not waiting for “s...

In this episode of the Debt Rebel podcast, Jewlz The Budget Nerd introduces a special series focused on increasing income. She emphasizes the importance of time management and encourages listeners to audit their time to identify opportunities for generating extra income. Jewlz provides actionable steps and resources to help listeners maximize their time effectively. Voting for the Women Podcasting...

In this conversation, Julian "Jewlz The Budget Nerd" discusses the significant impact that news headlines can have on personal financial decisions. She explores the psychology behind how headlines are crafted to elicit emotional responses and the importance of being mindful when consuming information. The discussion emphasizes the need for a solid financial plan to mitigate impulsive reactions to...

In this episode, Julian Kohlbrand discusses the importance of effective budgeting and shares her favorite budgeting method, the EveryDollar app. She emphasizes that the best budget is the one that works for you, highlighting the app's features such as zero-based budgeting and customizable categories. Julian also encourages listeners to find a budgeting method that fits their lifestyle and offers s...

In this episode, I sit down with serial entrepreneur Bill Adams and we talk about the twists and turns of life. From joining the military to building incredible experiential retail businesses loved by many. You'll hear why he does it, what he's learned along the way, and what matters most if it all falls apart tomorrow. Check out Fireside Surf on Instagram: https://www.instagram.com/firesidesurftx...