Debt-Free Latina

#083 - In this episode, Mayra reviews why it's important to have an emergency fund. She shares a personal story about why her emergency fund came in handy. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

#082 - In this episode, Mayra reviews why it's important to have a plan for every penny we earn. We also need to have a why behind our plan. If not we may not have the motivation and inspiration to keep moving forward and obtaining the financial freedom we desire. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

#081 - In this episode, Mayra interviews Rosa Benavides from Speak Up Mujer. Rosa is the founder of Speak Up Mujer and creator of the D.A.R.E. T.O. Program. She is a First-Generation Latina -- first to go to college, first to navigate the professional work setting, and first to aspire to an Executive role in her family. She was raised in Boyle Heights, Los Angeles, California, and graduated from U...

#080 - In this episode, Mayra reviews some statistics about monthly subscriptions. Some monthly subscriptions can actually save us money in the long term instead of paying a la carte for things, but some we aren't using at all! Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

#079 - In this episode, Mayra shares how couponing enabled her to save on household items, toiletries, and other items that she normally uses. Saving money on things you normally purchase in conjunction with budgeting, meal planning, etc all adds up! Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

#078 - In this episode, Mayra shares her story and how difficult it has been to be a First Generation Latina. She had to make some difficult decisions in the last year. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

#077 - In this episode, Mayra shares the struggles of getting her husband on board when it came to our finances. She reviews what you may need to do and address before you have that "conversation." Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

#076 - In this episode, Mayra shares how she plans to get the best bargains at the grocery store. And also how to handle when eating out is the only option. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

#075 - In this episode, Mayra shares how she and her family have implemented the envelope system to help them achieve some short-term goals. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/

#074 - In this episode, Mayra interviews actor, dancer, podcaster, and self-improvement junkie Valentina Izarra. Valentina went through a painful divorce and learned a lot from the experience. She shares her story as well as why she believes merging your finances with your spouse is powerful. Connect with Valentina on Instagram https://www.instagram.com/mamasconganas Website: mamasconganas.com Con...

#073 - In this episode, Mayra interviews Dr. Norma Reyes about how we can start dreaming, visualize, and set goals for our future. Dr. Norma Reyes is a first-generation Mexican American; Both of her parents are from Mexico. She's one of four children and the first in her family to work towards breaking generational trauma by taking care of herself through self-help, self-care, and working to build...

#072 - In this episode, Mayra interviews Claudia Valenzuela about how we can start a small business with little to no monetary investment. Claudia is a 1st Gen Latina Entrepreneur living in Seattle, Washington. She is the daughter of Mexican immigrant parents, a world traveler & a former educator. She started her entrepreneurship journey in 2019 and today she is a business mindset coach helping 1s...

#069 - In this episode, Mayra interviews Lourdes Auquilla about Business Bookkeeping. They discuss 3 common mistakes business owners make in bookkeeping and how to correct them. Lourdes Auquilla is a Latina Bookkeeper who helps CEOs gain financial clarity so they can know exactly where their money is going, be tax ready, and increase profits. Connect with Lourdes on IG at @lourdesbookss Website: L...

#068 - In this episode, Mayra discusses why life insurance is crucial for Latinas. We aren't often aren't taught the importance of this in our Latino homes. From protecting your loved ones financially to providing for your children's future and gaining peace of mind, we explore three key reasons why life insurance is a must-have for Latina women. We also talk about what types of insurance to get a...

#067 - In this episode, Mayra discusses the challenges Latina women face when managing their debt, including cultural and language barriers. As well as the reluctance to seek help or negotiate with creditors due to cultural beliefs and values. She offers tips on how to protect yourself from debt collection practices, the importance of seeking help from trusted advisors, and negotiating from a posi...

#066 - On this episode Mayra talks about setting boundaries. Are you struggling to achieve financial freedom because of the people in your life? Do you find it hard to say "no" when your friends or family ask for money or invite you to expensive outings? This episode reviews how to set boundaries with relationships can help you achieve financial freedom.

#065 - Mayra interviews Mariel Palafox Leon a local real estate agent in the Phoenix market. They conversate about what the real estate market looks like right now and what it may look like in 2023.  Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina Follow Mariel on Instagram at @mariel.palafox.leon.realtor  

#064 - Mayra talks explains what is a Tax Return, if we are receiving one, and how to use it wisely. Reviews how the wealthy view this topic. And how we can learn to change our mindsets regarding this subject to expedite our debt elimination efforts. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina

#063 - Mayra talks about what we tend to do when we get extra money. There are patterns in our behavior that keep us where we are. When additional money is received, we tend to immediately think about ways to spend the money. When we have a plan and extra money comes our way, we are most likely to reach our goals sooner.  Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram a...

#062 - Mayra reviews ways to curve overspending. What triggers us? Taking time to analyze our triggers helps us course correct. We all get tired, or in moods that sometimes get us in an impulsive mindset and enable us to forget about the initial plans we had with our money.   Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina

#061 - Mayra shares her experience of losing her phone which had Apple Pay activated and paired to her debit cards. She explains the steps she took to ensure her information was safe and secure. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina

#060 - On this episode, we have Tax Attorney Claudia Moncarz again on the show. She provides steps to take if we ever get audited by the IRS.  Connect with Claudia at www.moncarzlaw.com Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina

#059 - Mayra reviews why it's important to start planning for the upcoming year. You are most likely to hit your goals if you have them written down. Planning is half the battle. Don't wait until the new year, start the new year knowing what you will focus on! Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina

#058 - Mayra explains how the economy is shifting and makes a prediction based on patterns we've seen in the past. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina

#057 - Mayra explains why the holidays shouldn't be stressful. And how we can prepare to make wise choices during this wonderful time of the year.   Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina