Debt Collection Self-Defense

Here, Brian updates you on previous podcasts and defense techniques when fighting against a Discover Bank Collection lawsuit. Look for a more in-depth discussion on Securitization and how to use the Discover Bank pleadings and documents in building your all-important, Counter Affidavit. The Counter Affidavit is the blueprint to follow in your case and is attached to your Answer. To help you obtain...

Here, Brian shows you a typical Midland Credit Management, Inc. collection defense with a twist: The Trust issues adopted by MCM by their own employees trips up the whole case against the debtor. Look at the show notes all the ways MCM screwed up with missing assignments and the wrong company claiming to have sold the debt to MCM (a Trust that is nowhere in the paperwork). Typical MCM case and loo...

In this follow up podcast to other Capital One collection videos, Brian goes deep into a Capital One lawsuit defense and further analyzes the securitization of it all. Use the tips in the podcast with your state law and facts to produce a defense that the collection attorney will want to avoid, be a problem and get a financial solution with a better settlement. Hang in there with this one, there i...

In this episode, Brian provides you with his new addition to creditor defense through securitization and creditor validation letters. This is a first of its kind approach to creditor lawsuit defenses designed to focus on the securitization of it all. The video has plenty of word templates on the membership site for you to apply your facts and law. Good luck. See video and documents here: https://c...

In this episode, Brian gives you great tips and a new “Consumer Mini-Miranda” to settle debts with collectors and law firms in response to collection letters or just prior to answering the lawsuit. It is all about taking control of the discussion with the collector and using the “Three Strikes Rule” to keep discussions on the right path or get out of a fruitless conversation with a Headset Harriet...

In this episode, Brian continues his podcast series on settling collection debts, this time against a debt collector attorney. Part 2 in the series shows how to be a problem and not a victim in gaining control with a debt collector attorney who eventually just wants you to go away-if you are problem. So, use the tips in the Podcast to beat the collector and get the best deal. Go get 'em. See...

Here is another JPMorgan Chase Defense podcast with an ID Theft and Securitization theme that still mirrors the type of lawsuits JPM files. Go get 'em. See video and documents here: https://collectionstoppersolutions.com/the-perfect-defense-against-a-jpmorgan-collection-lawsuit/ Documents included with this video: Creditor Validation Letter (word) Det Collector Validation to Creditor using Mi...

In this episode, Brian provides great tips on handling student loan debt lawsuits with answers and counterclaims and the important counter affidavit based on a case he is fighting US Management, Inc. Always remember to use their documents against them and their pleadings too.  Look through the collection case and find what they most relay upon to win the lawsuit and then kill their case by elimina...

In this episode, Brian breaks down a Wells Fargo collection lawsuit and uses the creditor’s pleadings to turn Wells Fargo into a debt collector use the credit card agreement against Wells Fargo to show it is breaching the contract in suing the debtor. This the first kind of a Wells Fargo video showing a lawsuit defense but the other videos and documents with other creditor videos help you too.  Tu...

See video and documents here: https://collectionstoppersolutions.com/how-to-beat-an-lvnv-funding-collection-lawsuit/ Website: https://www.collectionstoppersolutions.com/ Facebook: @collectionstopper   Membership: https://collectionstoppersolutions.com/ Editor: CLAD+M - https://cla.marketing/ Here, Brian revisits a popular Plaintiff with new insights on how to beat an LVNV Funding Collection Lawsui...

See video and documents here: https://collectionstoppersolutions.com/third-party-practice-to-win-debt-collection-lawsuits/ Website: https://www.collectionstoppersolutions.com/ Facebook: @collectionstopper   Membership: https://collectionstoppersolutions.com/ Editor: CLAD+M - https://cla.marketing/ Here, Brian introduces you to Third Party Practice to win your Debt Collection Lawsuit. Using a Veloc...

See video and documents here: https://collectionstoppersolutions.com/appearing-in-court-to-fight-a-motion-for-summary-disposition-or-judgment/ Website: https://www.collectionstoppersolutions.com/ Facebook: @collectionstopper   Membership: https://collectionstoppersolutions.com/ Editor: CLAD+M - https://cla.marketing/ Here, Brian provides the skeleton around how he argues in court against a Motion...

Get the documents here - https://collectionstoppersolutions.com/making-your-first-appearance-and-killing-it-in-court/ Membership: https://collectionstoppersolutions.com/ Website: https://www.collectionstopper.com/ Facebook: @collectionstopper   Editor: CLAD+M - https://cla.marketing/ Brian adds some tips for you on how to make a good first impression at the Pre-Trial or first required appearance a...

Get the documents here - https://collectionstoppersolutions.com/killing-the-midland-credit-management-collection-case-with-linchpin-litigation/ Membership: https://collectionstoppersolutions.com/ Website: https://www.collectionstopper.com/ Facebook: @collectionstopper   Editor: CLAD+M - https://cla.marketing/ Here, Brian analyzes a Midland Credit Management case for the Linchpin you can see and kn...

Get the documents here - https://collectionstoppersolutions.com/more-debt-collection-linchpin-litigation/ Membership: https://collectionstoppersolutions.com/ Website: https://www.collectionstopper.com/ Facebook: @collectionstopper   Editor: CLAD+M - https://cla.marketing/ Documents included with this video: MCM Lawsuit_Redacted Discover Bank Summary Judgment Motion 293507- Aff in Support- MSD_Reda...

Here, Brian focuses again on an Appeal situation where against all odds, his client now has a first of its kind Florida Opinion creating a big win for consumers under a state collection protection statute. See all the attached Word Templates and Trial Court Transcript and the Winning Florida Appeals Court Opinion. Don't stop believing, really.  Find the video and documents here! - https://col...

Here, Brian breaks down a Collection Lawsuit from Spring Oaks Capital SPV, LLC (SOCS) and uses the pleadings of the lawsuit and accompanying documents against them. The case and the documents are full of holes and you use them. Here, we pinpoint the actual pleading and document that kills the SOCS case and Brian shows you why the SOCS smell. Hold your nose and have fun killing the Plaintiff's...

Here, Brian provides a breakdown of a typical debt buyer, student loan lawsuit that has tons of holes in their proofs to use against the debt buyer, CASA Receivables. They can't make up their mind as to who the original creditor was and the debt itself has gone through a total securitization that kills the Plaintiff's case. Great stuff to use in any debt buying case. Go get 'em. Doc...

Here, Brian goes over the Rule 11 Sanction Motion and How to Respond to it with a review of the rules, an actual case, and why Attorneys file the Motion.  Get these documents with this video on collectionstoppersolutions.com: Baxter, Johnson Lawsuit IN WORD Debtor Rule 11 Motion Response IN WORD Rule 11 Response Table of Contents IN WORD Collector’s Motion for Rule 11 Original Lawsuit Emails from...

Here Brian takes a look at a new one, 2023-1 Prime Consumer Loan Trust in another in a series looking at a FinTech loan, debt buyer case with a twist. BUT just treat the Trust collection case like any other debt buyer case and use the documents against them. In this case, the pleadings and supporting documents really sink the Plaintiff who is unnamed in the actual supporting Affidavit and the laws...

Here, Brian explains the system of Domestication of Foreign Judgments under the FDCPA and the Uniform Enforcement of Foreign Judgments Act (UEFJA). Debt collectors will go so far as to ignore the US Constitution Full Faith and Credit Clause in garnishing debtors' paychecks as they did here in this real example that Brian fought to help his Michigan client against an old and wrongful, Colorado...

Here, Brian takes away the hard work encountered by the Request to Admissions that debt collectors and Creditor send your way to intimidate you. Beware of the two major pitfalls in the responses to these pesky discovery requests. But for the most part, they are toothless requests and unless you fail to respond within 28 days or respond falsely, you should not worry if you follow the rules of your...

Here, Brian provides you a great check list for settling a debt after receiving a debt collection letter or after a lawsuit is filed. Remember the Three Strikes Rule and always advise the collector that you are settling a debt and don't get into why you owe the debt. The check list will provide you with great settlement tips at the three stages of debt settlement. Good luck.  Register for the...

Brian introduces you to a great Deposition Check off list that comes from your Original Counter Affidavit to trip up their witness using the debt collector's documents against them. Hope this shows how to break down their proof of standing by using their own witnesses against them. Thank you. SIGN UP FOR THE LIVE Q&A HERE!!!!! https://collectionstoppersolutions.com/programs/qanda6 A Guide...

Here, Brian provides you with a Broken Chain of Title Ownership Form to provide the court to lock down where the title is broken and why the debt buyer does not own the debt. It is everything in a single page nutshell attached to the front of the Answer so that the court has no excuse not to see how the debt buyer does not own the debt. The video will explain the form and provide a ton of other wo...