Crushing Debt

How does your fitness impact your finances? What is the connection between the two? I'm reminded of the meme: "I'm into Fitness. Fitness this pizza into my mouth!" People who are more healthy, typically have larger incomes and savings. Conversely financial stress can negatively impact your health. People who are more fit are more likely to get hired, have lower health care costs, more energy at wo...

How do you overcome a negative mindset? What does it mean to win? To win in life? To win in relationships? To win in finances? To win in other areas of your life? Our guest on this week's show is Brad DeMint. Brad is an account executive with Greenleaf Title, LLC ( www.greenleaftitle.com ) and host of the podcast How to Win with Brad Demint ( www. BradDeMint.com ), a podcast about life, sales, and...

What are the money hacks that you use every day? What are some that you would never do? Today George and Shawn talk about money hacks - simple things you can do to save a few dollars here or there that, when added up, amount to significant savings! For example: Unplugging Vampire Devices Making Coffee at Home Bulk Buying AC Maintenance Toilet Water Hacks Zip Up Your Pants Before Washing Extended W...

Are you able to leave the office for a week on vacation and leave your work behind? What do you need to do prior to leaving, to make sure that your vacation is a vacation, and not just working remote from some other place?  This past week, Shawn & his family took a trip to Arizona. They were gone for a week, but Shawn left behind his iPad and laptop (he did bring  his phone, but he needed a phone,...

What happens to finances in a time of loss? Loss of job, loss of family or friends, loss due to illness, loss because of a divorce?  Losses can happen to any of us at any time, but how you deal with the loss will also impact how the loss affects your finances. In this week's episode Shawn and George talk to Bobby Clark, a personal finance coach and content writer for the Clark on Money Blog. Bobby...

What can you do to make more money quick? Does quick money mean dishonest money? Last week George and Shawn talked about Money Scams. This week, it's get rich quick schemes, but which ones are legitimate and which ones can get you into deeper debt? Ponzi or Pyramid Schemes Online Courses Coaching (sorry George) Multi-Level Marketing (MLMs) What other "schemes" have you tried? Which have worked and...

Do you have a rich relative who died left you with a bunch of money? Are you being romanced by someone who will come see you, but only if you buy them a plane ticket? Do you get random requests to buy gift cards for someone in trouble? Beware of money scams!  The fraudsters are out there and getting smarter.  Some popular scams are: Deed Copies Romance Scams Phishing Scams Probate Scams Timeshare...

Are you looking to make your business grow? Do you want referrals to help you grow your business? Do you understand each prospect's behavioral style? Would you like to be able to define a unique selling position that separates you from your competitors? This week is a rebroadcast going all the way back to (when we were the Yesner Law Podcast) Episode 7 - Constructing Success with Jason Avery! Cons...

What is lifestyle creep? Do you feel the need to keep up with the Joneses? Do your expenses increase as your income increases? Years ago, Shawn's father taught him that your expenses do not have to grow proportionately to your income.  In other words, just because you make more money doesn't mean you have to spend less money. Unfortunately, it seems like some people spend more as they make more. ...

How does ADHD effect money? Budgeting? What are some tips or tricks to work with money while dealing with ADHD? In this week's episode, Shawn & George interview Tamika Howell.   Tamika is a Financial Educator who teaches busy and easily distracted Black women how to align their money with their values through one to one coaching and educational content on various social media platforms. Her primar...

Should you lease or buy? In this week's episode, Shawn and George discuss that age-old question, is it better to lease or buy a car?  George bought his cars. Shawn bought one (his wife's) and leases another (his). But which one is the better choice for you? Some of the Pros of leasing a car: lower monthly payments, drive a better car for less money, get a new car every three years or so, lower mai...

Do you have a commercial profitable enterprise that works without you? Are you getting paid while you sleep? Or do you have a job? Shawn & George attended The Largest Networking Event in Tampa Bay last week and in this episode discuss lessons they learned from ActionCOACH Founder Brad Sugars, like: Hustle & Grind is the New Stupid If you're not getting paid while you sleep, you don't have a busine...

What questions do you have for us here on The Crushing Debt Podcast? In today's episode, Shawn & George answer some of the most popular questions they receive, like: My landlord died. Is my lease still valid? Can I shut down my business to avoid paying back business debt? Should I stay in a bad job just because they offer a 401k (or any other benefits)? Should I pay debt or invest the money? Some...

How do you talk to your kids about money? What books about money have influenced you that you want to share with your kids? This week's guest, Clifton D. Corbin, MBA, PMP, was a business consultant with over two dozen decades of experience when he left the office to become a full time stay-at-home dad. During this time, he authored his first book, Your Kids, Their Money: A Parent's Guide to Raisin...

Trainwrecks, car accidents, calamities, and disasters are all things you want to avoid, but all things that you cannot look away from when they happen. But what happens when the trainwreck is financial, and how do you avoid them? In today's episode, Shawn & George talk about some of the financial trainwrecks they've seen or experienced over the years, along with some tips to avoid them, including:...

What are your best ideas for networking an event? Do you go to events looking to buy or sell? Do you give your card to everyone there - throwing them out like they were ninja throwing stars? Do you have a goal, or do you go to networking events just to socialize? The Largest Networking Event in Tampa Bay is Friday, February 17, 2023 and Yesner Law is a sponsor. ActionCOACH Tampa Bay is the host co...

Are credit cards evil? Is it normal to have a lot of debt? Do you need to spend money to make money? Does your salary dictate your wealth? Do you need to budget? Is budgeting painful? In this week's episode, Shawn & George tackle some popular money myths and explain why they are untrue, or why Shawn & George don't buy into them (bad pun intended). You can listen to our previous episode about money...

What is the most expensive thing you've ever bought that wasn't a house or a car? Have you ever eaten food from the floor? Have you ever stolen money from your parents? When was the worst time that you threw up? What was your worst workplace experience? Would you stop talking to all of your friends for a million dollars? How are all of these questions related? In this week's episode, Shawn & Georg...

What do millionaires do differently than the rest of us? How can you incorporate secrets of millionaires to become one yourself? In this week's episode, George and Shawn talk about the mindset of millionaires, how that mindset differs, and what you can do to incorporate that mindset into your life.  Links to the books mentioned in today's episode: Secrets of the Millionaire Mind by T. Harv Eker: A...

Welcome to the last Crushing Debt Podcast episode ... of 2022 !! Do you set goals every year? Did you accomplish what you set out to do in 2022? What are your 2023 Goals? In this week's episode, Shawn and George talk about 2023 goals, how to set your goals and why they should be S.M.A.R.T.Y. pants goals. They also discuss some of their 2023 goals, specifically around the podcast, personally, for t...

What would you do if you could make more money, have more time, and have more fun? What would your life look like? This past week, Shawn was a speaker at the More Money, Time & Fun online Summit, hosted by our friend and frequent guest, Tiffanie Kellog. In today's episode, Shawn and George talk about how to have more money by having less debt. This topic mirrors Shawn's second book, Become Debt Fr...

Why do you do what you do? What do you do on your birthday? On this week's episode, George interviews Shawn for his 50th Birthday, which is today (if you're listening on the day the episode is released)! Why did Shawn become an attorney?  What stories does he share on his journey to helping people have more money at the end of the month, rather than month at the end of the money? Today's episode i...

Q: When do you want to retire? A: Yesterday! But how do you plan to retire early? What if your retirement is "forced" by being terminated, or having a medical condition that causes you to be unable to work? In this week's episode, Shawn & George talk about different strategies so you can retire early, whether by choice or by force, such as: Getting a second job or side hustle; Applying for assista...

How can you achieve financial independence through real estate? What mindset do you need to achieve financial independence? What does financial independence mean? What is better as an investment strategy, short term or long term rentals? On this week's episode, Shawn & George interview Lauren Keen Aumond, a Tampa Bay-based real estate investor. She and her husband have reached financial independen...

Each year, we release a show describing what we're thankful for - and there's no better time for that than Thanksgiving. In the early years of the show, we skipped a "Thanksgiving" episode because Shawn thought "who is going to listen on Thanksgiving Thursday? Of course, our listeners listen to shows on different days of the week, and sometimes weeks, months or years after a particular episode is...