Cross Roads Podcast

Send us Fan Mail Ever wonder how a single story can quiet a crowded room and make it glow? We sit down with Santa Stephen to unpack the craft behind holiday magic—from the way he builds a living North Pole in a child’s imagination to how he turns chaotic photo ops into keepsakes that radiate warmth. He shares the heart of his favorite tale, the little bell that could, and why small gestures like a...

Send us Fan Mail Want the trip, the car, and a peaceful December without feeding your credit card? We walk through a simple, numbers-first plan to turn big goals into daily actions you can actually keep. It starts with clarity—naming a target and a date—then breaking it into monthly and even daily amounts so progress feels tangible. You’ll hear the real math behind a $3,000 vacation, why $8.22 a d...

Send us Fan Mail Ever looked at a dental bill and wondered how a routine cleaning turned into a tangle of codes and surprise charges? We dig into the hidden world of dental insurance fraud—upcoding, unbundling, phantom billing, and double charging—and explain how these tactics quietly raise your costs and erode trust. Drawing from a first-hand story about a $26 “gingival rinse” that was just tap w...

Send us Fan Mail Government pauses; life doesn’t. We open the mic on the shutdown standoff and follow the impact from Capitol Hill straight to kitchen tables: furloughed paychecks, closed parks, longer TSA lines, and the hidden costs that ripple through small towns and local businesses. With clear, no-spin commentary, we trace the last fifteen years of policy swings—health care mandates, stimulus...

Send us Fan Mail Sleep - that elusive reset button for our bodies and brains that many of us struggle to press properly. With 50-70 million Americans suffering from sleep deprivation or disorders, understanding how to improve sleep quality isn't just about feeling rested—it's about protecting your long-term health. Magnesium and melatonin often get mentioned in the same breath when discu...

Send us Fan Mail Drowning in debt? You're not alone. This eye-opening conversation with financial expert John Ezell cuts through the confusion to reveal why so many of us struggle with debt—and exactly how to break free. The shocking truth? Most people have no idea where their money actually goes. One friend of John's discovered he was spending $2,200 monthly just on fast food lunches wi...

Send us Fan Mail What happens when you get a traffic ticket in a rural area, need to evict a non-paying tenant, or find yourself in a dispute over a home renovation gone wrong? The Justice of the Peace court might be your destination, yet many residents don't understand this crucial part of our legal system. In this revealing conversation, Steven Killfoil sits down with Vince Handler, candida...

Send us Fan Mail Nobody brags at a dinner party about buying life insurance, but when life takes an unexpected turn, it's the safety net your family will be grateful you had in place. In this illuminating conversation, host Steven Killfoil and financial expert John Ezell strip away the complexity and confusion surrounding life insurance to reveal why it deserves your attention. The journey be...

Send us Fan Mail The dreaded pink slip – that moment when your professional world suddenly turns upside down. In this compelling episode of Money Moves, host Steven Killfoil shares his personal layoff story from 2015, revealing how what initially felt like a career disaster ultimately became his greatest blessing. Guest Foster Williams, a career transition expert with over 26 years of experience h...

Send us Fan Mail Those seemingly healthy granola bars and yogurts you're reaching for? They might be delivering more sugar than a candy bar. The refreshing fruit sorbet you chose over ice cream? It could be packing twice the sugar. We're pulling back the curtain on the hidden sugar epidemic that's hijacking our health one "nutritious" bite at a time. The numbers are stagge...

Send us Fan Mail Money moves beyond theory into action in this deep dive on strategic saving for retirement. Financial strategist John Ezell returns to break down how everyday decisions transform into lasting wealth—no matter your current income or debt situation. "Savings isn't just about large amounts. It's more important to be consistent," Ezell emphasizes, challenging the c...

Send us Fan Mail Chrome isn't just shining in Pilot Point this August—it's serving a higher purpose.  Beneath the gleaming hoods and polished fenders of the vehicles at ChromeFest lies a powerful story of community connection. My conversation with Cindy Ferris, affectionately known around town as "Mama C," reveals how a grassroots car show that began in 2016 has transformed int...

Send us Fan Mail Hemp's story reads like a political thriller, complete with corporate conspiracies, government cover-ups, and a modern-day governor fighting to restore an ancient plant's rightful place in American agriculture and medicine. Steven and Mady Killfoil take us deep into this fascinating saga, revealing how hemp went from powering colonial America to becoming the target of on...

Send us Fan Mail Ready for a retirement reality check? Whether you're a twenty-something who thinks retirement is light-years away or approaching your golden years with anxiety, this conversation with retirement expert John Ezell delivers straight talk about securing your financial future. Most of us get financial advice from well-meaning relatives who lack expertise—a recipe for disaster. Ju...

Send us Fan Mail Fat has been unfairly villainized for decades, but the truth is far more nuanced than the "fat is bad" messaging we've all heard. The reality? Your body needs healthy fats to thrive - they support brain function, hormone production, and help absorb essential vitamins. Stephen and Maddie take listeners on a journey through the complex world of dietary fats, breaking...

Send us Fan Mail As summer temperatures soar, so do the risks to your health and wellbeing. In this comprehensive guide to summer wellness, hosts Stephen and Maddie break down critical strategies for staying safe and feeling your best during the hottest months of the year. The cornerstone of summer health revolves around proper hydration—beyond simply drinking water. Learn why the standard recomme...

Send us Fan Mail Freedom rings differently when you understand its origins. This episode peels back the star-spangled layers of America's birthday celebration to reveal what truly makes the Fourth of July significant beyond the barbecues and fireworks displays. We begin by examining a recent legislative victory—the passage of what's dubbed "the big beautiful bill"—walking liste...

Send us Fan Mail Are American educational institutions upholding their promises or failing our children? This penetrating examination of the U.S. Department of Education and DEI policies reveals uncomfortable truths about power, control, and the future of learning in America. Steven Killfoil takes listeners on a revealing journey through the Department of Education's controversial history, fr...

Send us Fan Mail Forget everything you thought you knew about "dieting." The Mediterranean approach isn't about deprivation or complicated rules—it's a delicious, science-backed way of eating that's been keeping people healthy for centuries. We dive deep into why the Mediterranean diet consistently ranks as one of the world's healthiest eating patterns, exploring its...

Send us Fan Mail Ever been blindsided by hidden travel fees or unexpected challenges while exploring Europe? You're not alone. Fresh from our adventure in Malaga, Spain, we're pulling back the curtain on international travel with hard-earned wisdom that could save you thousands. Our journey began with high hopes but quickly encountered turbulence—literally and figuratively. From an eye-w...

Send us Fan Mail Small towns across America are navigating the delicate balance between growth and preserving their unique character. Here in Cross Roads, Texas, we've just witnessed a perfect example of how thoughtful development can enhance community life while maintaining our cherished small-town atmosphere. The big news has everyone talking: Lowe's Home Improvement is coming to Cross...

Send us Fan Mail The quest for youthful vitality drives many of us to try supplement after supplement, often with disappointing results. But what if the problem isn't collagen itself, but rather the quality of what you're taking? Today we dive deep into the world of collagen supplementation, revealing five critical warnings that could transform your anti-aging journey. As we age—losing a...

Send us Fan Mail Voting isn't just a right—it's a profound responsibility that can literally change the course of history. This week, we dive deep into the importance of local elections, particularly those involving our education system, where even a single vote can make all the difference. The spotlight turns to concerning issues within Denton ISD, where a new high school is being built...

Send us Fan Mail Pulling back the curtain on local government decision-making, Councilman Andrew Evans joins the Cross Roads Podcast to explain the often invisible forces that shape our communities.  What makes a councilman vote for a development project that neighbors oppose? Evans walks us through the legislative chess game behind the scenes, revealing how pending bills at the state level could...

Send us Fan Mail Shocking revelations about our food system take center stage as we uncover the troubling connection between a single corrupted scientific study and America's diabetes epidemic. Buried in Harvard University archives for 51 years, documents reveal how Big Sugar paid prominent scientists $61,000 in today's money to shift blame from sugar to saturated fat—derailing nutrition...