Credit Union Overtime Podcast

Mortgage Bankers Association Prediction on CRE Loan Volume Q&A with David Reed CEO and former financial institution executive, Larry Williams, chats with attorney and compliance expert, David Reed, about a recent prediction made by the Mortgage Bankers Association concerning commercial real estate lending. Tumbling occupancy, rising interest rates, and concentrations in CRE loans may spell tro...

CEO and former banker, Larry Williams, chats with compliance expert, Deborah Crawford, about the new beneficial ownership rules and what that means to business owners and your institution.   Find out when new business account holders and existing business owners need to comply with the new rules, the reason for the changes, and who has access to your information. Plus get 10% off the webinar, Coun...

During this episode, Larry chats with Dale Sheller with the Baker Group about why the Federal Reserve recently decided to not increase interest rates, the implications of the tightening cycle on margins, preparations of financial institutions for the end of the tightening cycle, the reasons for an inverted yield curve, regulators' responses to unrealized investment portfolio losses, and the be...

In this week’s episode Marcia Malzahn does a Q&A on strategic planning. She will answer why your institution needs to have a strategic plan in place and why it needs to be incorporated into enterprise risk management and so much more.   After the podcast, be sure to check out Maria’s webinar Strategic Planning for Credit Unions. Register and learn more here: https://fin-ed.info/40vSLSy . Podca...

How is your team’s teamwork? What are you doing to increase/improve their efficiency, professionalism, communication, and accuracy?   During this episode, we visit with Molly Stull of Brode Consulting Services about some of the critical aspects that branch managers and head tellers need to be mindful of as leaders within their credit unions. After the podcast, be sure to check out Molly’s webinar...

In this week’s episode Marcia Malzahn does a Q&A on treasury management. She will detail why your credit union needs to implement this powerful tool to not only grow your core deposits but provide a sustainable source of income.     After the podcast, be sure to check out Maria’s webinar Treasury Management: A Powerful Tool to Increase Deposits & Fee Income. Register and learn more here: h...

The new CECL accounting standard fundamentally changed the way that credit unions estimate loan losses and resulted in material equity adjustments for many. What are regulators focusing on? Is there one “preferred” methodology? What impacts has CECL had on financial statements?   Join us for a Q&A with Stephen Schiltz of CLA as he answers these questions and more about the newly implemented Cu...

[1:10] Is there ETA on debits for Real Time Payments or Fednow? [2:13] Some financial institutions charge for Same Day ACH, but do they charge their account holders for RTP payments and for the coming FedNow payments or is it a free service? [5:00] What potential for fraud do you need to be aware of? [9:16] If an ACH is received through a service provider, do financial institutions need to contact...

[0:52] How does Google Analytics metric work? [3:19] Facebook and LinkedIn don’t work with Google Analytics. What site information can be incorporated? [6:04] Does Google rank video the same as written content? [8:09] Should you only link to your own website, or should you link to other people’s websites? [11:29] Should financial institutions have web pages on multiple platforms? [14:33] Best ways...

[01:03] Differences between commercial and consumer lending. [02:50] What is a consumer and consumer credit under Regulation B? [03:41] Common mistakes made by consumer lenders. [05:45] What does it take to be a good consumer lender? [06:44] Role of a consumer lender. [07:57] Consumer lending process. [08:40] The “TION” method of making a loan. In this week’s episode Jeffery Johnson covers the bas...

[1:21] The three medallion stamp security features. [4:06] Does the transfer agent need to validate the signature on the medallion stamp? [5:31] The difference between a notary, a traditional security guarantee, and the medallion stamp. [8:07:] How to handle a situation where a customer wants you to use a medallion stamp that is not a security transaction. [9:30] Other products that DO require a m...

Welcome to the Credit Union Overtime Podcast, produced and presented by the Credit Union Webinar Network, powered by FinEd. Today we have Nancy Flynn with us to discuss her webinar Business Writing Boot Camp, Including Critique of Your Own Writing Sample. Find Business Writing Boot Camp, Including Critique of Your Own Writing Sample here: https://cuwebtraining.com/business-writing-boot-camp-includ...

Welcome to the Credit Union Overtime Podcast. Produced and presented by the Credit Union Webinar Network, Powered by FinEd. Today we will be listening to a clip from Michael Christian's webinar An In-Depth Look at Regulation Z's Amended Qualified Mortgage (QM) Rule. Find An In-Depth Look at Regulation Z's Amended Qualified Mortgage (QM) Rule here: https://fin-ed.info/3LHyylR Michael Christians Con...

Welcome to the Credit Union Overtime Podcast. Produced and presented by the Credit Union Webinar Network powered by FinEd. Today we will be listening to a clip from Elizabeth Fast's webinar Lending on Low-Income Housing Tax Credit Projects. Find Lending on Low-Income Housing Tax Credit Projects here: https://cuwebtraining.com/lending-on-low-income-housing-tax-credit-projects Spencer Fane LLP Websi...

Welcome to the Credit Union Overtime Podcast, produced and presented by the Credit Union Webinar Network, powered by FinEd. Today we have Molly Stull with us to discuss her webinar Head Teller Development: Improving Teller Performance. Find the full webinar Head Teller Development: Improving Teller Performance here: https://fin-ed.info/3rhE9GT  Brode Consulting website: https://www.brodeconsu...

Welcome to the Credit Union Overtime Podcast, produced and presented by the Credit Union Webinar Network, powered by FinEd. Today we have Molly Stull with us to discuss her webinar New Employee Required Training.  Find the full webinar New Employee Required Training here: https://fin-ed.info/3ttSDX8 Brode Consulting website: https://www.brodeconsulting.com/ Find Molly on LinkedIn: https://www...

Welcome to the Credit Union Overtime Podcast, produced and presented by the Credit Union Webinar Network, powered by FinEd. Today we will be listening in on an excerpt from David Reed’s webinar Finding Lost Borrowers: The New World of Skip Tracing. Find the full webinar Finding Lost Borrowers: The New World of Skip Tracing here: https://fin-ed.info/3zXcvTt Reed & Jolly website: https://reedand...

Welcome to the Credit Union Overtime Podcast, produced and presented by the Credit Union Webinar Network, powered by FinEd. Today we have Michele Barlow with us to discuss her webinar Reg E Investigation & Requirements for Debit Card Error Resolution. Find the full webinar Reg E Investigation & Requirements for Debit Card Error Resolution here: https://fin-ed.info/2ZdpJOd Macha/PAR website...

Welcome to the Credit Union Overtime Podcast, produced and presented by the Credit Union Webinar Network, powered by FinEd. Today we have Kevin Olsen with us to discuss his webinar FedNow: Faster Payments, Future, Feasibility. Find the complimentary webinar FedNow: Faster Payments, Future, Feasibility here: https://fin-ed.info/3xLmZnY Payments Professor Website: https://www.paymentsprofessor.com/a...

Welcome to the Credit Union Overtime Podcast. Produced and presented by the Credit Union Webinar Network powered by FinEd. Today we have Client Learning Strategist Diana Kern with us to discuss her webinar on Mastercard Debit Card Chargebacks. Find Mastercard Debit Card Chargebacks here: https://fin-ed.info/3qjme3S SHAZAM Website: https://www.shazam.net/ Find Diana on LinkedIn: https://www.linkedi...

Welcome to the Credit Union Overtime Podcast. Produced and presented by the Credit Union Webinar Network powered by FinEd. Today we will be listening to a clip from Elizabeth Fast's webinar Dormant Accounts, Unclaimed Property & Escheatment. Find Dormant Accounts, Unclaimed Property & Escheatment here: https://fin-ed.info/3BW6ffa   Spencer Fane LLP Website: https://www.spencerfane.com...

Welcome to the Credit Union Overtime Podcast. Produced and presented by the Credit Union Webinar Network, Powered by FinEd. Today we will be listening to a clip from a riveting question and answer session from Dawn Kincaid’s webinar The TRID Dirty Dozen: Navigating the Landmines. Find The TRID Dirty Dozen: Navigating the Landmines here: https://fin-ed.info/2XWPAsE Brode Consulting Website: https:/...

Welcome to the Credit Union Overtime Podcast. Produced and presented by the Credit Union Webinar Network powered by FinEd. Today we will be listening to a clip from Duane Betz's webinar Comparing Regulation E with Visa & Mastercard Rules. Find Comparing Regulation E with Visa & Mastercard Rules here: https://fin-ed.info/3Eg3W85 SHAZAM Website: https://www.shazam.net/ Find Duane on LinkedIn...

Welcome to the Credit Union Overtime Podcast. Produced and presented by the Credit Union Webinar Network, Powered by FinEd. Today we have Michael Christians with us to discuss his webinar as a part of the New Account Series: Regulatory Alphabet for Deposit Accounts Find New Accounts Series: Regulatory Alphabet for Deposit Accounts here: https://fin-ed.info/3yuBICH Michael Christians Consulting Web...

Welcome to the Credit Union Overtime Podcast. Produced and presented by the Credit Union Webinar Network powered by FinEd. Today we will be listening to a clip from Elizabeth Fast's webinar as a part of the Collection Series: Chapter 7 & 13 Consumer Bankruptcies: Special Rules, Cramdowns & Risks. Find Chapter 7 & 13 Consumer Bankruptcies: Special Rules, Cramdowns & Risks here: http...