Credit Union Exam Solutions Presents With Flying Colors

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ In this episode of With Flying Colors , host Mark Treichel reconnects with Ryan Donovan, President and CEO of the Council of Federal Home Loan Banks (FHLB). Ryan returns to discuss the evolving role of the FHLB system, its relationship with credit unions, and how liquidity is much like oxygen—often unnoticed until it's urgently needed...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ NCUA is hitting corporate governance hard.  In this episode we discuss why and what to do if it happens to you.

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ This post on LinkedIn led to this podcast:  Growing this program from an idea, to an incredible technological platform is far and away the most rewarding venture of my career. The platform has allowed our company to think and dream of bigger ideas. It’s functionally changed the lives of so many of us. To say I’m proud of this achievem...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ The dreaded organizational review Document of Resolution or worse yet LUA.  What it means and what you should do.

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ NCUA has reopened the Succession Planning Rule for public comment.  In this episode JT Blau and I discuss the rule and its requirements.

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ Presidential Power and Independent Agency Autonomy: The 2025 NCUA Board Removal Case I. Legal and Constitutional Framework A Constitutional Showdown Begins From "At Pleasure" to Independence: The 1978 Restructuring The Humphrey's Executor Precedent: Protecting Independent Agencies Unitary Executive vs. Congressional Design The Narrowi...

Conservatorship: When NCUA Removes the Board & What You Need to Know Episode Summary: In this special episode, hosts Mark Treichel, Steve Farrar, and Todd Miller dive into the high-stakes world of NCUA conservatorships —when the agency steps in to remove a credit union’s board and take control. Drawing from their extensive experience handling some of the largest conservatorships in NCUA histor...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ The NCUA’s boardroom has been rocked. Two board members fired. DOGE staff roaming the halls. Rumors of a regulatory consolidation swirl. In this must-hear episode, Mark Treichel is joined by former NCUA Board Member Geoff  Bacino and former NCUA Congressional Affairs Director John McKechnie to unpack one of the most chaotic weeks in r...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ White House press secretary Karoline Leavitt defended the firings, saying, “President Trump is the chief executive of the executive branch and reserves the right to fire anyone he wants.” Warren: “President Trump just fired two Board Members at the National Credit Union Administration in his continued attack on American consumers. Thi...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ Episode Overview: In this episode of With Flying Colors , Mark Treichel tackles two hot topics ahead of the upcoming NCUA Board meeting: The Staff Buyout Program : With 145 FTEs already accepting voluntary separation packages—roughly 12% of NCUA's workforce—Mark explores the deeper implications. Could the agency be targeting a symboli...

Episode Summary: In this episode of With Flying Colors , host Mark Treichel is joined by former NCUA capital markets expert Todd Miller to discuss the latest updates to NCUA’s Interest Rate Risk (IRR) Supervisory Framework. Following NCUA’s recent stakeholder webinar, we break down key takeaways, including changes to risk categorization, the elimination of the extreme risk rating, and how these up...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ A quick-hit episode this week! Mark shares thoughts on Duke’s March Madness collapse, the rise of Rodney Hood at OCC, Jim Nussle’s pending retirement, and NCUA’s buyout offers. Plus, a few takes on market volatility, sub debt approvals, and the ever-shifting dynamics at the NCUA Board. Topics Covered: Duke’s tourney loss and dynasty h...

Episode Title: NCUA: Can You Put That in an Examiner Finding, Not a DOR? Episode Summary: In this episode of With Flying Colors , host Mark Treichel is joined by Steve Farrar and Todd Miller to unpack the complexities of NCUA examinations, examiner findings, and documents of resolution (DOORS). They dive into what makes an issue rise to a DOOR, how credit unions can negotiate findings, and why cor...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ In this episode of With Flying Colors , Mark Treichel is joined by Jason Stverak , Chief Advocacy Officer of the Defense Credit Union Council (DCUC) , for a wide-ranging conversation on the unique role defense credit unions play in serving military members—and the policy battles threatening their ability to do so. Jason shares how DCU...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/   Episode Summary:   In this episode of With Flying Colors , host Mark Treichel is joined by Steve Farrar and Todd Miller from Credit Union Exam Solutions to discuss the serious implications of a CAMEL Code 4 rating. A downgrade to CAMEL 4 signals significant risk and increased regulatory scrutiny. What does this mean for your credit...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ In this episode of With Flying Colors , host Mark Treichel is joined by Steve Farrar and Todd Miller to analyze the latest trends shaping the credit union industry in 2024. They dive into the recently released NCUA data, discussing multi-year trends, economic pressures, and how credit unions are navigating challenges such as rising de...

  So You're a CAMEL Code 3 – Now What?   🎙 Episode Title: So You’re a CAMEL Code 3 – Now What? Episode Summary: In this episode of With Flying Colors , host Mark Treichel is joined by Steve Farrar and Todd Miller from Credit Union Exam Solutions to discuss what happens when a credit union is downgraded to a CAMEL Code 3 . They break down the implications of this rating, what it means for credit un...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ NCUA Predictions: What Will the Do in 2025? Treichel: [00:00:00] Hey everyone, this is Mark Treichel with another episode of With Flying Colors. Today I am flying solo and I am calling this podcast something like what I expect from NCUA in 2025. In preparing for today's show, I took some notes going back and looking at NCUA's Agenda f...

Episode Summary: In this episode of With Flying Colors , Mark Treichel, along with industry experts Steve Farrar and Todd Miller, discuss a growing trend—NCUA requesting private meetings with credit union boards. What does it mean when regulators ask to meet without management present? Should boards be concerned? And how should they prepare? With decades of NCUA experience, Steve and Todd share in...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ Did NCUA just vote on its reorganization plan?  Time will tell. https://www.opm.gov/policy-data-oversight/latest-memos/guidance-on-agency-rif-and-reorganization-plans-requested-by-implementing-the-president-s-department-of-government-efficiency-workforce-optimization-initiative.pdf

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ Recorded just prior to GAC... check out this great interview with Katie Averill of Iowa and NASCUS...

"Liquidity Management: Reading Between the Lines of NCUA's Latest Guidance" In this insightful episode, Mark Treichel and former NCUA Capital Markets Specialist Todd Miller analyze NCUA's April 2023 liquidity webinar and provide their expert take on the agency's current perspective on liquidity management. Episode Highlights: Todd Miller shares his 34-year experience at NCUA, including his roles a...

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ https://ncua.gov/newsroom/press-release/2025/hauptman-announces-changes-ncuas-overdraftnsf-fee-collection A great Monday at GAC .... listen for details.

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ NCUA Board focuses on staff morale and safety of deposits.  Also what happened to the item making Todd Harper Vice Chairman?? Listen and learn.

www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ Episode Title: "Credit Unions at a Crossroads: Regulator Consolidation and the Tax Threat" With Flying Colors Podcast | Episode [Number] | Released February [XX], 2025 Host: Mark Treichel Guest: John McKechnie, John Ney LLC, Credit Union Policy Expert   Overview: In this timely episode, recorded just ahead of the 2025 Governmental Aff...